Guide Me Home 2 Sonoma - Home

The Dilemma: Short Sale or Foreclosure?

2011-11-16T19:22:00Z

The decision whether to try to short sell your home or let the bank foreclose is one that should be made only after consultation with an attorney and tax adviser. Any choice you make will have consequences that are too important to leave to chance. Once you have received professional advice, try to work with your lender toward a modification or other consideration.

The bank will ask for lots of documentation, such as a hardship letter, copies of bank statements and pay stubs, and lists of assets and liabilities. Provide everything they ask for in a timely manner, and keep copies of everything you send them. In addition, keep detailed records of all communications with the lender, such as emails and notes of telephone conversations.

While every situation is different, there are a few reasons why a short sale can often be better than foreclosure:

Neighborhood property values are usually better preserved when homes are sold in a short sale rather than taken over by the bank.Your credit rating may take less of a hit with a short sale.You may be eligible for another home loan in a shorter period of time with a short sale.You may be eligible for up to $3000 in relocation costs from your lender.

The Department of Housing and Urban Development website explains several available programs that might offer assistance, and provides a list of approved counselors. Stay away from anyone who contacts you and asks for an upfront fee in return for promises of assistance.

I have worked with many, many sellers who are upside down on their mortgages, and I would be happy to answer your questions or help in any way I can.

Posted by: Deborah Byrne

Should I inspect my home prior to selling?

2011-07-19T13:08:00Z

Selling your home is a decision that will lead to weeks of preparation prior to going on the market. Preparing your home for the market typically includes freshening up interior and exterior paint, enhancing landscaping, cosmetic repairs, carpet cleaning, removing clutter and staging, and general maintenance and cleaning. However, don’t forget to have your home inspected by a licensed professional home inspector and pest inspector.

How do I find an inspector?

Your realtor can recommend a reputable licensed professional home inspector and pest inspector. It’s a good idea to hire an inspector that is reputable and respected in the industry. Like any profession, there are inspectors that don’t do a good job, and repairs that may be overlooked can cause problems in the future.

How much do inspections cost?

A home inspection depends on the size of the home and prices typically range between $325 - $500 (more if the home is over 5,000 square feet). Prices may vary if the property has a crawl space, or is a farm or ranch with additional buildings and structures.

The cost of a pest inspection typically ranges from $200 - $300 and will also vary if the property has a crawl space or is a farm or ranch with additional buildings and structures.

Why should I inspect my home prior to selling?

It’s a good idea to inspect your home prior to selling because you will know what defects need to be repaired. Typically, Section 1 items that are revealed in a pest inspection should be repaired (dry rot, fungus, termites, wood boring beetles, etc.). Section 2 items are informational items (i.e. tile grout is missing or a tub enclosure needs calk, etc.). Various items may be revealed during a home inspection, however, health and safety issues are items that typically should be repaired (electrical, plumbing, trip hazards, water damage, roof leaks, foundation issues, etc.). Repairing these defects makes for a much smoother sale and the buyer will appreciate purchasing a home that does not need expensive repairs. Many sales fall apart because buyers are fearful of purchasing a home that requires a lot of repairs. It makes sense to inspect your home and make necessary repairs prior to selling so that there are no surprises once you receive an offer. Buyers typically have 10-17 days once an offer is accepted to have the home inspected and if your home is given a clean bill of health there is less of a chance of the buyer backing out of the sale.

Should I have other inspections?

A home inspection and pest inspection are usually sufficient. However, if your home inspector reveals a problem with your roof, chimney, electrical system, plumbing, HVAC, etc. you may want to hire a specialist to further inspect the particular issue.

Do I have to disclose the inspections?

Yes, if you hire an inspector or have copies of inspections from a previous transaction you are obligated to disclose the inspections to the buyer (you may be sued if you fail to disclose inspections or known material facts about your home).

What if I can’t afford to make repairs?

Everything is negotiable in a real estate transaction. If the necessary repairs are too expensive you can lower the purchase price of your home to cover the cost of repairs or you can offer to give the buyer a credit from the proceeds of the sale at the close of escrow. You can also sell your property “As Is” and adjust the asking price based on the cost of repairs. Just remember that cool heads in a real estate transaction will prevail. Working with your realtor, the buyer, and the buyer’s realtor to resolve repairs will usually lead to a successful transaction.

Posted by: Doug Hecker

What's Happening to New Construction?

2011-05-26T11:09:10Z

Even though the government has stated the recession ended two years ago, don’t tell that to new home builders. The new home housing market has been decimated by all the REO (bank-owned) and distressed properties on the market. In fact, new home permits are at the lowest point since they began keeping such records.

The reason is simple: today, homes are being sold below replacement costs. In fact, they are being sold below the cost of labor and improvements with no value being given for land, which is the only thing we can’t replace! The result is that builders cannot sell homes at what it costs to build them, so they are not building them. This condition will not change until the banks stop flooding the market with distressed properties - which could take two to three years to unwind.

The silver lining is in the tremendous values being offered on existing inventory. Any serious buyer should consider a purchase before interest rates rise, as it is inevitable.

Posted by: The Duran Group

Why We Love Where We Live - Reason #97: Our Own Old Faithful

2011-05-18T13:00:24Z

As we've remarked before, one of the benefits of living in the North Bay means not having to travel far and wide for out-of-the-ordinary experiences.

Can't make it to Kenya but always wanted to go on safari? Just head to Safari West.

Wish you could visit Germany's famed Bavaria? Head to The Tourist Club on Mt. Tamalpais.

Never made it to Yosemite but in awe of tall trees? Muir Woods is right in our back yard.

