Guide Me Home 2 Sonoma  Real Estate Expertise

Why We Love Where We Live - Reason #28: You can find the Mad Hatter and Jugglers on the front lawn

Posted: July 28th, 2010

And a Sea Captain and Firemen and even a Mermaid – all of them masterfully assembled with brightly colored pieces of junk.  

The genius behind the creations is Sebastopol artist Patrick Amiot, and thanks to his admiring neighbors who asked to display his work in their front yards, Florence Avenue in Sebastopol has become known as “the art street.” 

Natives of Canada, Amiot and his wife and fellow artist, Brigitte Laurent, have created hundreds of fabulous, environmentally-friendly sculptures. In addition to those on Florence Avenue, they also grace areas of Sebastopol, are exhibited at art galleries, and have even played a role in raising money for community schools.  

As Patrick states on their website: “‘The whole purpose of my work is to glorify these objects, because they have their own spirit. When a hubcap has traveled on a truck for millions of miles, and has seen the prairies in the winter and the hot summer asphalt, when it’s done traveling with that truck and finds itself in the scrap yard and I find it, I kind of like to use that. This hubcap, or whatever piece of metal, from the day it was manufactured until now, has an important history. And I like to think the spirit of all these things lived incredible lives. If they could talk to you, they could tell amazing stories. That’s something I don’t want to hide.’”  

As we mentioned in reasons # 10, 20, 22 and now here in #28, we’re fortunate to have access to an amazing art scene, from priceless masterpieces from the world’s great artists to homegrown creations made from toasters and hubcaps.

Have you been to Florence Avenue? What’s your favorite piece?

Check out Patrick Amiot on Flickr. (Photo credits: Karen Foley)

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Posted by:  Frank Howard Allen Realtors



Why We Love Where We Live - Reason #26: Lights, camera, action

Posted: July 24th, 2010

Alfred Hitchcock’s The Birds, Bodega
Photo via flickr
Part of what we love about the North Bay is the movie culture. What other part of the country can boast the number of film festivals that are offered in Marin and Sonoma alone, from the smaller scale Sebastopol Documentary Film Festival to the Sausalito, Tiburon and Sonoma Valley festivals, to what is probably the most well-known, the Mill Valley Film Festival. These events draw luminaries, film buffs, critics and casual fans alike.

And though hundreds of miles from Hollywood, the North Bay has played its own part in dozens of movies. Films such as Peggy Sue Got Married, The Birds, Basic Instinct, American Graffiti, and Scream have used our beautiful streets and scenic landscapes as backdrops. Perhaps because we are hundreds of miles from Hollywood, the Bay Area is also the chosen home of such production companies as Lucas Film and Pixar.

It’s no wonder then that one of summer’s most popular activities in the North Bay is Movies in the Park. Instead of the house lights dimming, we experience the sun setting and, if we’re lucky, a falling star or two. There’s no 3D, no giant IMAX screen. Just friends, neighbors, and – depending on where you go – live music, children’s entertainment, wine parings and bottomless popcorn.

Summer’s in full swing. If you haven’t yet enjoyed a film under the stars, check out this list of locations, grab a blanket, and relish one of the North Bay’s great summer treats.

Annual Summer Fun Film Festival (Gundlach Bundschu in Sonoma)
August 7: Swingers
Music starts at 7 pm; Movie begins at dusk
VIP tickets include picnic dinner, reserved seating and a bottle of wine

Pictures on the Crush Pad (Moshin Vineyards in Healdsburg)
July 24: The Blues Brothers
August 14: Blue Hawaii
$20 admission includes a glass of wine and bottomless bag of popcorn; chairs provided

Petaluma Movies in the Park (Lucchesi Park)
July 23: Diary of a Wimpy Kid
July 30: Indiana Jones and the Raiders of the Lost Ark
Free event; live entertainment, children’s activities and refreshments
6:30; movie starts at dusk

Summer Nights on the Green (Windsor)
July 27: Tooth Fairy
Aug 3: Percy Jackson and the Olympians
Aug 10: Avatar
Movie starts 15 minutes after sunset

Film Night in the Park (Marin County & San Francisco)
July 23: The Blob (San Anselmo)
July 24: Harry Potter and the Half-Blood Prince (San Anselmo)
July 30: Fantastic Mr. Fox (San Anselmo)
July 31: Jaws (San Anselmo)
August 6: Napoleon Dynamite (San Geronimo)
August 7: Ferris Bueller’s Day Off (San Francisco, Dolores Park)
August 13: The Worlds Fastest Indian (San Anselmo)
August 14: Mamma Mia (San Anselmo)
August 20: Notorious (San Anselmo)
August 21: Coraline (San Anselmo)
August 28: Rear Window (San Francisco, Union Square)

Additional movies in September: 16 Candles, Up, Avatar, Alice in Wonderland, Amelie, Wall-e, The Big Lebowski

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Posted by:  Frank Howard Allen Realtors



Why We Love Where We Live – Reason #25: Every street has a story

Posted: July 22nd, 2010


Photos by: Karen Foley

Though a young state, California enjoys a rich and fascinating history, much of which can be explored right here in the North Bay.

One place to start is Petaluma. At 152 years old, Petaluma is one of California’s oldest cities and boasts a well-preserved historic downtown area that is on the National Register of Historic Places. Petaluma offers a wonderful historical walking tour of this area, which includes a stop at the location of what was originally the world’s only chicken pharmacy. (According to tour information, the pharmacy was featured in Ripley’s Believe It Or Not and National Geographic, and dispensed 50,000 pills daily.) It’s also worthwhile to visit the “A” Street Historic District, a six-block area near the historic downtown which takes you past an eclectic mix of homes and churches built between 1860 and 1925 where you can enjoy Petaluma’s beautiful Victorian homes. Visiting the historical homes and landmarks of this delightful city provides great insight into its early years.


Photos by: Karen Foley

Santa Rosa is another place one can explore California history. There’s the Railroad Square District on the west side of town that can take you back a century to the days of the Northwestern Pacific Railroad which bisected Sonoma County. Also worthwhile are the neighborhoods of St. Rose, with a combination of historic homes and commercial buildings, and Cherry Street, one of the oldest neighborhoods in Santa Rosa. On Cherry Street you’ll find historical homes that range from the charming Queen Anne style to stately Colonial Revivals.

For more information about historic attractions in the North Bay, check out these sites. If you have a site of historic interest to recommend, please let us know about it.

Visit Petaluma

The City of Santa Rosa

Historic Homes of Healdsburg Walking Tour

Mission San Rafael Arcangel

Sonoma State Historic Park

Jack London State Historic Park

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Posted by:  Frank Howard Allen Realtors



Creative Incentives: Using Seller Financing to Catch a Home Buyer’s Attention - Part II

Posted: July 15th, 2010

Is seller financing right for me?


7220 Hayden, Sebastopol
Seller financing can be complicated, so I recently asked my favorite lender, Megan Sovel, of Blue Oak Mortgage about the benefits of seller financing. In her usual gracious style, Megan explained seller financing for me and truthfully, there’s no reason to change up her explanation.

Seller financing IS currently permitted on Conventional Financing, given the terms and borrower qualifications conform to all of the lender’s guidelines. In short, the benefit of seller financing in today’s market is that it allows the buyer/borrower to maximize their purchasing power by minimizing their down payment.

In the past, conventional second mortgages (Home Equity Line of Credit and Closed End Loans) were a popular and smart option for buyers who wanted to take advantage of a low down payment but still avoid the added expense and qualifying restrictions that come with Mortgage Insurance. As the market has turned, however, these purchase money seconds from conventional lenders have all but disappeared as the risk has far outweighed the lender’s returns on their investment. There are currently no banks giving second mortgages above 80% of the appraised value of the property (and in most cases they cap at 70% or 75%). That’s where seller financing can comes in as a huge buyer incentive.

Assuming the seller has the available equity and is willing to carry the Promissory Note for the borrower, Fannie Mae & Freddie Mac currently allow for a combined loan to value of up to 95% of the property’s appraised value. This means that the buyer could get an 80% loan to value first mortgage through a conventional lender, a 15% seller second mortgage, and contribute as little as 5% of their own funds toward down payment. This would allow the buyer to avoid Mortgage Insurance and, in some cases, possibly qualify for a Conventional loan (versus FHA) when they otherwise wouldn’t have (due to some pretty strict current Mortgage Insurance restrictions on credit score, debt to income ratios, reserves, etc).

Additionally, the seller financing can also help make up the difference between purchase price/appraised value, and a conforming loan amount ($417,000), which carry slightly lower rates and monthly payments than High Balance Conforming or Jumbo loans.

Now, that said, the terms of the seller financing will be have to be reviewed and approved by the first mortgage lender and pass all Fannie Mae & Freddie Mac guidelines for second mortgages. For instance, the seller’s financing cannot amortize (have a term) less than 5 years from the Note date, cannot have a Pre-Payment Penalty (“early termination fees are allowed permitting they don’t exceed $500), cannot allow for any negative amortization (the borrower must make at least Interest Only payments), and cannot exceed certain limitations on rates & fees. Furthermore, in addition to qualifying for the Conventional first mortgage, the borrower WILL have to qualify for the entire principal and interest payment on the seller’s note, and the lender may require an additional review of the appraisal in order to verify that the property value meets their minimum criteria.

All in all, seller financing has some huge benefits for potential buyers. While not many sellers have the luxury of offering that option to buyers in today’s market, it can be an extremely beneficial option for buyers looking to “think outside the box” of conventional mortgage financing.

Posted by:  Martha O’Hayer



Creative Incentives: Using Seller Financing to Catch a Home Buyer’s Attention - Part I

Posted: July 14th, 2010


1721 Spur Ridge, Healdsburg

As you may have found, this is a testy Real Estate Market. There are no guarantees that the lenders will provide enough to cover the sale of the home. Often, buyers don’t have enough cash for a 20% or even 10% down payment. Therefore, sellers of homes in certain price ranges and regions may need to come to the table with inventive ways to attract potential buyers. I’ve seen sellers offer exotic vacations, appliances, even boats and cars to sweeten the deal.

Gifts are nice, but the most attractive incentive to a potential home buyer is a lower price. However, sometimes even that isn’t enough if comparable properties are also reduced or there is an excess of inventory. In this case, one creative option to consider is seller financing.

Here are two properties currently for sale in Sonoma County that feature seller financing. Both are lovely with fresh remodeling and seller financing may just be the ticket to make them available to a buyer who may not have the opportunity or the cash in their account to make the purchase work otherwise.

1721 Spur Ridge, Healdsburg 

7220 Hayden, Sebastopol  

Posted by:  Martha O’Hayer



Why We Love Where We Live – Reason #19: Doran Beach

Posted: July 14th, 2010


Photo
credit: Nick Young

The coastline of Marin and Sonoma Counties offers miles upon miles of spectacular beaches, most with their own characteristics and benefits. In Sonoma County, one of our favorites is Doran Beach, just south of Bodega Bay. Part of the Sonoma County Regional Park system, Doran Beach is a two-mile spit of sandy beach tucked behind Bodega Head, at the entrance to the harbor. This unique location and the southern orientation of the beach mean few, if any, big pounding waves, making it an ideal spot for young kids and water-shy adults to actually enjoy the ocean. On any given day at Doran, fog or no fog, you’ll find young and old enjoying the beach: swimming, strolling, picnicking, flying kites, building sand castles and even crabbing and fishing from the rock jetty on the north side of the spit. For those ready to spend more than just the day, Doran has great camping facilities that are open year-round. As a regional park, Doran has all the usual facilities, in addition to – and this is another reason why we love where we live: no one gets left out – a beach wheelchair which is available upon request.

Have you been to Doran Beach? What was your experience like?

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Posted by:  Frank Howard Allen Realtors



Why We Love Where We Live – Reason #18: The chance to drive like Mario Andretti…even if you’re 10

Posted: July 13th, 2010


Photo taken by Tinou Bao

The North Bay has a lot to offer car aficionados – both young and old – whether you’re into cheering from the stands, taking hairpin turns on your own, or just admiring new and vintage vehicles.

In Sonoma County, the Infineon Raceway is home to an amazing motor-sports industrial park of more than 65 businesses, including car preparation and restoration and vintage car storage, not to mention the nearly 340 days of high-speed racing a year. And for those who want to take part in the action themselves at Infineon, there’s the Jim Russell Kart Racing and Driving School. Kart racing is open to kids 8 and up while the school is open to drivers 14 and older (Highway Survival courses are offered for teens and adults).

Driven Raceway, also in Sonoma County, in Rohnert Park, is great for indoor Kart Racing. This is an ideal place to take the family, whether it’s a rainy day, or hot, hot, hot outside. With both kids and adult Karts available, everyone can have fun. If you really get into it, you can even race in their leagues. And if the kids get bored of Dad’s need for speed, there is an arcade, a mini-bowling alley, and even black-light mini golf.

Several towns in the North Bay also host classic car parades or car shows, including the Marin Sonoma Concours d’Elegance, the Tiburon Classic car show and Corvettes at the Castle in Kenwood.

Are you a car or racing fan? What’s your favorite event?

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Posted by:  Frank Howard Allen Realtors



Art, music, food, wine and microbrews aplenty at the Petaluma Art & Garden Festival

Posted: July 9th, 2010

Once again, Petaluma closes its downtown streets to welcome the 9th Annual Art and Garden Festival. There’s always so much to do on a given weekend in Wine Country, but this Festival has something that will keep you in town if you live here, and drive you here if you live elsewhere. On Sunday, July 11, from 11AM to 4PM you can be part of the fun for free too.

As the name implies, it’s about art and garden but also about music, kids’ activities and beer and wine. Over 100 vendors will set up for your enjoyment. Stroll our charming downtown streets, grab a local microbrew and tour the garden displays from local landscape designers. You can’t go wrong with the music line-up. You can sit and watch, dance around or just enjoy the music as part of the background of this lively event. By now you will be hungry, so grab a bite from one of the local restaurants featuring signature dishes meant to compliment that local brew or wine you’re sampling. Talk to the vendors, they love this event and I’m pretty sure you will too. The full lineup is on the Petaluma Downtown Website.

Proceeds from the event are used for downtown beautification. I’m all for that! So please, come on down to Petaluma’s 9th Annual Art and Garden Festival on Sunday and help us keep Petaluma Downtown BEAUTIFUL!

For a full calendar of Petaluma events, go to: www.visitpetaluma.com

Posted by:  Martha O’Hayer



Why We Love Where We Live – Reason #14: Picnicking in the Wine Country

Posted: July 5th, 2010


Photo taken by
Marit & Toomas Hinnosaar

Imagine sitting down among the scenic beauty of a vineyard, surrounded by lush grape vines, roses and rolling hills. Add to that a gourmet lunch paired with your newfound favorite wine and you’ve got yourself a pleasant way to spend an afternoon in the Wine Country. Whether you live in Sonoma or Napa Counties or are just visiting, a Wine Country picnic is a wonderful way to enjoy the area. Unfortunately, you can’t just spread out a picnic blanket anywhere, but several wineries do have picnic spots. Some may require reservations or fees, so best to do a little research before setting out.

To prepare for your picnic, stop by Whole Foods in Napa (one of the largest we’ve seen) or visit the well-known and beloved Oakville Grocery in Oakville (arrive early to avoid crowds). Another great option for the gourmet foodie is Dean & DeLuca in St.Helena. Have a sandwich or salad made to order at the deli, pore over their amazing selection of pre-made dishes and specialty items or just grab some truffle salt to take home. You can then head over to nearby Louis M. Martini Winery and enjoy your feast at one of their sunny picnic tables. If your tasting tour takes you to Calistoga, you can visit Bothe State Park which offers picnic tables amongst Redwoods, ferns and Douglas Fir trees – they even have a swimming pool for those hot summer days. If you prefer to buy your picnic fare at the winery, try Chateau St.Jean or V. Sattui. Chateau St. Jean allows you to buy wines by the glass and take them out on the grounds – which feature spectacular gardens. V. Sattui is known for their enormous cheese counter and has a delicious deli as well. Off the tourist path a little bit is Jimtown Store in Alexander Valley. Like Oakville Grocery, this is more country store meets California gourmet.

These are just some of the places where we love to wine and dine outdoors – there are many more options. Let us know if we missed one of your favorites, or if you have a recommended wine or dish at any of the places we mentioned.

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Posted by:  Frank Howard Allen Realtors



Why We Love Where We Live – Reason #11: Spotting a Peregrine Falcon

Posted: July 1st, 2010

Sonoma County is an outdoor wonderland. With several regional and national parks, there are countless activities to partake in and trails to embark on. One of our favorite activities is to hike the Good Speed trail to Gunsight Rock. This hike starts out in Sugarloaf Ridge State Park in Kenwood and takes you into adjacent Hood Mountain Regional Park. Many people hike to the summit, but the view from the top is obstructed by Manzanita and pine tree cover. However, about a quarter-mile below the summit is Gunsight Rock. The hike takes close to four hours round trip, but the views from this vantage point more than reward you for your efforts as you can see just about all of Sonoma County. In fact, on a clear day you can see the ridges in Napa and Marin as well. The journey to Gunsight Rock is just as enjoyable. You’ll travel through redwoods, over beautiful bridges and running water and pass by bay laurel, oaks, grasslands, wildflowers and wildlife. Notably, it has been said that this is one of the places you can spot Peregrine Falcons – but you have to have a quick eye as these majestic birds of prey are known to be one of the – if not the – fastest animals on earth.

 
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Posted by:  Frank Howard Allen Realtors



Why We Love Where We Live – Reason #8: Getting a behind-the-scenes look at how it’s done

Posted: June 29th, 2010

In addition to homebuyers, the North Bay attracts businesses large and small. Many well-known companies Williams-Sonoma, LucasFilm, and Amy’s Kitchen, not to mention so many of the wineries – have either gotten their start here or have headquarters in the area.

We all know the wineries open their doors to visitors, but there are also a good number of other local companies that allow us to experience first-hand how their product is made. These factory tours are widely popular amongst locals and tourists alike. 

For those who remember collecting stickers as a kid, or who have kids of their own with the passion, a visit to Mrs. Grossman’s sticker factory in Petaluma will take you back to those days of red hearts and gold stars. Highlights of the tour, to which many local school children are privy, include watching the laser web (the technology behind the company’s exclusive laser-cut stickers) and creating a postcard in the Sticker Art Room. Another tour that’s popular with the kids is the Jelly Belly tour. You have to travel a little farther – out to Fairfield – but this tour is unique and worth the trip. Here you’ll go behind the scenes and witness why it takes more than a week to make a single bean. You can also visit the candy store and swing by the Sample Bar where you can try all the different flavors and build your own unique recipes.

For the adults, there are tours that reveal the secrets of some of the delicious food and drinks made in this region. If you’re a fan of olive oil, a trip to McEvoy ranch is a must. While in Petaluma, you can make a day of it by also visiting the Marin French Cheese Company and Lagunitas Brewing Company. For that last stop, be sure to schedule time after your tour at the brewery to relax in the Beer Sanctuary with some live music.

More info:

Mrs. Grossmans Sticker Factory: www.mrsgrossmans.com
Tours are Monday-Thursday by reservation only.

Jelly Belly Factory: www.jellybelly.com
Guided factory tours operate daily from 9:00 am to 4:00 pm.

Lagunitas Brewing Company: www.lagunitas.com
Tours are every weekday at 3:00pm.

Marin French Cheese Company: www.marinfrenchcheese.com
Tours are available seven days a week at 10:00 am, 11:00 am, Noon and 3:00 pm. Most cheese making activity occurs Monday through Thursday between 10:00 am and Noon.

McEvoy Ranch: www.mcevoyranch.com
Upcoming special tours: Garden Walk & Lunch – July 8, August 19, September 16; Orchard Walk & Mill Tour – August 7, September 11, October 2

Read what fellow bloggers Martha O’Hayer and Judy LeMarr have had to say about some of their favorite tours.