The Old Faithful Geyser of California

There's another treasure hiding in our midst as well, one for those impatient to visit Yellowstone: the Old Faithful Geyser of California, in upper Napa Valley just outside Calistoga - known for its hot springs and mud baths. Yes, the geyser here is a bit like comparing a bonsai to a redwood; nonetheless, it is one of only three geysers in the world that has earned the designation “old faithful" - meaning it performs at regular intervals. Every 30 minutes or so, sometimes every 10 or 20, the Old Faithful Geyser erupts about 60 to 100 feet in the air. It's really a sight, and the gurgles and steam that warn of the impending eruption are always met with shrieks of glee and excitement from the kids in the crowd.

We should probably mention that this attraction is usually most-appreciated by the young ones in the group. They do get a kick out of the huge bubbles and surprise release of the geyser, plus the grounds have other fun attractions for their age-group: four-horn sheep and Tennessee fainting goats found in a petting zoo.

Mount Saint Helena and the Palisades mountains make up the scenic setting of the geyser, and though also small in comparison to the mountain ranges of the Rockies found in Yellowstone, they are breathtaking and beautiful, and do make you feel as though you've traveled far from home.

Follow along as the full list unfolds – 100 Reasons Why We Love Where We Live

Follow the reasons on Facebook

Posted by: Frank Howard Allen Realtors

Real Estate Market Poised To Spring Forward?

2011-05-07T08:01:00Z

As we approach spring, and all its glory – warm and sunny weather, flora and fauna, outdoor activities, an occasional rain shower, weddings, graduations, baseball, and traditionally a good time for the real estate market – is our real estate market poised to spring forward?

Over the past year, generally speaking, the real estate market in Petaluma has stabilized (certain market segments have decreased, i.e. distressed sales, while other market segments have gained some slight appreciation, i.e. those who purchased short sales or foreclosures at discounted prices). A question that I am often asked is “when is the market going to get better?” The answer to that question depends on your situation – if you’re a buyer, the market is definitely better because home prices have decreased significantly since the peak of the market in August 2005, thus making homes more affordable: lower property taxes, which are based on the purchase price, so the lower the home price, the lower the property taxes, and interest rates have been at record lows.

Many first-time buyers became disappointed when the Home Buyer Tax Credit expired in 2010, however, it’s a better time to buy now because home prices are a bit lower, interest rates are lower, and if you compare the cost of purchasing a home now versus last year when the Home Buyer Tax Credit was available, it is financially better to buy now.

Move-up buyers are also taking advantage of lower home prices. Yes, a home in today’s market is quite a bit lower than in 2005, but so is the replacement home that a move-up buyer will purchase once they sell their existing home (if a current homeowner is in a position to hold their real estate and rent it out, hopefully the property will cash flow or break even, then they may reap the rewards in the future if the property appreciates).

Another factor that may help the stability of the real estate market is the potential for a housing shortage. According to Mike Castleman, founder and CEO of Metrostudy, which tracks real-time data of the country’s inventory of new homes, a housing shortage is looming that may soon create a demand for new homes. As explained in this CNN Money article, our nation is facing a historic drop in new construction (new home inventory is currently at less than 25% of what it was during the 2006 boom). He predicts that lower prices will soon drive buyers back to the market, however, there will be fewer new homes for them to buy and it will take builders time to ramp up their construction efforts. During that lull, homebuyers will bid the prices up due to the lack of available inventory.

Posted by: Doug Hecker

Spring Brings Some Positive News About The Market

2011-04-22T14:30:00Z

Spring is officially here, and despite the continued rain and cold we know that sunshine, flowers and butterflies are going to be here soon. Like the weather, the housing market is emerging from this long recession with the promise of recovery on the horizon.

On Wednesday, April 20, the Press Democrat (PD) published the article, “Mortgage Defaults Dip in Sonoma County.” Like the spring we are currently experiencing, the housing market is also throwing out mixed signals to consumers. John Duran, President of the North Bay Association of Realtors’ (Santa Rosa Chapter) and the broker for the Duran Group, believes that the worst of the crisis appears to have passed, but the continued foreclosures, “ feels like we’re banging along in the trough.” According to the PD article, the number of homes being foreclosed upon in Sonoma County is down 2% from last quarter, and 16% from the year previously.

That being said, hang in there, spring is officially here and soon we will all be enjoying the sunshine. Have a great week and a happy Easter.

Posted by: The Duran Group

This Week's Blog for Duran Group - sonoma blog

2011-04-07T14:01:32Z

Spring is in the air, and the Duran Group, along with the housing market, are starting to feel the pep come back into their step, particularly since Raina is officially back from maternity leave. Kim and John love having her back in the office, but are often more excited now that a certain lunchtime visitor comes in to see Mom at work.

While it was hard for Raina to leave Rory at home, she couldn’t have come back to work at a more perfect time, as the housing market is finally starting to rebound. According to an article in the ‘First Tuesday Online Journal,’ REO re-sales are up to 38%, compared to only 37% last year. In addition there has a been a spike in cash purchases, which according to experts is indicative that investors are optimistic about the recovery in real estate.

As always, the Duran Group is here to take care of your real estate needs. Have a good week!

Posted by: The Duran Group

Why We Love Where We Live - Reason #96: Winding down in the Valley of the Moon

2011-04-06T21:09:00Z

Charming Glen Ellen
Photo by: Glenn Franco Simmons

Along Highway 12 in Sonoma sits the "Valley of the Moon,” eastern Sonoma’s fabled area made popular by writer and adventurer Jack London, who lived in the region in the early 1900s. At its heart is Glen Ellen, a quintessential California Wine Country village that still retains the natural beauty and charm that London fell in love with a century ago and is a wonderful place to spend a leisurely day.

Enchanting vistas, rolling hills, colorful vineyards and bright wildflowers envelope the town and embrace the stone buildings, crooked streets and old oak trees. It’s no wonder that after traveling the world, London decided to settle on this land.