Do you have a favorite tour to add to the list? Let us know in the comments.

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Posted by:  Frank Howard Allen Realtors



Why We Love Where We Live – Reason #6: Enjoying the Wine Country from above

Posted: June 25th, 2010


Image via Wildcat Dunny  

When you’re lucky enough to live in or around the Napa/Sonoma Wine Country, it’s easy to take the amazing scenery for granted. One great way to gain a new perspective is to take flight and view the area from above. There are several options for doing this, including helicopter and hot air balloon rides.

Another, less expensive option is to visit a mountain-top winery and take in the panoramic views. The well-known standard for this is Sterling Vineyards in Calistoga. Its hilltop location provides panoramic views of the Napa Valley and there’s even an aerial tram – the only one of its kind in the valley – to get to the top. Sterling Vineyards is also kid-friendly, offering juice boxes for little ones.  

If you find yourself in Sonoma Valley, there’s Kunde Family Estate in Kenwood, which just last week announced the official launch of its new Mountain Top Tour and Tasting. Offered every Friday, Saturday and Sunday, the tour takes you through the Mayacamas Mountains and up to 1,400 feet where you’ll be greeted with panoramic vistas, breathtaking views and a beautiful setting for tasting their sustainably-farmed, estate-grown wines. Like Frank Howard Allen Realtors, Kunde Family Estate is family-owned and has also celebrated 100 years of serving the North Bay.  

Balloon Rides
Napa Valley Drifters
Balloons Above the Valley
Napa Valley Balloons, Inc.

Helicopter Rides
Wine Country Helicopters
Napa Helicopter Charters 

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Posted by:  Frank Howard Allen Realtors



Why We Love Where We Live – Reason #4: Paddle Boating on Spring Lake

Posted: June 23rd, 2010

We are fortunate to have so many national and regional parks in this area and Spring Lake Park is one of our favorites. With so much to do in this recreational area located in Santa Rosa, it’s hard to pick just one thing, but we’re partial to paddle boating on Spring Lake. You can rent paddle boats during the summer (May through September) and it’s a wonderful way to relax and enjoy the scenery. You can also windsurf, kayak or canoe and there is a boat ramp that is open year-round. If you’d rather enjoy the lake from dry land, there’s an easy path around the lake for running, walking, cycling or horseback riding, as well as trails throughout the park that even connect you to nearby Howarth City Park and Annadel State Park, creating an outstanding 8-mile recreational facility.

Read what fellow blogger Ruth Buzzard had to say about Spring Lake:
http://www.guidemehome2sonoma.com/2010/4/8/what-is-that-lake-in-santa-rosa

Follow along as the full list unfolds – 100 Reasons Why We Love Where We Live

Posted by: Frank Howard Allen Realtors



More than just Agriculture at this Fair

Posted: June 23rd, 2010

The Sonoma-Marin Fair begins today, so you had better get some rest because you’ll need it if you intend to take it all in. It’s not the biggest Fair in Sonoma County, but it packs a lot of punch.

Beginning on June 23 and continuing till June 27, the Sonoma-Marin Fair will fill the Petaluma Fairgrounds with all the sights and sounds of old timey fairs, but will also present a few events you may not have heard of on any fair circuit.

For instance, today is Kids’ Day and everyone gets in for $10 before 5 PM. And, in addition to the usual Poultry Showmanship and Dairy Challenges, you may have a ringer in your house for the Text Messaging Challenge or the Guitar Hero Challenge. The Teen Edge includes a fashion show, band competitions and more. The Fair is agricultural in nature, but there seems to be something for all ages here. A full schedule of events can be found here and you can view all of the kid specific activities here.

Thursday is Seniors’ Day, Friday is Ag (Agriculture) Day, Saturday is Farmers’ Day and Sunday is Family Day. There’s music each night including local favorites Tower of Power and their incredible horn section. Stop by beforehand and sample this year’s winners of the North of the Bay Wine Competition.

Tons to do and not enough time to include it all in this post, so check back soon for further details. And if your kids have super fast thumbs or a real competitive edge in Guitar Hero, get yourself down to the Fairgrounds and let them shine! We all know it’s kids’ day everyday, but they might just get rewarded with bragging rights for an everyday activity!

Posted by:  Martha O’Hayer



Why We Love Where We Live – Reason #3: An African Safari without the long plane ride

Posted: June 22nd, 2010

Right now it seems as though everyone has World Cup fever and the buzzing sounds of the South African vuvuzela horn are taking the planet by storm. As it turns out, we have a bit of Africa right here in our own backyard. Giraffes, gazelles, zebras and hundreds of other animals inhabit Safari West, the wildlife preserve that covers 400 acres in the Santa Rosa ‘Serengeti.’ The mission of Safari West is preservation through breeding, education, research and public interaction. It’s a wonderful escape and will leave you amazed at the fact that you are so close to home. When you think of Sonoma County’s activities and unique benefits, wine-tasting, bike riding and exquisite locally-grown foods all come to mind, but there’s also a vast expanse of breathtaking nature and this is just one more way to enjoy it.

Fellow blogger Ruth Buzzard wrote this about Safari West: http://www.guidemehome2sonoma.com/2009/4/30/africa-in-the-wine-country

Follow along as the full list unfolds – 100 Reasons Why We Love Where We Live

Posted by: Frank Howard Allen Realtors



Downtown Santa Rosa Event - June 5

Posted: May 30th, 2010

Sonoma County is of course known for wine country events and June 5 is no exception for Downtown Santa Rosa. The South A Arts Alliance, wine makers, restaurants and local artists are hosting this spring event3rd Annual Vine Art on Saturday, June 5 from 6-9 PM in Santa Rosa’s Arts District.

This water color I painted features the grapes in the Vine Hill School area of Sebastopol during my wine making days. Always fascinating to the get the email, that even though it was raining cats and dogs, it was time to head over to pick the grapes and eat pizza. 

How irresistible is that?

Posted by:  Judy Freedman



Meyer Lemons in Sonoma County, CA

Posted: May 29th, 2010

The Meyer lemon is extraordinary in color and flavor and grows with zeal in Sonoma County. My 40 year old tree produces so many lemons that I need to finds new ways to use them.


Preserved lemons are used chopped up as a condiment with Mediterranean foods such as eggplant dishes similar to ratatouille, roast chicken and humus amongst many choices. 

The jars are almost too beautiful to use. Simply assembled by putting a couple tablespoons of kosher salt on the bottom of a mason jar, then quarter cut your lemons, lengthwise, but not through to the bottom and coat with kosher salt inside and outside the quartered lemons. Squish the lemons into the jar. Cover with additional Meyer lemon juice and two more tablespoons of kosher salt using at about 1/2 cup kosher salt in each jar. On your counter for a week turn your jars (with tight lids) upside down once a day for a week and then refrigerate and enjoy for 6 months or more. Most importantly, Google ”preserved lemons” for recipes to get better directions than I have given.

When shopping for homes in Santa Rosa, you will be surprised at how often you will see Meyer lemon trees. Sometimes there are so many lemons around, that I need to create watercolor paintings with them.

You can be fairly sure that when you buy a house in Santa Rosa, you will have a good chance of growing lemons.

Posted by:  Judy Freedman



Joe Rodota Bike Trail from Santa Rosa to Sebastopol

Posted: May 28th, 2010

Sonoma Counties best kept secret

The best bike ride for timid bicyclists like myself is the Joe Rodota Trail, 2.8 miles of paved trail that follows an abandoned railroad line between Santa Rosa and Sebastopol. Walking, biking, running, roller skating and more can be experienced on this beautiful and peaceful trail. On a Sunday morning you will wind up at the colorful Sebastopol Farmer’s Market featuring diverse foods, local produce and arts and crafts.

A great opportunity for young children to experience walking, bicycle riding, horseback riding, and roller skating in this serene setting. You can see the Laguna of Santa Rosa, the historic railroad, train trestles and enjoy fantastic birding along the way.


Posted by:  Judy Freedman



Bouverie Preserve in Sonoma County

Posted: May 27th, 2010

Sonoma County is very fortunate to have an educational preserve located in Glen Ellen that serves Elementary School children in the 3rd through 5th grades.

I have just finished my first season as a docent for the spring hiking season at the 535 acre Bouverie Preserve. Over 2,000 children visited the Preserve and had educational programs presented by Bouverie Docents in participating classrooms.

The children had the opportunity to observe more than 130 species of birds, 350 species of flowering plants, and numerous large mammals such as the bobcat, grey fox, and coyote. The children delighted in holding the striking black skinned and red bellied newts, banana slugs and fungi were plentiful this season.

Opportunities to Visit the Bouverie Preserve: Guided Nature Walks
Walks are open to the public on Saturdays throughout fall and spring. Reservations are required. See coming walks and the Saturday Bouverie Backyard Naturalist Series for one to three mile hikes.

The Bouverie Preserve of Audubon Canyon Ranch is approximately 6 miles north of the historic town of Sonoma, along Highway 12 in the Valley of the Moon near the village of Glen Ellen. Access is by appointment only (see below).

Posted by:  Judy Freedman



A trip to Sonoma Plaza

Posted: May 26th, 2010

Recently I was lucky enough to spend some time at the Plaza in the Town of Sonoma. What a gorgeous and fun place to hang out. I took Highway 12 from North Santa Rosa to Sonoma, which makes for a great drive on a spring day and takes you past tons of wineries including Kunde Estates and Ledson Winery, which is housed in a gorgeous Normandy-style castle. (Here is a list of Sonoma Wineries with a number of them along Highway 12. There are also great places to lunch along the way and even beautiful places to stay such as the Kenwood Inn & Spa.)

Once you arrive in the City of Sonoma (mostly called the Town of Sonoma), you can head over to the Plaza off of Broadway. The Sonoma Plaza is the largest in the state and home to the Sonoma Cheese Factory, the Sonoma Barracks used by General Vallejo in the 1850s and now a Historic Landmark, the Toscano Hotel, and the Sonoma City Hall.

The Town of Sonoma has a rich history in California: it was the Capital of the California Republic, which existed for a whole 26 days in 1846. It is considered the birthplace of the California Wine Country and as a side note, is also the birthplace of the well-known housewares company Williams Sonoma.

With historical buildings, amazing shops and restaurants, scenic drives, and lots to do, it’s hard to beat a refreshing and relaxing trip to the Town of Sonoma.

Many great events take place in the Plaza, including:

A year-round Farmer’s Market held Fridays from 8:30 am – noon
Free docent-led tours at The Toscano Hotel are offered Saturday, Sunday and Monday, from 1-4pm
Fireworks on the Fourth of July
The Sonoma Jazz Festival
For more events, click here.

Not in the mood for one of these events? Then grab a lunch and have a picnic in the park.

The Sonoma Plaza has been Yelp’d and you can check out the reviews here.

What is your favorite stretch of the California Wine Country?

Posted by:  Jennifer Masterson



Is this a Good Time to Buy in Sonoma?

Posted: May 24th, 2010

Over the past few weeks I have been asked several times, “Is this a good time to buy a house?” The complete answer depends on each individual situation, but in general there are several factors that indicate this is, indeed, a good time to buy. Here’s why:

  • Interest rates remain low. They fluctuate, of course, but as of today hover under 5% for a 30-year fixed loan.

  • While home prices generally are not as low as they were a year ago, especially in the “entry level” ranges, they are still far lower than at the top of the market. In some cases my clients are finding that their mortgage payments are roughly the same as paying rent. When you factor in the tax benefits, the picture looks even rosier.

  • For those looking for investment property, this is the first time in many years that an investor might break even or have a modest positive cash flow. Lenders will generally require a 25% down payment for investment property.

  • Many times bank-owned properties have a lot of deferred maintenance but are good bargains. If you are willing to put up with the inconvenience and extra work of buying a bank-owned property, you can move in with instant equity.

If you want to sit down and “run the numbers” just give me a call. I’ll be happy to help you figure out if now is the right time for YOU to buy.

Posted by:  Deborah Byrne



California Grown – Petaluma Farmers’ Market Opens May 22

Posted: May 20th, 2010

The Petaluma Farmers’ Market opens this Saturday, May 22. It may be hard to tell from looking out your window, but farmers’ market season is upon us bringing forth fresh produce, artisan baked goods, beautiful plants and flowers and specialty arts and crafts. There are two markets in Petaluma (the Wednesday Evening market will open June 2) offering access to some of Sonoma County’s bounty. In addition to the delicious food and produce, the Saturday market features live music, face painting, a balloon artist, jump house, and pony rides.

Farmers’ Markets have long since been a staple in Sonoma County and the New York Times has a recent post on their Bay Area blog describing farmers’ markets in the Bay Area by the numbers. Some interesting stats from that post include:

  • 12: Number of certified farmers’ markets in California in 1979; 540 Number of certified farmers’ markets in California today
  • 56: Cents on the retail dollar that farmers receive when selling at a farmers’ market; 30 Cents on the dollar when selling wholesale
  • 5: Calories in a strawberry; 435 Fuel calories required to ship a strawberry from California to New York

So grab your reusable bag and come down this weekend…now is the time to purchase locally-grown produce and support our area farmers.

The Petaluma Saturday Farmers’ Market
Saturdays 2:00pm – 5:00pm
May 22 – October 30
Walnut Park on the Corner of Pet. Blvd South & D St.

The Petaluma Evening Farmers’ Market
Wednesdays 4:30pm – 8:00pm
June 2 – September 1
Theatre District (2nd Street between B & D Streets)

Petaluma is just one of several farmers’ markets in Sonoma County. View this chart for more or visit: cafarmersmarkets.com

Posted By: Edward Reiners



Take advantage of state and federal home buyer tax credits before it’s too late

Posted: April 29th, 2010

If you’re lucky enough to live in the State of California, enjoying the great climate and geography, diversity and culture, history and charm, arts and entertainment, and landmarks and outdoor activities, you may also be able to add tax credits to the list of fringe benefits of living in California if you purchase a home soon.

With home prices and interest rates at historical lows, fortunate home buyers in California may qualify for a federal tax credit up to $8,000 in addition to the recent state tax credit up to $10,000 (if you time your purchase right over the next few months). However, taking advantage of Uncle Sam’s generosity will have to be timed right and not all may qualify. Many home buyers who plan to be in escrow by April 30, 2010 and close escrow by June 30, 2010 realize they qualify for up to an $8,000 federal home-buyer tax credit.

An eligible taxpayer must purchase, or enter into a binding contract to purchase, a principal residence and close escrow on or before April 30, 2010. However, the tax credit will qualify if a binding purchase contract is signed by April 30, 2010 and escrow closes by June 30, 2010.

Many home buyers may attempt to delay their close of escrow until after April 30, so they can also qualify for the new California home-buyer tax credit, which was signed into law recently. The state credit is worth up to $10,000, spread over three years. Although the chances of taking advantage of both tax credits is relief to many prospective home buyers, timing is key and the amount of buyers who will benefit from both credits may be slim.

To qualify for both the state and federal tax credits you must buy the home as your principle residence, you must be in contract on or before April 30, 2010 and you must close escrow between May 1, 2010 and June 30, 2010, and meet all other requirements. Timing will be tricky, especially if you’re in escrow on a foreclosure or short sale, which may not close escrow in the short window of time to take advantage of both tax credits.

Prospective buyers who have already locked in a mortgage rate may lose their rate, or will have to pay an additional fee to extend their rate lock (if they choose to postpone their closing to possibly reap the benefits of both tax credits).

The federal tax credit for first-time home buyers (the IRS defines a first-time home buyer as someone who has not owned a principal residence the past three years prior to the purchase) is equal to 10 percent of the purchase price (up to a maximum of $8,000, as the tax credit applies only to homes priced at $800,000 or less). The tax credit doesn’t have to be repaid unless the home is sold or no longer used as the buyer’s principle residence within three years after the purchase.

Buyers can claim the federal tax credit when they file their tax return (or amend the prior year’s return). This credit is refundable and the entire amount will be paid, even if you have zero federal tax liability or the credit is more than your federal tax.

The credit is also valid for current homeowners buying a replacement principal residence. Eligibility to claim the tax credit states that the buyers must have owned and lived in their previous home for five consecutive years out of the previous eight years. The tax credit is equal to 10 percent of the purchase price (up to a maximum of $6,500 and the tax credit applies only to homes priced at $800,000 or less). The credit is available if the home was purchased between November 7, 2009 – April 30, 2010. However, the tax credit will qualify if a binding purchase contract is signed by April 30, 2010 and escrow closes by June 30, 2010. The income limits are $125,000 for single taxpayers and $225,000 for married couples filing joint tax returns. The tax credit doesn’t have to be repaid unless the home is sold or no longer used as the buyer’s principle residence within three years after the purchase.

The State of California tax credit is the lesser of 5 percent of the purchase price or $10,000. First-time buyers can purchase a new or existing home but repeat buyers can only purchase a new home that has never been occupied.

The California credit is spread over three years, up to $3,333 per year and it is not refundable. If you owe less than $3,333 in one (or more) of those years, you lose the difference that year. Even if you owed $3,333 before you owned a house, you might owe less due to of all the new tax deductions.

The state credit does not have an income limit or purchase price limit, however, some buyers who fall below the income limits for the federal credit might not owe enough California tax to get the full benefit of the state credit.

To get the California credit, you must close escrow between May 1, 2010 – December 31, 2010, or whenever the money for the program runs out, whichever comes first (the money will probably run out before December 31, 2010).

The state credit for new construction can be reserved if you enter into a contract between May 1, 2010 – December 31, 2010 and close escrow prior to August 1, 2011. If you choose this route, you will not qualify for the federal credit because you entered into a contract after April 30, 2010.

Buyers should consult a well-informed tax advisor and understand both credits.

Posted By: Doug Hecker



Cowbells, Cyclists and Celebrations – the Tour of California heads into Santa Rosa May 17

Posted: April 29th, 2010

The Amgen Tour of California, America’s largest cycling event, takes off from Nevada City on May 16 for an eight-day event through California, visiting both Santa Rosa and San Francisco, before ending in Thousand Oaks on May 23. With natural beauty rivaling that of the tour of our friends in France, what better place to have a cycling event?

The Tour first started in February 2006, and has since grown in popularity. Last year I accidently caught a bit of the Tour as it came through Santa Rosa. Even in the mist and rain, both diehard and casual fans alike were spirited and supportive. It was awesome! Amongst the reasons for the strong support, Santa Rosa resident and three-time Tour of California winner, Levi Leipheimer. That and, of course, all the local Sonoma County cycling enthusiasts.

This year Santa Rosa is the Stage 2 Finish on the Davis to Santa Rosa route, on May 17. This stage of the Tour will cover 109.5 miles starting at 11 AM with an estimated arrival time in Santa Rosa during the 3 o’clock hour. As a finish city, Santa Rosa will also host a free Lifestyle Festival with family-friendly activities, demonstrations and cycling displays. Festivities start at 11 AM in Courthouse Square with Happy Hour and further celebrations continuing through the evening on Fourth Street.

This is the fifth consecutive year Santa Rosa has been a part of the Tour of California and the routes change each year; last weekend about 550 participants got a sneak peak at the 2010 route as part of a fundraiser led by 11-time Tour de France rider George Hincapie.

Check out these links for more information about the 2010 Tour of California:

Official Tour of California website
City of Santa Rosa Tour website
Stage 2 – Davis to Santa Rosa
Tour of California on Twitter


Posted by:Jennifer Masterson



It’s the most wonderful time of the year…

Posted: April 19th, 2010

It’s the hap-, happi- est time of the year! I know you’re thinking that I’m nuts, we just got over that crazy holiday season.