Jack London's Cottage Residence
Photo by Lance & Erin Willett

London lived in Glen Ellen from 1909-1916, during which he dedicated his time to the development of his passion project, "Beauty Ranch," now Jack London State Historic Park. The park contains the cottage residence where London wrote, a museum in "The House of Happy Walls," built inside a Redwood grove, the ruins of London’s dream home, Wolf House mansion, which was destroyed in a fire, and London’s grave site. The park covers over 10 miles of trails that take visitors through meadows and woodlands to these historic sites and offer views of the Valley of the Moon. Nearby Sonoma Valley Regional Park also has hiking and outdoor activities, including dog-friendly trails.

Just south of Jack London State Park is Jack London Village, a small compound of wonderful boutiques and restaurants overlooking Asbury and Sonoma Creeks. For a decadent treat, stop in the Wine Country Chocolates shop and tasting room to sample different truffle flavors such as Orange-Grand Marnier, Champagne and Pomegranate with Orange Blossom Honey.

Jack London Village
Photo by Stephanie D.

It wouldn’t be a Wine Country town without wine, and there are several wineries - and worthwhile eateries - located in and around Glen Ellen along Arnold Drive and Highway 12.

Another reason why we love where we live: When a day's outing allows us to combine stunning scenery, old California charm, and a fascinating insight into the life of one of American history's most complex and adventurous authors.

Follow along as the full list unfolds – 100 Reasons Why We Love Where We Live

Follow the reasons on Facebook

Posted by: Frank Howard Allen Realtors

6 Myths of Buying a Home

2011-03-30T14:34:09Z

Spring is here, and all members of the Duran Group are excited, but especially John. Mainly because on Wednesday nights John and his friends can be found in Sebastopol singing their hearts out with the “Love Choir.” I am sure many readers are curious as to what songs John and the gang may be singing, but the other members of the Duran Group have decided it is best that they not know. This is one of the many things that make living in Sonoma County great: there is literally something for every person to do.

Many people find that when they are looking to buy a home they do not have as much spare time as they would like, as the entire process can be quite time-consuming. That is why we at The Duran Group strive to make the experience as stress-free as possible and we found the article 6 Myths of Buying a Home, published in USA Weekend on March 20, 2011, to be of particular interest to us, and hopefully our readers.

To summarize, the article says that many buyers believe the perfect home is out there, but it is important to remember that buying a home is “essentially an exercise in compromise” and buyers must choose a few “must have” elements that are necessary for them. It is also important to remember that buying the largest home as you can get shouldn’t be your main objective anymore. Instead, you should focus on how much space you really need to maintain a comfortable lifestyle, not necessarily an excessive one. The last myth addresses the stress inducing offer and negotiation portion of the process. The myth is that “if your offer is accepted immediately, it was too much.” However, the reality, particularly in today’s market, is that buyer’s remorse is common. But if you were comfortable with your offer when making it, then second-guessing yourself is an exercise in futility.

Have a great week!

Posted by: The Duran Group

Why We Love Where We Live - Reason #94: Reason to Celebrate Year-Round

2011-03-11T13:33:00Z

With so many reasons to love where we live, there’s often reason to celebrate. Most weekends, especially in spring and summer, you can find a fun festival nearby with a cool local vibe.

We’ve talked about some of the bigger festivals on this list already – the Mill Valley Film Festival, the Marin County Fair, the Sausalito Fall Arts Festival, and Wings Over Wine Country have all been mentioned on our list.

But some of the most entertaining events are the ones that make you say, “Only in the North Bay:” where else can you find festivals celebrating the poultry industry, accordion music, art-from-scraps, healthy living and spirituality, hot air balloons, salmon fishing and mechanical and artistic wonders – all on the same local calendar?

Each April, Petalumans gather to honor their town’s agricultural heritage at the Butter & Eggs Day Parade, featuring the Cutest Little Chick Contest (kids in chicken and egg costumes), a cow chip toss (a nod to a thriving dairy industry that includes Straus Family Creamery, Clover Stornetta and delicious cheeesmakers), and a plethora of activities and entertainment from the town once known as the "World's Egg Basket."

If you hear the sounds of polka, Tex-Mex and zydeco off the 101, it must mean the annual Cotati Accordion Festival is in full swing. Featuring musical styles that range from traditional to regional flavors to whacky Rock-pop-San Francisco-mischief music, the festival also provides a dancing tent and a “jam” tent where festival-goers can band together to play their favorite tunes.

Also in Cotati, one person’s junk is another's masterpiece at Garbage Reincarnation’s annual art-from-scrap competition, Oh Rapture, It’s Scrapture!

For over 30 years, the Harmony Festival, held in Santa Rosa, has been a leading-edge lifestyle festival that celebrates the latest trends in health, music, arts, ecology, and spirituality. In recent years, Harmony has expanded into a major music festival as well, with 2011 drawing popular acts, Primus, The Flaming Lips and Michael Franti & Spearhead.

Further north, in Windsor, look to the skies in June for a colorful parade of balloons during the Sonoma County Hot Air Balloon Classic.

The Handcar Regatta takes place in downtown Santa Rosa’s Old Railroad Square and represents a public celebration of kinetic art. Encouraging community participation and human ingenuity, this is an event where participants race their hand-built cars and dress in costume, making for some good old fashioned fun.

The Bodega Bay Fisherman's Festival has its origin as a celebration of the start of the Salmon fishing season and the annual Blessing of the Fleet. It is now also a weekend of wine, music and tradition, with bathtub races, a decorated boat parade, and a wooden boat challenge.

With so many unique and wonderful festivals celebrating the things we love about where we live, it's impossible to pick just one favorite. Luckily, they’re well spread throughout the year, so we don’t have to choose.

Which festivals do you look forward to each year? Let us know in the comments.