Let me clarify: for me, the upcoming weekend is the best of the year in Petaluma. Each year for the past 29 years, on the fourth Saturday in April, Petalumans old and young join in for the Annual Butter and Egg Day Parade. Petaluma’s premiere event draws tens of thousands who love a parade and all of the hoopla that goes with it. Our heritage is celebrated with cows and chicks and a plethora of activities. The Cutest Chick Contest, Cow Chip Toss and more will provide entertainment for everyone. This year’s event is themed ‘Petaluma’s Shining Moments.’ There have been many. Join the fun and you may create your very own shining moment on Saturday! Don’t forget your camera. It’s a slice of Americana, I assure you. The Parade starts at Noon and the events of the day run from 10 AM until 5 PM.

As if that weren’t enough, on Sunday, April 25, Petaluma opens its doors and closes its streets for the 24th Annual Antique Faire. Historic Downtown transforms into an antique marketplace from 8 AM to 4 PM with over 180 dealers. Streets are closed to traffic and an atmosphere that can only be found in our historic downtown is created. Take your time, stroll Kentucky Street and shop to your heart’s content. Amazing and fascinating items from days gone by are there for you to browse or buy. The weather is almost always perfect so grab your hat, some sunscreen and head downtown for day two of my favorite weekend.

Unfortunately, you won’t see me there this weekend. Family obligations beckon me to the east coast. So alas, you are on your own. Find your way to Petaluma and bring your friends and family. You’ll see why we love it here. You’ll see lots of friends and neighbors. Say hi to someone you don’t know and see why I think it’s the “most wonderful time of the year!”

Posted by:Martha O’Hayer



Brews abound in Petaluma and beyond in Sonoma County

Posted: April 15th, 2010

The weather is warming up and the brew pubs are beckoning.  Sonoma County serves up amazing wines, we know, but as the old saying goes…”it takes a lot of beer to make great wine.” Winemakers, and just plain old folks alike know that sometimes there’s nothing better than a cold one.

Petaluma features two breweries, Dempsey’s in the Golden Eagle Shopping Center and Lagunitas Brewery on N. McDowell in a most unlikely spot, a business park.  Neither will disappoint.

Dempsey’s award-winning selection of beers are produced on site and best enjoyed with some of their fine pub fare. Find yourself a nice spot outside overlooking the Petaluma River and watch the action while you sip a pint or two. The atmosphere is casual so don’t rush your stay, grab a burger, enjoy their amazing salads or decide on a delicious dessert. The beer is cold and the living is easy.

Lagunitas Brewing Company has been around for some time, but recently opened their Tap Room and Beer Sanctuary. Aptly named, you need to experience the Beer Sanctuary yourself to understand why it feels like such a great getaway. The Tap Room and Beer Sanctuary opens at 3pm Wednesday through Friday; Saturday and Sunday it opens at 1:00pm. When the taps are open, the music is playing so check out who’s up next on the Sanctuary stage. You just never know the extent of the talent. We do know that the beer, as well as the food menu, is seasonally inspired. Lagunitas keeps adding to their brews—one of the latest is the Wilco Tango Foxtrot. Check out the virtual tasting here.

So if Petaluma is the gateway to Sonoma County and wine country, maybe soon we will be known as the gateway to beer country. Santa Rosa has the 3rd Street Aleworks, which does all brewing on site and features much outdoor seating, a diverse menu, a pool table, and sporting events on the many screens.  Also in downtown Santa Rosa is The Russian River Brewing Company with its wide selection of award winners.

Occidental has Barley and Hops Tavern. Healdsburg features the Bear Republic Brewing CompanyHopMonk Tavern in Sebastopol has been transformed into an unpretentious venue where you will enjoy American Craft Beer as well as the European Classics served by fun folks with a passion for all things beer. Music can be found at all of these establishments on varying schedules. So kick back and enjoy a cold one, listen to some music and savor a truly Sonoma-style hand-crafted beauty!

Do you have a favorite local brewery?

Posted by:Martha O’Hayer



What is both an absolute gem in Sonoma County and a cousin to Muir Woods?

Posted: April 14th, 2010

Judy Le Marr on our GuideMeHome2MarinLuxury blog just posted about Muir Woods in Marin County. Personally, I love Muir Woods. However there is a gem in Sonoma County, a cousin, if you will, to Muir Woods: Armstrong Woods – also known as Armstrong Redwoods State Natural Reserve. Armstrong is great on a hot summer day, as the Redwoods offer shade and relief from the heat. Though this past Sunday was quite drizzly, it was still amazingly pleasant.

There is something magical and awe inspiring about Redwoods. Standing beneath so many huge Redwoods always makes me remember that they are on the planet for such a long time, that it took years for them to grow, and that we need to be really grateful and seize each moment in life. With the oldest tree in the park an estimated 1400 years old (that’s Colonel Armstrong), my few years seem quite short.

The tallest tree is Parson Jones, of which I have attached a shot. Parson Jones is 310 feet in height and just a short .1 mile walk from the entrance. To look up and see the top of Parson Jones is quite amazing.

One of the best things about Armstrong Woods is the numerous trails it offers. You can walk the manicured trails for up to 1.7 miles (to the picnic area and back). There are also more strenuous and less formal hikes on many trails with a variety of levels of exercise involved. In addition to the hiking and picnicking, there are places to walk your dog and ride your horse. There are even nearby camp grounds (not affiliated with the park).

To get to Armstrong Woods from Highway 101, you take  River Road to Guerneville and turn right at Rio Nido Road. I think it’s an added bonus to go play in Guerneville – there are some great restaurants and shops if one is up for playing the tourist.

Where is your favorite place to enjoy our North Bay Redwoods?


Posted by:Jennifer Masterson



Short Sales - Two Dreaded Words That Will Not Go Away Anytime Soon

Posted: April 9th, 2010

As a Realtor, I am aware that short sales are here to stay for the next few years. It’s a fact that I prefer to ignore. I’m invited to attend short sale seminars by the dozens. I’m asked to embrace them as a way of life in the Real Estate World. I have yet to represent a short sale seller, by my own choice. I refer the business to someone who has the patience to deal with the lenders, the seller, the calls, the faxes, the lost paperwork, etc.

I have, however, represented many buyers in short sale transactions. Until recently, these transactions were a waiting and wondering nightmare that cause buyers to say “Why won’t anyone take my money?! All I want to do is buy a house. I have a 30% down payment and I can get a loan, why won’t anyone [seller’s lender] talk to me?” When the buyer has been complaining this way for 8 or more months, it’s hard to offer an adequate explanation. There really is no good answer. That is, until recently.

This week, my buyers received lender approval on a short sale offer we made only six weeks ago! Yes, that seems like lightening speed compared to four, five, six months with no response. Additionally, this lender is providing the seller with a $5000 move out credit. That’s right, real money to move for a seller that has been hit hard with financial woes. Amazing.

So, who is this magical lender with the power to respond to offers in 7-10 business days or less? Who can close a real estate transaction in an average of 37 business days, start to finish? Who is this lender that provides local contacts who understand our market conditions? Who is it?

It’s Wells Fargo Home Mortgage – formerly Wachovia. Wells Fargo Home Mortgage has developed a field short sale program where field managers are assigned areas where they will provide outreach to sellers about their options regarding short sales. These same managers provide a point of contact to the Realtor Community as well. In fact, the very person who approved our short sale in six weeks spoke to our local Chapter of Realtors this week in Petaluma. I was so impressed that I went up, introduced myself and shook his hand. Thanks, Sam Bedros!! You may make a short sale believer out of this Realtor after all.

Posted by:Martha O’Hayer



What is that lake in Santa Rosa?

Posted: April 8th, 2010

Have you ever wondered about that lake on the east side of town? I remember when my family first moved to Sonoma County, Spring Lake instantly caught my curiosity. From my map it was clearly marked, but it seemed rather odd that a lake would be in the middle of a city the size of Santa Rosa. It has forever intrigued me, so I decided to search the internet and find out more. A bit disappointed not to find much history, I did discover the lake is part of an earthen dam built in 1963 and is owned by the Sonoma County Water Agency. As it turns out, it is more of a reservoir than a lake.

Of course, if I had delved further, I may have come across more information, but for the purpose of this post, I want to share with people why I love this wonderful nature area.

As I’ve mentioned in other posts, I love to walk! So once a week I meet one of my friends at Spring Lake and we take our dogs on a spin around the lake. We also include Howarth Park in the walk, as it adds a bit more distance to our jaunt and allows our pets to have more time to play together. Plus, I have the pleasure of spending time with my dear friend, which is a double bonus.


Click picture for more information

I also make it a point to include a tour of Spring Lake when clients or visitors from other parts of the country (and world) meet with me and ask for an introduction to the area. What better way to introduce them to our community then to show off this delightful spot. You can follow this link to learn more. And if you are so inclined, go for a couple of hours, or spend the day. Spring Lake is part of the 320-acre Spring Lake Regional Park and offers plenty to do in addition to walking trails, including camping, fishing, picnicking, swimming, cycling and horseback riding.

Do you know more about the history of Spring Lake? Or have a favorite activity to do in the area? Please share in the comments.



Posted By: Ruth Buzzard



15-Plus Ways to Enjoy a North Bay Stay-cation this Spring Break

Posted: April 2nd, 2010

Spring Break for school-age kids is almost here. So what are you going to do while your kids are out of school? Some folks may travel but many of us will take advantage of what is at our fingertips and enjoy a stay-cation right here in the North Bay.

Sonoma County

Go Skating: Ice, Roller, or Board
Tee up with some Mini- Golf
Drive like Mario Andretti
Find an arcade and spend some of those spare quarters
Swing set or teeter totter at a playground
Take a hike, walk, or bike in the beautiful wine country
Take the Train or ride a Ferris Wheel at Train Town
Sit on the dock of the Bay
Visit Shell Beach
Ride the Carousel or see what else is happening over at Howarth Park

Heading North
Take the Skunk Train for a ride with a view.
Mendocino coast, while there check out the Mendocino Chocolate Company or even try Whale Watching (did this last year – it was awesome, but definitely required sea sickness patch).
Head a little north to MacKerricher State Park and check out the tidepools.
Take a long drive through the Avenue of the Giants and enjoy the Redwoods and the roadside attractions.

And of course there are always the old stand-bys:
Check out a book
Go to a Movie
Play a board game

For activities in Marin County and San Francisco, check out our GuideMeHome2Marin Spring Break post .