Follow along as the full list unfolds – 100 Reasons Why We Love Where We Live

Follow the reasons on Facebook

Posted by: Frank Howard Allen Realtors

Why We Love Where We Live - Reason #93: Cab, Chard or Bocce Ball?

2011-03-04T17:31:44Z

Not content to rest on their laurels, many wineries in Sonoma and Napa have expanded their appeal in recent years by offering enticing, innovative attractions. Sure, for many visitors the focus is still primarily red or white, but for those in search of added delights, the options are vast.

Ever tried "Wine Surfing"? If you're in Bodega Bay on the Sonoma coast, it's actually a choice. Gourmet au Bay is the coast's only waterside wine bar. Their Wine Surfing experience includes tastings of three wines, with the glasses held in a specially designed surfboard, and a spot on their bay-front deck to contemplate the bouquet, and the sunset.

Got the whole family in tow - with no one volunteering to be the designated driver? Not a problem if you head to the family-friendly Larson Family Winery in Sonoma. After sampling their award-winning wines, you can settle in for the night at the Captain's House, a fully-appointed civil war era farmhouse available as a vacation rental that sleeps up to seven people and includes a gourmet kitchen, flat screen TV, and internet access.

Cornerstone Sonoma
Photo by BitBoy

Cornerstone Sonoma, on Highway 121 just before the Carneros Junction - look for the big blue Adirondack chair - presents a myriad of choices for the Wine Country adventurer. After a tasting at one or all of the several tasting venues, you can explore the numerous walk through gardens, designed by world-class landscape architects and recognized in one publication as one of the "1001 Gardens to See Before you Die." Cornerstone Sonoma also features a cafe, unique shops and galleries, and concerts in the Keating Wines tasting room.

Fountain at Francis Ford
Coppola’s Rubicon Estate.
Photo by Louis Abate.

For the destination in the Wine Country that is sure to please all ages in the group, the vote goes to the Francis Ford Coppola Winery in Geyserville. More than forty wines are produced on-site, which can also be enjoyed at the restaurant Rustic, Francis’s Favorites featuring delectable family-style Italian cooking. From the restaurant, you can explore the Movie Gallery with its collection of authentic movie memorabilia, and then head to the park and bocce courts, or one of the nearby game tables for a family championship of checkers or backgammon. But wait, Coppola's winery also boasts two swimming pools, a sunbathing terrace and cabines that can be rented for the day.

With North Bay wineries like these, being the designated driver isn't half bad.

Follow along as the full list unfolds – 100 Reasons Why We Love Where We Live

Follow the reasons on Facebook

Posted by: Frank Howard Allen Realtors

On The Go

2011-02-28T23:23:00Z

As Kim Hutcheon of the Duran Group could tell you, raising two kids in the City of Santa Rosa transforms your life into a flurry of activity. Between hockey practice and games, family hikes in beautiful, conveniently located Annadel State Park and bike rides on the many trails, the Hutcheon family is always on the move. As it turns out, they aren’t alone. TIME magazine just listed the City of Santa Rosa as the tenth most active in the nation.

What’s your favorite way to take advantage of the outdoors in Sonoma County?

Questions or comments? Don’t hesitate to contact us: 707.537.2319, or thedurangroup@gmail.com.

Posted by: The Duran Group

Why We Love Where We Live - Reason #92: Delectable Dishes

2011-02-25T15:54:37Z

We’ve talked a number of times about how the North Bay is a gastronome’s dream. Whether looking for the best in organic foods, fresh local produce, ethnic cuisine, or unique dining, there are hundreds of options throughout the region to whet your palate. And if looking for specialty items such as cheeses, beer and wine, apples, oysters or olives – yep, we’ve got those covered too.

Thomas Keller’s world-famous
restaurant in Yountville
Photo by Katie Peek

When it comes to food, few places on earth live up to the excellence served every day here in the North Bay. Rattling off some of the best restaurants in town reads like a Top 10 list from Food & Wine Magazine – The French Laundry, Cyrus, Auberge Du Soleil, Farmhouse Inn, Dry Creek Kitchen…

Though a serious dinner in the North Bay can involve a month-long wait list and a considerable bill, part of the appeal of the region is that you don’t have to go to such lengths to enjoy amazing cuisine. Restaurants at all price levels take advantage of the fresh local meat and produce and serve up remarkable meals. For those budget-minded food lovers who are eager for a special dining experience, they can do so at a fraction of the cost once a year during Restaurant Week, a culinary celebration during which local restaurants create affordable, multi-course fixed price menus. In 2011, Napa Valley participated once again (their “week” is actually a month), Sonoma County hosted their second annual week and Marin County joined the fun for the first time.

CIA at Greystone in St. Helena
Photo by B. Reynolds

For those who want to go a step further – who don’t want to just eat at one of the highest rated restaurants in the country – but want to put their Chef’s kitchen to use as well, we have some outstanding cooking schools. The Culinary Institute of America (CIA), widely recognized as the world’s premier culinary college, is located in and around the Greystone Cellars building in St. Helena. CIA at Greystone offers courses for continuing education and career development for professionals in the industry, as well as options for food enthusiasts, including Boot Camps and weekend immersion programs. Ramekins in Sonoma provides demonstration classes, hands-on classes and even courses for kids. Because, let’s face it, our little ones grow up eating hummus, sushi and crab, not just PB&J. And when it comes to those PB&Js? Organic peanut butter and locally jarred preserves on freshly baked bread, of course. Gourmet cooking supply chain Sur la Table hosts cooking courses at their store in Santa Rosa and Cavallo Point, home of the Michelin-star restaurant Murray Circle, offers an ever-changing roster of cooking classes and programs inspired by local flavors.

Celebrity chefs, Michelin stars, gourmet tasting menus, world-renowned cooking courses…a local could take it for granted. Or just sit back and enjoy the meal.

Follow along as the full list unfolds 100 Reasons Why We Love Where We Live

Follow the reasons on Facebook

Posted by: Frank Howard Allen Realtors

The Duran Group - 2010 Update

2011-02-24T21:52:00Z

2010 ended with a bang for the Duran Group, as Raina and husband, JP, welcomed their baby Rory on December 29, 2010, who weighed in at 7 pounds and 10 ounces, and measured 21 inches long.

Speaking of Rory, Raina is sorely disappointed that he won’t be anywhere close to riding age for quite some time, as the Duran Group just listed an amazing 41-acre Equestrian estate in St. Helena. For more information be sure to check out our website, www.durangrouprealty.com.

On a more serious front, the Duran Group stumbled across this little known fact, and thought it would be important to share. It's possible that if you use the same bank for your checking account and credit card or mortgage, the bank can legally pull money from your checking account to pay the aforementioned bills if you are late on your payments.♦

If you have any questions, comments or concerns please do not hesitate to contact us! 707.537.2319, or thedurangroup@gmail.com.

♦Information obtained from Kris Anderson, Allstate Mortgage Company. Clients advised to check with their own financial institution regarding such a policy.

Posted by: The Duran Group

Why We Love Where We Live - Reason #91: Swing like Tarzan, Drink like Dionysus

2011-02-09T00:00:00Z

There’s a special place located about an hour’s drive north of San Francisco where one can walk amongst giants, canoe down a bend, taste local wines, swing from treetops, enjoy quaint Main Streets, visit local shops and galleries and take pleasure in unique festivals.

Photo by Ingrid Taylar

The Russian River, the second largest river in the Greater Bay Area, begins in Mendocino County and winds south into Sonoma County, past ancient redwoods and charming river towns, before entering into the Pacific Ocean along the Sonoma Coast. The river’s path is divided into regions, including the Russian River Valley (upper Russian River) and the Russian River Resort Area (lower Russian River) and by simply following the river’s course you can find many attractions that make Sonoma County such a wonderful home and popular tourist destination.

Photo by Deb Harkness

The Russian River Valley, the largest of Sonoma County’s thirteen wine appellation regions, is home to over 100 wineries and growers who thrive thanks to the rich and fertile soil and an environment ideal for cool climate grapes like Chardonnay and Pinot Noir. The region is open and expansive with landscapes of rolling hills peppered with wineries. To truly enjoy the area and get a taste of the region, try one of the several driving tours, including a cruise down Westside Road, a gorgeous scenic route between Healdsburg and Guerneville. And if beer is more your taste, be sure to sample the local brews from the Russian River Brewing Company. Special Tip: The annually released, much-coveted IPA Pliny the Younger is available every February for a limited time.

Photo by Dave Schumaker

For a more family-friendly adventure, the lower Russian River Resort Area offers plenty of play. One can hike through Armstrong Redwoods, canoe, kayak, or wade along the river at Johnson’s Beach in Guerneville, tee off at Northwood Golf Course in Monte Rio or go on a sky-high adventure in Occidental. In addition to offering adventure, these eclectic hamlets are ideal for exploring on foot and enjoying the local vibe. A little bit country town, a little bit funky, the main streets offer lots of local color to accompany the unique dining and shopping experiences.

Throughout the year there are several festivals on and around the river celebrating wine, music, and art, including some of our favorites: the Wine Road Barrel Tasting, the Russian River Jazz & Blues festival, ARTrail Open Studios and Pinot on the River.

Whether you go for the wine, the redwoods, the festivals or the adventure, the Russian River is a wonderful place to experience the many things we love about the North Bay.

Follow along as the full list unfolds 100 Reasons Why We Love Where We Live

Follow the reasons on Facebook

Posted by: Frank Howard Allen Realtors

Questions to consider when upgrading to a larger home

2011-02-07T14:55:45Z

As many first-time home buyers enjoy the jittery excitement of purchasing a home in the current buyer’s market, move-up buyers are also enjoying the experienced excitement of upgrading to a larger home. According to statistics, most first-time buyers live in their first home for no more than five years. Typically, a growing family or growing salary is the motivation for an upgrade to a larger home.

In this market of woes and lows, home buyers are taking advantage of soft home prices and historically low interest rates, which is making home ownership more attractive to many prospective home buyers. First-time home buyers are not alone when it comes to purchasing homes — many current home owners are upgrading to larger homes.

In local markets in the Bay Area, move-up homeowners are making purchases in higher price ranges due to foreclosures, short sales, lower prices, and a slow market where sellers are motivated — resulting in good deals. However, as appealing as it may be to upgrade to a larger home, there are some things to consider before upgrading to a larger home:

Why do you want a larger home?

Yes, a larger home has benefits, but is your decision based solely on “getting a good deal”? If your main motivation is to “get a good deal” on home, it may not be the best reason. However, if your family has outgrown your current home, or if you believe that you would enjoy a better quality of life in a larger home, then it might worth considering making the move. Consider your financial situation too — if your salary has increased, this too may be a good reason to upgrade.

Will your current home sell?

The biggest consideration when upgrading to a larger house is the sale of your current home. How is the market in your neighborhood? How long will it take to sell your home? Are you getting a good enough deal on a larger home to make up for the lower price on your current home? Will your current home produce a down payment large enough for the purchase of your new home? If your current home’s value is too low, or if getting loan approval for your newer home depends on selling your current house, you may not even have the option of upgrading to a larger home.

Do you have enough money to upgrade?

You must consider the additional costs before you decide to upgrade to a larger home. Your mortgage payment, property taxes and insurance will increase, and you will have additional costs associated with the sale of your home and moving. You may also need to buy more furniture and make changes to the home. Your utility bills, landscaping and home maintenance will increase too. If the home is a foreclosure or if maintenance has been neglected, there may be additional costs associated with home repairs.