Posted by:Jennifer Masterson



Hiking Shell Beach, Sonoma County

Posted: March 31st, 2010

Springtime in the North Bay means the weather can change from sunshine to rain clouds day by day – or even hour by hour, as we’ve seen this week. So this time of year, whenever I spot sunshine I say, “Let’s go play!”

One recent sunny day that desire to play led to a trip to Shell Beach, which is part of the Sonoma Coast State Beach. As a part-time Sonoma County resident, getting to this gorgeous beach is easy to do. The drive from Fountain Grove (North Santa Rosa) takes you down River Road through Guerneville towards Bridgehaven and then about five minutes along Highway 1.

Once you arrive, there is a great walk between Shell Beach and Goat Rock (okay, okay, the names aren’t pretty, but the views are). As the walk covers some marshy-areas, there is a convenient boardwalk covering some of the trail. It’s just such a fun place to go. My understanding is that in addition to the views there is sometimes entertainment on the one huge rock between the two beaches where you can often see folks bouldering.

Now this was our third attempt at Shell Beach. The thing is, we have never really “conquered” this walk/hike. The reason: lack of preparation and bad timing. The first time we went was November, 2008. Believe it or not, the sun was out and it was a gorgeous fall day. But right before we arrived the fog and cold hit – we weren’t dressed for it so we walked a little bit and then went back and enjoyed the fabulous views from the parking lot. No love lost really as it was a fun and pretty drive.

We next tried in, I believe, spring of 2009. Better prepared with heavy fleeces we thought we would end up walking longer – turned out we needed hats, too, as our ears froze in the wind. So we drove over to Goat Rock and spent a couple hours watching the waves while sitting under a cliff which kept the wind off of us.

That brings us to this sunny Sunday. The views were gorgeous. We had our thick fleeces, we had our hats. He had his hiking shoes. I had my run around town, thin, tennis shoes. It turns out that while it was sunny and beautiful, one morning of sun does not completely dry the world of the previous weeks rain. If only I had worn hiking boots, too. We did end up walking for about 20 minutes before turning around, and the views were worth the cold, wet feet. But somehow, someway, we shall conquer Shell Beach. But that will be another post.


Click the map for a larger view

Do you have a favorite hike in Sonoma County?


Posted by:Jennifer Masterson



Rural Roots -- 4th Annual California’s Artisan Cheese Festival, Petaluma

Posted: March 26th, 2010

It’s the 4th Annual California’s Artisan Cheese Festival, March 26-29.

Join the best of the best in California artisan cheesemaking this weekend at the Sheraton in Petaluma. This annual event features the artisans who still adhere to the original cheesemaking practices – small batch production, made by hand. The cheesemakers support local agriculture and follow sustainable practices. Our rural way of life is supported by the original founders of Cowgirl Creamery who have production facilities in both Sonoma and Marin Counties.

Marin and Sonoma County producers will be well represented at the event – Cowgirl Creamery, Point Reyes Farmstead, Spring Hill Jersey Cheese, Marin French Cheese Company and Bellwether Farms are a few of the many cheesemakers you will find. On Sunday, twenty-four cheesemakers, twenty handmade food makers and twenty wineries and breweries will be on hand in the Marketplace providing samples and selling their delicious goods. Other activities include a Barn Dance on Friday, seminars, cheese tastings and pairings. A full list of events can be found here.

Petaluma is the prime location for the California’s Artisan Cheese Festival. Don’t miss out, make your reservations now. Bring your friends and enjoy our rural roots.

We’re fortunate to have so many cheese producers, artisan food purveyors and vintners in our own backyard. Share some of your local favorites in the comments below.

Posted by:Martha O’Hayer



Ok kids, ready, set, go…Spring Events in Howarth Park, Santa Rosa

Posted: March 26th, 2010

Do you like to fish, how about a pet parade? Do you want to go on an Easter Egg Hunt? Howarth Park in Santa Rosa is where all the fun begins.

Follow this link to find out about these fun spring time activities which begin this weekend, Sunday, March 28.

Kids Fishing Derby – March 28 Pet Parade – March 31 Easter Egg Hunt – April 3

All events at Howarth Park – 630 Summerfield Road, Santa Rosa, CA 95405

Have you been to Howarth Park lately? In addition to fun seasonal events there are year-round attractions, such as hiking and biking trails, field rentals, and two playgrounds.

Posted By: Ruth Buzzard



From Preservation to Innovation

Posted: March 25th, 2010

Happiness and Sonoma County go hand-in-hand as we’ve seen in the past few posts. Our surroundings are tranquil and generally we find that our lifestyle keeps up with the latest technologies while preserving our rural way of life.

This week alone, we’re experiencing a wide variety of local events that invite the world to see our incredible diversity. From the California Artisan Cheese Festival, that takes place this weekend, March 26 through March 29, to the possibility that Google will select Petaluma as a test city for its ultra high-speed fiber network. (You can nominate Petaluma at www.googleluma.com – hurry deadline is March 26). There’s lots going on just north of the Marin County line.

On the financial front, our own Petaluma based Calix, Inc (formerly Calix Networks, Inc) just this week received $82 Million in its initial public offering and saw shares rise 16% on its first day of trading. I’ll bet there are some happy people there, too! Full details can be found here.

My point is this, we in Sonoma County, and in Petaluma in particular, value the old and the new, and embrace the possibilities that both provide. Petaluma stays on the cutting edge of new technologies while preserving our rural heritage. We all know that balance is the key to a happy life; well, by the look of it, we have a great balance right here in our own back yard!

Have more examples of how we balance preservation and innovation? Post your comments below.

Posted by:Martha O’Hayer



Spring Renewal in Sonoma County

Posted: March 25th, 2010

Spring has officially arrived! An acquaintance once asked me what time of year was my favorite in Sonoma County. That’s a tough question, as I find such delight in all of the seasons. However, if I were to choose, it would be spring time.

After a very wet winter this year, we are now experiencing beautiful sunny days, clear blue skies and green hills laden with daffodils, and of course, longer daylight hours. When I wake up in the morning I immediately put on my walking shoes, saddle up the dog and head out to do my three mile walk. What a great way to start the day! I find that walking in the hills with my trusty canine helps to clear my mind, but it also allows me to think of how fortunate my family and I are to live in such a wonderful place as Sonoma County.

In fact just today I was talking with a friend of mine about world travels and all the places our family has visited and lived. New Zealand has always been at the top of our favorites list and it’s no surprise that we chose to live in Sonoma County because of the similarities. If by some chance New Zealand was moved to the coast of Sonoma County, I doubt we could differentiate between the two.

Spring also reminds me of renewing oneself after the winter months. Since November, we have been under siege with cool wet weather, short days and heavy clothing. Just like the plants that spring out of the ground, so too is it time to put on lighter clothes, start weeding the garden and step out early to walk the dog.

As the Frank Howard Allen motto says, “Love Where You Live.” In reference to Sonoma County, no truer words were ever spoken.

What are your favorite things to do in Sonoma County during the spring?

Posted By: Ruth Buzzard



The Bay Area's largest cities north of the Golden Gate Bridge ranked by CNN Money

Posted: March 24th, 2010

According to CNN Money Magazine’s 2010 real estate profile, Napa, CA is ranked #17 in the nation for forecasted price appreciation. Money details that many cities close to the Bay Area saw a huge run-up in home prices during the post 9/11 boom that lasted through 2006.

Napa is a very well recognized city in Northern California’s wine making region, known for world class culinary dining experiences and vineyards. Napa is also one of the largest cities north of the Golden Gate Bridge with a population of 133,522, according to Money.

Santa Rosa is the largest city in northern California’s wine country with a population of 154,200, which also neighbors iconic and timeless rural Kenwood, CA. Money ranked Santa Rosa #1 in the nation for forecasted price appreciation.

According to market information, prices grew more than 121% from 2000 to the early 2006 peak and have since fallen more than 45%. Today Money concludes that the decline is over and Santa Rosa prices will gain 6% this year, more than any other U.S. city, while at #17, Napa prices will gain 2.3% this year.

This being recently reported, each property situation may be less ordinary and more unique from the median and averages calculated or forecasted by Money Magazine.

Weigh in with your opinion by posting a comment on how you feel about buying real estate in 2010.

For more information about your relocation, next move, or unique properties across the Bay Area contact Ernie Basoco at 707.292.0192 or visit www.ebasoco.com.

Posted by:Ernie Basoco



Tale of Two Stories: Business and Emotion

Posted: March 23rd, 2010

There are national media press releases we are familiar with, corporate announcements perfectly scripted for a point of emphasis, and articles of journalism that sometimes inform us on important information. Many times the most important piece or meaning can easily get lost, the story. It is how a story relates to your life at the moment and yes, the candor or the informality that can make it memorable. Here are two recent stories I have decided to share right now, which continue to be a reminder that business and emotion can go together and even be fun.

First, an informal story of a fairly important transaction I was involved in. With the pressure sometimes involved, clever relevant humor clearly became the antidote. From that past negotiation, the only thing that stands memorable today is what one of my colleagues told a ranking officer involved in the decision-making process after making a difficult presentation, “Well, I was not standing over these people with a machine gun when they were signing their contract.”

Next is a more touching story that comes directly from the words of a friend, also a gracious past client. Touching because long after a sale and a big family transition, there was kindness shared in some words of advice directly from my new friend: “You have often mentioned the word ‘perfection’ in relation to your goals in client service. I do worry that you will not allow room for mistakes. I was ‘rookie of the year’ my first year in real estate when we lived in Hawaii 30 years ago. I know what an exhausting undertaking it can be. As your new friend…let me offer a word of advice and encouragement: Give yourself some grace! Sometimes we learn some of our best lessons when we make mistakes and it allows us to grow. It is what makes us strong and free.”

My friend is also a coach, even a mentor that I didn’t know before. Sometimes the greatest motivators are those people we are fortunate enough to have the chance to work with, to make friends with, to listen carefully to and not forget their story. Thank you, Sherrie.