Will you be disappointed if the home doesn’t appreciate?

Be cautious if you are planning on upgrading to a larger home and taking on increased debt. You may believe that a bigger home will create a larger return on your investment, but, even if you buy at the bottom of the market there is no guarantee that your home will appreciate in value at the rate you expect. The real estate market fluctuates, just like other investments and if you are buying a larger home solely as an investment you might be disappointed. Consider upgrading as a purchase, rather than an investment likely to yield big returns.

Should you upgrade to a larger home?

If you can handle the increased debt, and you think that moving into a larger home will improve your quality of life, or if you have outgrown your current home it might be a good time to upgrade. However, make sure you are prepared for increased costs that come with a larger home, and understand that you might end up with a big purchase, rather than a good investment.

Posted by: Doug Hecker

In Defense of Flippers, Part III

2011-01-24T14:52:58Z

In this third and final part of the series “In Defense of Flippers,” I will discuss how the process of buying foreclosure properties and reselling them for a profit can benefit local economies and housing markets.

The Press Democrat article “Flipping Foreclosed Houses” (December 26, 2010) focused on many negative perceptions of the business men and women who flip houses for profit. I do not defend individuals or businesses who act irresponsibly or unethically, and I have no knowledge of the specific examples the author cited. In this series of blogs I am attempting to offer a perspective that was missing in the article and subsequent editorial.

Flipping distressed properties provides real and lasting benefits to the community. As the recession took hold in Sonoma County and people started losing their homes, entire blocks became abandoned, neglected and forgotten. Lawns died, weeds flourished, homes became dirty and rodent-infested, and many were even vandalized. Imagine how you would feel if you took care of your home and your yard, while the homes around you were becoming more of an eyesore and a danger. And all the while, you are seeing home values in your neighborhood plummet.

An investor/flipper buys the property, and now local trades people are working again. Goods are being purchased again. Weeds are gone, replaced by new lawns and flowers. The windows are cleaned and repaired, the exterior is cleaned or painted, and all of a sudden the neighborhood is starting to look a little brighter. A new family moves in, and brings pride of ownership where there was despair.

The investor/flipper resells the home and pays transfer taxes to the county and city. Title and escrow officers, mortgage lenders, home inspectors, and yes, real estate agents, are again gainfully employed. In many cases the profits made from a quick resale are taxed as regular income, further helping the local and state economies.

I hope I was able to shed a little light on this subject, and I welcome your perspective and ideas. Thank you for taking the time to read my comments.

Posted by: Deborah Byrne

In Defense of Flippers, Part II

2011-01-21T00:00:00Z

In this second article in a series “In Defense of Flippers,” I will address another allegation made in the December 26, 2010, Press Democrat article “Flipping Foreclosed Houses.” The article stated, “The financial returns can be eye-popping. One investor purchased a Santa Rosa home at auction for $153,575 and sold it 30 days later for $330,000 – a 115 percent markup.”

Yes, that is indeed an enormous profit – if, in fact, it is accurate. I don’t know the specifics of the example noted above, but I can speak to the processes of purchasing and flipping houses and perhaps shed some light on the realities of the business.

Up to one day before the scheduled sale date, banks will publish the list of homes they are foreclosing on. Investors who wish to bid on those homes have just a few hours to search county records to determine whether there are any outstanding liens on the property and if clear title can be conveyed. In a normal sale the buyer purchases title insurance, and the title company will issue a preliminary title report which lists any outstanding liens, easements or other impediments to receiving clear title. In these foreclosure sales there is no time to search title in a manner sufficient to issue title insurance. Therefore, the investors must rely on their quick research and hope nothing comes up later that might impede their ability to resell the home.

In many, if not most, normal sales there is a new lender involved. In foreclosures, it’s all cash. So the investor must be willing and able to immediately present a cashier’s check for the entire amount of the purchase.

At the time of the foreclosure sale, the homeowner or tenants may still be in residence. In many of these cases, the investor as the new owner will contact the occupants and offer “cash for keys,” which is exactly what it sounds like: several hundred to a couple thousand dollars for the occupant to move out within a specified period of time.

When bidding on properties at auction, the buyer often has not seen the inside of the property and has no knowledge of the condition of the home. Depending on the condition of the home, the property rehabilitation may involve a new roof, new paint, repair of dry rot or other moisture related damage, new flooring, cabinets, countertops, plumbing, landscaping, doors, hardware … the list goes on. Obviously, some investors do a better and more comprehensive job than others, but there are numerous costs involved in fixing up a property for resale.

During the rehab process, the investor also incurs carrying costs. They may be making interest payments to a private lender, and they are paying property taxes, utility costs, and sometimes homeowner’s association fees. When the property is ready to resell, they pay real estate commissions, county and city transfer fees, and other costs associated with selling a property.

And when the property is put up for resale, the return they make on their investment is entirely up to the prevailing market. In the case of the original example noted above, the investor’s profit could indeed be north of $100,000. The norm is far less than that, however, and the same investor might barely break even in the next project, or even lose money. But when all is said and done, it is these business people who accept the risk and either reap the rewards or pay the financial consequences.

In the third and final blog in this series, I will address how these investors benefit their communities. Meanwhile, I’d like to add my thanks to Deanna Majcherek of First American Title for her background information from the title company’s perspective.

Once again, I’d like to invite your questions, comments and input into this dialogue.

Posted by: Deborah Byrne

In Defense of Flippers

2011-01-20T12:08:00Z

There has been much in the news recently about the current practice of house flipping – that is, investors who buy properties as they are being foreclosed on the courthouse steps, make some improvements and within a few weeks sell for a profit (Press Democrat “Flipping Foreclosed Houses,” December 26, 2010). After that article was published, several angry letter writers expressed their opinions that those involved in the house flipping business are greedy, immoral, dishonest, opportunistic, and much worse.

This is the first in a series of blogs that seeks to dispel some of the myth and misinformation that is rampant, as well as put into perspective some of the issues raised in the Press Democrat article and subsequent editorial and letters to the editor.

The biggest failing of the article, in my opinion, was to perpetuate the idea that investors (flippers) are responsible for the fact that these homes are being sold at auction. The article focused on a few instances where the homeowners seemed genuinely surprised that they were losing their homes, only to be thrown out on the street by the new owner.

In fact, in the overwhelming majority of cases, the homeowners are aware that a sale date (i.e., foreclosure date) is looming. The homeowners likely have not made any payments in many months, and by law would have received certified letters advising them of the coming foreclosure date. I fully understand that some lenders have not acted honorably or responsibly during the foreclosure process, and I make no excuses for any of them – but to imply that an investor/flipper has anything to do with that process is absurd.

People lose their homes for any number of reasons, as the Press Democrat editorial (“Flipped,” December 29, 2010) correctly stated. But to draw the conclusion that investors are hovering like hyenas waiting to feed on the misfortune of others is just too much of a reach.

In my next blog I’ll explore the process of buying foreclosures at auction, and the risks taken on by the investors.

Your comments and questions are welcome. These are important issues and I invite a dialogue on all sides of the table.

Posted by: Deborah Byrne

Why We Love Where We Live - Reason #86: Dip, Drizzle or Sauté

2010-12-30T00:00:00Z

Whether pungent and au natural for dipping or herb or citrus-infused and drizzled over freshly sliced summer tomatoes, specialty olive oils, and their production and degustation, are now almost as much a part of North Bay life as our award-winning wines.

As with our wines, our olive groves thrive on the Mediterranean climate found in the Wine Country, and spoil us with a staggering variety of exquisite products. Today, Napa and Sonoma counties support about 150 olive-oil producers who press their best olives into artisanal oils.

The Olive Press, now located in the Jacuzzi Family Winery on Hwy 121, is a must for olive fans. Co-owned by Deborah Rogers, who was named 2010 Producer of the Year, The Olive Press offers complimentary olive oil tasting, a vast array of award-winning oils, delectable gifts and even harvest tools.

Another destination is DaVero Estate, a family farm in northern Sonoma County. (DaVero’s Dry Creek Estate Extra Virgin Olive Oil has been touted as ‘green-gold love juice’ by chef Mario Batali.) For a taste of their oils, as well as other treats from their farm, you can visit their tasting room in Healdsburg.

McEvoy Ranch, in that curious section of Petaluma considered Marin County, boasts 80 acres of organic olive trees, and offers tours, tastings, and workshops. You can even buy an organic tree to start your own orchard.

Finally, from December through February, you can go wild with all things olive as the Sonoma Valley celebrates the annual Olive Season. There are curing workshops, tastings, classes, olive-themed menus, events such as Martini Madness, live music, family activities, and art exhibitions. For more on top artisan olive oil producers in the Wine Country, click here.

Follow along as the full list unfolds 100 Reasons Why We Love Where We Live

Follow the reasons on Facebook

Posted by: Frank Howard Allen Realtors

Why We Love Where We Live - Reason #85: Treasure Hunting

2010-12-22T23:32:00Z

First there was the Antiques Roadshow on television, planting in our minds that riches may be hidden in our own attics. Then along came websites like eBay and Craigslist, making treasure hunting a breeze – and even a business - for many. However, while you can find great things online with the click of a mouse (vintage dog ashtray or ornate solid brass chicken fighters, anyone?), you miss out on the energy and small-town vibe found at an antique market or shop, not to mention the adrenaline rush as you discover that perfect, once-loved but long-forgotten item that you didn’t know you needed.

For those who seek the charming aromas and hometown feel of shopping for antiques in person, the North Bay offers a treasure trove of options.

Located on Gravenstein Highway in Sebastopol, Midgley’s Flea Market is where the “sharks” arrive when the “doors” open at 6:30 AM on Saturdays and Sundays. This neighborhood flea market has been in operation since the 1960s and, under a blanket of redwood trees and blue skies, you can find household items, tools, collectibles and even fresh produce. While there are some commercial vendors, the best stuff can be found, if you have the patience to look, from the independent neighborhood sellers who are clearing out their garages and attics. And, in return, you just may hear a good story about that lamp, teapot or clock.

Sebastopol is a hot spot for antiquing and a trip down Gravenstein Highway will also yield Ray’s Trading Co, and Trader Bucks, run by a retired San Francisco police officer and known for family heirlooms like Tiffany-style lamps, as well as dining room sets and even toy soldiers. However, the largest selection of items can be found at the sprawling 20,000 square-foot Antique Society, where a collective of 125 antique dealers sell everything from the kitsch to the extraordinary.

Another valuable find is Shoffeits Off the Square in Healdsburg. Also a collective, though with a more modest 30 vendors, the store is owned and operated by three sisters who create a beautiful atmosphere for those seeking collectibles, vintage furnishings, art, jewelry and more.

In Marin County, the antique “mecca” is San Anselmo. Stores like Shadows, Zaragoza, and others clutched along Sir Francis Drake near “the Hub” are must-visits with collections that go way beyond the few pieces that adorn the front display windows.

Also quite noteworthy are the three popular antique fairs:

Petaluma Antique Fair: Held twice a year (spring and fall) in historic Downtown Petaluma with 180 or more vendors offering antiques, collectibles and unique items.

Healdsburg Antique Fair: Annual antique fair held in the Healdsburg Plaza Park.

San Francisco Fall Antiques Show: The oldest continuously operating International Antique Show on the West Coast.