Posted by:Ernie Basoco



Santa Rosa prices will gain 6% this year, more than any other U.S. city, reports Money Magazine

Posted: March 23rd, 2010

Living in Santa Rosa just keeps getting better and better…

According to Money Magazine, Santa Rosa’s real estate prices will gain more than any other U.S. city this year and the forecasters are saying the decline is over. Full article.

This is no surprise to me with over 50% of Santa Rosa’s available inventory in contract.

For everyone who’s been waiting to see what’s going to happen with our local real estate market, now is the time to purchase real estate in Santa Rosa. Look at how Santa Rosa compares to other cities in California. In my opinion, they have this information backwards. The list should be reversed, and we should be on the top where we belong. Can you tell I love Santa Rosa?

Don’t forget that Santa Rosa also has the distinction of being one of the 5th happiest cities in America according to the Huffington Post, and Santa Rosa is applying for Google’s ultra-fast Internet network for residents.

Like I said – living in Santa Rosa just keeps getting better and better…

Posted by:Beth Urban-Purtell



Buying HUD Homes - Your FAQs Answered

Posted: March 10th, 2010

What is a HUD home?
A HUD (US Department of Housing and Urban Development) Home is a 1-4 unit residential property that is backed by the Federal Housing Administration (FHA) and is now in foreclosure. When someone with a HUD insured mortgage can’t meet the payments, the lender forecloses on the home; HUD pays the lender what is owed; and HUD takes ownership of the home. HUD then sells the home at market value through a Marketing & Management Contractor such as PEMCO.

Who can sell HUD homes?
Any licensed real estate agent or broker who is registered with HUD may sell HUD Homes.

Who can buy a HUD home?
Any buyer with available cash – or who can qualify for a loan (subject to certain restrictions) – can purchase a HUD home. Initially, priority is given to those who are buying the home as their primary residence. After the priority period, unsold properties are made available to all buyers, including investors.

How do you find HUD homes?
Finding a HUD home is as easy as clicking on hudpemco.com, searching under properties for sale in California, and selecting the home or income property of your choice.

How do you purchase a HUD home?
Once you are interested in a property, contact a federally approved California HUD real estate broker, like the Duran Group, and they will provide access to these properties and handle all the bidding, contracts, and disclosures processes on your behalf. A real estate broker must be properly registered with HUD to submit contracts for purchase or any HUD home.

Where can I learn more?
Visit the US Department of Housing and Urban Development website – and particularly the HUD in California section.

If you’ve always wanted to take advantage of the opportunities of purchasing government owned Real Estate, now is the time. Do you have any other questions about HUD homes? Have you had experience buying one? Please leave comments below or contact the Duran Group directly.

Posted by:Raina Duran



Santa Rosa/Petaluma: The 5th Happiest City in America

Posted: March 9th, 2010

Did you know that Santa Rosa/Petaluma is the 5th happiest city in America according to interviews with more than 350,000 Americans? The Huffington Post article can be found here.

The “life evaluation” for each city consisted of job opportunities, personal finances, physical health, moods, emotions, and communities. Based on my experience living in many different cities across the country, I think Santa Rosa should be #1. We are all so blessed to live here, and I’ve never seen more “nice” people concentrated in one area.

Now, news has broken that Google is offering to build an ultra-fast Internet network for residents in one or more lucky U.S. towns. WOW! Can you imagine how happy we’d all be if Santa Rosa was the chosen city? I’m just sure we’d launch into the #1 position on the happiness scale. Let’s all get involved and lobby Google on behalf of our beloved Santa Rosa!

Get involved, make a difference and be happy!

Posted by:Beth Urban-Purtell



Nominate Petaluma for Google fiber optic and let’s improve our lifestyle! Visit www.Googleluma.com

Posted: March 5th, 2010

Hey, Petaluma!  Last week on this blog I discussed the results of a huge national poll (353,000 people surveyed) that recognized Petaluma/Santa Rosa as the happiest place in California, and the fifth happiest in the nation. And, Sunset Magazine calls it the perfect little town. CNNmoney.com names it as one of the top places to live. Country Living Magazine just did a three-page spread in their February, 2010, issue that featured the laid back lifestyle and amazing antiquing. Travel & Leisure Magazine named Petaluma one of the Nation’s Top Ten Getaways Near a Major City. So, from a lifestyle standpoint, I think that we’ve made it into the national spotlight – Petaluma is a fine place to live and work.

Just when we thought it couldn’t get any better, along comes Google’s fiber optic network offering to bring their ultra-fast Internet network to one or more lucky cities in the US. Now, that’s a lifestyle change we can incorporate easily. According to a recent Press Democrat story, “Google’s network could raise property values, attract businesses, create jobs and increase competition amongst Internet providers.” Estimated Internet speeds of 100 times faster will be delivered at a competitive price. FAQ’s on the project can be found on the site. The project overview can be found here.

The Director of Information Technology for the city of Petaluma, Tim Williamson, is in the process of applying for the opportunity. Google estimates that the application will take somewhere around 4 hours to complete. A worthwhile investment of time, I’d say. 

Petaluma residents – Get involved. Visit Googleluma.com and let’s improve our lifestyle! We already know how great it is here, but just think of the possibilities.

Posted by:Martha O’Hayer



THE WONDERS OF DOG AGILITY

Posted: March 5th, 2010

I have been a participant of dog agility for six years (my dog is seven – I missed the first year) and am amazed at how it transforms dogs. In fact, I am so impressed that I created a dog agility arena at my house and every Saturday a group gets together (with our trainer, Ina) and we run our dogs through the paces. The dogs all know when it is “agility Saturday” and Lola (my miniature fox terrier) gets very excited when I put her special blue agility leash on as we head out to the course. There are several jumps, two tunnels, a long balance beam, a steep A-frame, a teeter-totter, weave poles, and a large tire jump.  We continually mix up the order so the dogs are always challenged. 

The outcome is amazing – shy trembling dogs with their tails and ears down turn into superstars quickly as they run through the course. Their chests puff out, their tails and ears go up as the dogs achieve success on the course. And it is designed in such a way that all dogs will be successful, even if they only do one or two obstacles. For more advanced dogs, they are constantly being challenged – as they come off one obstacle, there will be two new obstacles in front of them and they have to go to the one we either point to or call out. The dogs and the handlers have to pay attention. In fact, the most important thing I have learned in dog agility is – it’s all about the handler – when I get confused, mess up commands or fail to point in a timely fashion, the dog gets confused and doesn’t know what to do. So it is really not about the dog – I think dogs have a natural inkling to agility – it’s the handlers that slow them down. Sort of like raising kids – the importance of clear direction.

Dog Agility Events Calendar

Posted By: Edward Reiners



Wine Road – 32nd Annual Barrel Tasting in Sonoma County

Posted: March 4th, 2010

The weather is cloudy, rainy and gloomy…. Yes, we’re grateful for the rain – all of it!  However, if you’re in need of some fun, the next two weekends are just what the doctor ordered!

Get out of the house and enjoy the 32nd Annual Wine Road Barrel Tasting here in Sonoma County. This is your chance to sample wines still in the barrel, buy “futures” and meet winemakers.

For maps, ticket information, an introduction to wine tasting, and much more visit www.wineroad.com. Don’t forget to check out the list of wineries that will also be pouring on both Fridays. You’ll find it at the bottom of this page.

Just one more thing that makes Sonoma County special!

If you go:

BARREL TASTINGTWO WEEKENDS
March 6-7 & 13-14, 2010
11:00 am – 4:00 pm each day


Posted by:Beth Urban-Purtell



PETALUMA, the Happiest Place in California!

Posted: February 24th, 2010

A huge study released last week found that people in Petaluma and Santa Rosa are happier and healthier than anywhere in California and ranked 5th in overall happiness in the nation!

Over 350,000 Americans were polled for the Gallup-Healthways Well Being Index. Forty-two questions covered a number of areas of health and well being including jobs, finances, health habits and mental attitudes. 753 participants from Sonoma County were included in the survey. They commented on healthy habits and behaviors such as eating well, including consuming fresh fruits and vegetables each week, exercising regularly and not smoking. 

Placing 5th overall in the US for Happiness quotient, Petaluma–Santa Rosa once again shows its true colors. What’s not to be happy about? Look around you, Petaluma has so many treasures; it’s hard to count them all. 

USA Today has the full list of winners ranked here; number one in the country for overall happiness was Boulder, Colorado. 

So folks, Disneyland may be the happiest place on earth, but Petaluma is the happiest place in California!

 

Posted by:Martha O’Hayer



Help for Homeowners: Obama's $1.5 billion financing plan and Home Buyer Tax Credits

Posted: February 23rd, 2010

Friday, President Obama unveiled a plan designed specifically to help the five states hardest hit by the housing crisis, including California. The new initiative calls for state housing finance agencies to create locally tailored solutions to help keep homeowners in their homes and stabilize the housing market so home values can rise. More details here.

Several efforts have come out of Washington to help reinvigorate the housing market, including two home buyer tax credits, which are set to expire April 30, 2010. This means that while there are still about ten weeks to go, time is running out for homebuyers to qualify, as a typical escrow lasts 30 days.

Below is a quick breakdown of what you need to know. For further reading, the National Association of Realtors has a very informative site highlighting the Basics to the Extended Homebuyer Tax Credit. You can also visit www.federalhousingtaxcredit.com.  

$8,000 First-time Home Buyer Tax Credit at a Glance

  • The $8,000 tax credit is for first-time home buyers only. For the tax credit program, the IRS defines a first-time home buyer as someone who has not owned a principal residence during the three-year period prior to the purchase.
  • The tax credit does not have to be repaid unless the home is sold or ceases to be used as the buyer’s principal residence within three years after the initial purchase.
  • The tax credit is equal to 10 percent of the home’s purchase price up to a maximum of $8,000.
  • The tax credit applies only to homes priced at $800,000 or less.
  • The tax credit now applies to sales occurring on or after January 1, 2009 and on or before April 30, 2010. However, in cases where a binding sales contract is signed by April 30, 2010, a home purchase completed by June 30, 2010 will qualify.
  • For homes purchased after November 6, 2009 and on or before April 30, 2010, single taxpayers with incomes up to $125,000 and married couples with incomes up to $225,000 qualify for the full tax credit.

$6,500 Move-Up / Repeat Home Buyer Tax Credit at a Glance

  • To be eligible to claim the tax credit, buyers must have owned and lived in their previous home for five consecutive years out of the last eight years.
  • The tax credit does not have to be repaid unless the home is sold or ceases to be used as the buyer’s principal residence within three years after initial purchase.
  • The tax credit is equal to 10 percent of the home’s purchase price up to a maximum of $6,500.
  • The tax credit applies only to homes priced at $800,000 or less.
  • The credit is available for homes purchased after November 6, 2009 and on or before April 30, 2010. However, in cases where a binding sales contract is signed by April 30, 2010, the home purchase qualifies provided it is completed by June 30, 2010.
  • Single taxpayers with incomes up to $125,000 and married couples with incomes up to $225,000 qualify for the full tax credit.

Posted By: Edward Reiners



Top Four Questions from First-Time Home Buyers Answered

Posted: February 19th, 2010

I’ve had the privilege of working with many first-time home buyers over the years, and I find that the same few questions are consistently asked when we begin working together. As in most trades, we get so familiar with the lingo and the process that we tend to forget to explain things in plain English to the novice real estate client.

Here are the top four questions I get asked by first-time home buyers:

  1. How much do you charge? The commission is paid out of the seller’s proceeds. Any property that is listed in the Multiple Listing Service has an associated percentage that the seller will pay both the listing agent and the cooperating (buyer’s) agent. 
  2. Can you still help me if I want to see a home that another real estate company is selling? Yes, all agents have access to the Multiple Listing Service and can show any home that is for sale. 
  3. What’s the purpose of the good faith deposit? A valid contract must have several elements, including what we call “consideration.” In this case, the consideration consists of the good faith deposit money (usually $1,000 to $5,000). The check, made payable to the escrow company, is held un-cashed during the negotiation process. It is only sent to the escrow company if and when there is an agreement between the buyer and seller and we can open escrow. At that time, the escrow company cashes the check and holds it in escrow until completion of the deal, at which point it is released to the seller as part of their proceeds. If during the inspection process the buyer decides not to buy the house, then the escrow company refunds the good faith deposit to the buyer.
  4. What are closing costs? Closing costs are all the costs associated with purchasing property. Some examples include: loan fees, recording and notary fees, escrow and title company charges, interest payment to the new lender, the first year of fire insurance, and impound payments of taxes and insurance, if applicable. Together with the lender and the title company, I always provide my clients with an estimate of closing costs so they are fully aware of how much cash they must have in order to close the deal.

Are you a first-time buyer? If your questions weren’t answered here, please contact me at dbyrne@fhallen.com or leave a comment below.

And remember, if you’re anxious to take advantage of the $8,000 first-time home buyer tax credit – as well as great, low interest rates – it takes about 30 days to close and first-time buyers must have a signed purchase agreement on or before April 30, 2010. In those cases where a contract is signed by April 30, 2010, the purchase must be completed no later than June 30, 2010. 

For more information on the tax credit, visit: www.federalhousingtaxcredit.com.

Posted by:Deborah Byrne



Valentine’s Day Gifts: Think Outside the Chocolate Box

Posted: February 10th, 2010

Valentine’s gifts for the true love of your life…

If you are like me, Valentine’s Day poses a bit of a dilemma: I love my husband and want to show it, but hope that I do so throughout the year. So when Valentine’s Day approaches, I want to acknowledge him, but usually with something red and meaningful. Flowers and chocolate are great, but safety is a gift that keeps on giving. Here are some things I’ve given him through the years. Maybe you’ll see something here that says, “I love you.”

Preparedness is a true buzz word this year and always in vogue in the Bay Area. A few years ago, I packed a pair of red backpacks with earthquake supplies and gave us each one for our cars. There are tons of great pre-packaged kits – even a red one! Read more about being prepared in Deborah Byrne’s great post about how to keep you and your loved ones safe. That’s a true Valentine’s gift.

Along those lines, how about a donation in your loved one’s name to the Red Cross – you never know when that gift will give back.

Sometimes a trip to the hardware store will uncover that perfect red gift – a pair of red gardening gloves, some red shears, or my personal favorite – a Swiss Army Knife All express your love – but with a bit of a twist. There’s even a pink one that supports breast cancer awareness.

A red flashlight for the car, a red umbrella for that unexpected rain, or how about a great bottle of red wine for that moment you’ll share together that truly says, “I love you!”

Happy Valentine’s Day!

Posted by:Martha O’Hayer



Stay Prepared in Earthquake Country

Posted: February 9th, 2010

One would think that having lived in “earthquake country” all my life, that I would long ago have established a disaster preparedness plan. Well, it’s only the recent earthquake disasters that have finally motivated me to action.

As I was researching the subject, I came across several comprehensive disaster preparedness brochures on the American Red Cross website, including an informative brochure on food, water and emergency supplies.

Via www.fuelforadventure.com

The site, www.RedCross.org, has more great information and downloadable brochures on family communication plans and evacuation plans. You can purchase disaster supply kits directly from the Red Cross online store or from a number of other sites – I purchased backpack emergency kits for all of our vehicles from www.fuelforadventure.com. If the unexpected happens when we are at home, on a road trip, or at work, it helps to know that we can stay hydrated, warm and prepared for several days. Since my husband works in San Francisco during the week, there’s a fair chance that he wouldn’t be able to come home for several days if there were an earthquake centered there. Having emergency supplies on either end would enable us both to cope until help arrives.

However you choose to protect yourself and your family, I hope this information is useful and timely. Take a look at a similar blogpost from Noreen Smith on our Marin blog for even more information. My wish is that we all have several days’ worth of supplies available, and that we never have to use them.

Posted by:Deborah Byrne



Hiking through Sonoma County’s Picturesque Annadel State Park

Posted: February 4th, 2010

There truly are so many great things to love about the North Bay, which encompasses Marin, Sonoma, and Napa counties. Folks travel far and wide to visit our towns and here we are with all sorts of fun things to do right in our very own backyards. I feel so blessed and each weekend my family and I try to venture outside and enjoy the beautiful landscape that surrounds us.

On a recent weekend in January, we decided even though it was cold and foggy, that we would go for a walk/hike in Annadel. Annadel State Park is located in Sonoma County, 60 miles north of San Francisco and on the eastern edge of Santa Rosa.

Once you arrive, there are many parking options: outside parking is free and adds a nice bit of exercise to the trip, or you can pay a $6.00 fee to park inside. Because it was chilly, we chose to park by the entrance and walked round trip for about an hour in areas where the terrain was varied but not too steep. I would feel comfortable taking my kids on this nature walk – feeling that the surroundings would keep their grumbling to a minimum (plus as long as we call it a nature hike instead of a “walk” it seems more like an adventure). On this day, with the fog and the mossy green trees, it felt like a cinematic walk in the woods.

I look forward to going back on a sunny and warm day, but I am guessing the trails will be more crowded. Annadel is also very popular with mountain bikers and horseback riders, so it’s good to be careful on the trails as a pedestrian.

Want to know more about Annadel? Check out these links:

Posted by:Jennifer Masterson



Five more of the Top Ten for 2010 - Top Ten Reasons to buy a house- NOW (Part II)

Posted: January 18th, 2010

My last post illustrated the tried and true reasons to buy real estate now. For the most part, all of those reasons were norms we’ve always known about real estate.  But today, there are different reasons to act now.  There’s a timer on some of the following reasons – some of these will disappear soon, as soon as April 30, 2010!  So tick tock.

Here we go, 5 more reasons (in no particular order) to buy real estate today:

  • Home Buyer Tax Credits  -You’ve heard lots about this, but it is a good reason to get on the bandwagon and buy a home.  The tax credit applies to purchases that occur before April 30, 2010, or where a binding contract is signed before that date and the transaction is completed by June 30, 2010.  Currently, the government is offering two programs.  An $8,000 First-Time Home Buyer Tax Credit and a $6500 Move up/Repeat home Buyer Tax Credit  –  quick overview. More FAQ’s about the Home Buyer Tax Credits can be found here.

  • The Energy Efficiency Tax Credits- FEDERALThe Existing Home Retrofit Tax Credit, Tax Code Section 25C is available to homeowners and credits 30% of the cost up to a $1,500 lifetime limit are available for projects completed in 2010. 

  • Local and regional funding is available for Energy Efficiency programs LOCALSonoma County’s Energy Independence Program is a new opportunity for property owners to finance energy efficiency, water efficiency and renewable energy improvements through a voluntary assessment. These assessments will be attached to the property, not the owner and will be paid back through the property tax system over time, making the program not only energy efficient but also affordable.  I’ll bet there are lots of ways for you to capitalize on energy credits while you live in your home.  If you are still renting, it’s time.  Buy a home, get tax credits!  Check out what is available to you with a quick Google search.

  • Time’s A Wastin’—Act Now.  Foreclosures, Short Sales, just ‘get me out of this house now’ sales. There are so many reasons prices are low.   The market seems to be correcting, so don’t wait.  Get approved for a loan, find a great realtor, and start shopping!  There’s tons of information out there.  Get someone to help you or just help yourself.  Go on, do it. Time’s a wastin’!

  • Control over your environment– Owning your home offers other advantages as well. Not only can you change your home to meet your needs, but you also are not subject to the terms of a lease or a landlord’s whims. As a homeowner, you can experience the emotional and financial security that comes from knowing  what your housing expenses will be from year to year for the most part.  Unlike rents, which can increase annually, most mortgages have fixed or capped monthly payments. So, as a homeowner, you can have a much better idea of what proportion of your paycheck goes toward your home. Think of it as the ultimate savings plan. If you are still trying to decide if you want to rent or buy, this calculator, designed by Michael Bluejay may be the best tool I’ve found for that.  Have fun.

So there you have it.  My Top Ten For 2010.  Top Ten Reasons to Buy Real Estate Now.  Comments are welcome as always.  Email me at mohayer@fhallen.com

Posted by:Martha O’Hayer