Of course, on any given weekend, you can pop in at the ubiquitous “Estate Sales.” As the saying goes, one man’s junk….

Follow along as the full list unfolds 100 Reasons Why We Love Where We Live

Follow the reasons on Facebook

Posted by: Frank Howard Allen Realtors

Why We Love Where We Live - Reason #84: Wheels and Blades

2010-12-21T17:39:38Z

Many adults and kids in the North Bay have access to some very high tech toys, but few will say no to an afternoon or evening of old fashioned fun spent gliding around a rink.

The Redwood Empire Ice Arena
Photo by LA Wad

For those who prefer their skates with blades, Snoopy’s Home Ice – aka The Redwood Empire Ice Arena – is a wonderful charming rink. Part of the complex that includes the Charles M. Schulz museum, the arena, with its Swiss Alps atmosphere, has been a Santa Rosa icon for decades and offers public skating (beginning kids get to scoot folding chairs around to help them stay up), freestyle sessions for the more serious, private and group skating lessons, and birthday party facilities.

If wheels are more your thing, Cal Skate in Rohnert Park is like a blast from the past. One step inside and you’ll be transported to the carefree, low-tech days of the 50s. Skaters can choose in-line skates, or stick with the old fashioned ones. Either way, you’ll find fun music and the special moments from years past, the Hokey Pokey, couples skate, races and more.

Yes, we live in the midst of the world’s High Tech heartland, but we’re fortunate to have places nearby to enjoy simple fun, with no batteries or wifi required.

Follow along as the full list unfolds – 100 Reasons Why We Love Where We Live

Follow the reasons on Facebook

Posted by: Frank Howard Allen Realtors

Why We Love Where We Live - Reason #80: Spotting Flukes

2010-12-10T20:55:00Z

Whale Watching at Bodega Head.
Photo by Cameron Maddux.

Winter is the time of year when many of us take pleasure in staying close to home, snuggling by a fire, and enjoying seasonal traditions. However, for our fellow mammals the Pacific Gray Whale, winter is migration time. From December through May, 20,000 of these majestic creatures swim south from the icy waters of their Arctic feeding grounds to seek refuge in the warmer, sub-tropical waters of Baja, their chosen spot to mate and nurse their young.

While the migration season lasts for several months, February is a particularly interesting time because you’ll begin to see whales heading both north and south. The northbound whales are primarily pregnant mama whales looking to get back to Alaska as the ice begins to break up, while the southbound whales are juveniles who are lagging behind.

This great migration makes for a much-anticipated and awe-inspiring sight off our northern California coastline. There are several viewing sights in the North Bay, the top destinations being Bodega Head in Bodega Bay, Fort Ross State Park and Timber Cove.

For a unique vantage point, several companies offer chartered whale-watching tours for an up-close view of one of nature’s most incredible spectacles. Local fishing boats offer cruises throughout the season and the Oceanic Society has naturalist-led trips as well. In addition to the prolific gray whales, you may also catch a sighting of dolphins, humpback whales, harbor seals and maybe even a blue whale.

Our waters are rich in unique wildlife (in addition to whales, our part of the Pacific is also a hotbed for oysters and abalone) and whale watching is one more way in which we can enjoy these unique surroundings.

Gray whale. Photo by Ryan Harvey

Some interesting facts about the Pacific Gray Whale:

Adult males measure 45-46 feet and adult females measure slightly more. Both sexes weigh 30-40 tons.The gray whale has no dorsal (top) fin.Female Gray whales give birth to one calf, which weighs in at 1,100-1,500 pounds and is about 15 feet long. The gestation period is 12-13 months. Calves nurse 7-8 months on milk that is 53% fat (human milk is 2% fat).A migrating gray whale has a predictable breathing pattern, generally blowing 3-5 times in 15-30 second intervals before raising its fluke and submerging for 3-5 minutes. A gray whale can stay submerged up to 15 minutes, and travels at 3-6 miles per hour. Follow along as the full list unfolds – 100 Reasons Why We Love Where We Live

Follow the reasons on Facebook

Posted by: Frank Howard Allen Realtors

Tips for Selling during the Holidays

2010-12-09T00:00:00Z

Last time we discussed tips for buying real estate during the holiday and winter months. While inventory is down during these times, it can nonetheless be a great time to sell! There is less competition from other sellers, and the buyers out there are motivated. Here are a few more tips:

1. With leaves falling from the trees, and the landscape not in bloom, make sure you keep leaves raked, the front porch tidy, and the front walk swept. Keep that first impression positive.

2. Keep the entry inviting by putting a wreath on the front door and potted plants on the porch. Anything that sets the tone for a warm and inviting entrance into the home will be noticed by prospective buyers.

3. When the days are dreary and overcast, make sure your home shows bright and warm. Consider turning more lights on during the day, keeping window coverings opened, and turning up the furnace a bit. There only needs to be a few degrees difference from the outside temperature to make a big impact.

4. Holiday decorations can be welcoming and charming if not overdone.

5. If your landscape is particularly nice, consider putting out a small book of pictures showing the garden in full bloom. That will help prospective buyers envision the springtime panorama.

No matter what time of year, a good Realtor is an essential part of your strategy when buying or selling real estate. For more tips, or to answer any of your questions, please give me a call.

Posted by: Deborah Byrne

Tips for Buying During the Holidays

2010-12-08T20:36:00Z

The holidays and winter months shouldn’t be ignored as good times to buy real estate. In fact, most holiday seasons I stay busy negotiating and closing deals for my buyers. There is no doubt that many sellers take their homes off the market in December and wait for the warmer, dryer springtime to re-list their homes. But if you are a buyer during this time, here are some helpful hints:

1. Don’t be afraid of a little bad weather. Brave the elements and keep looking at homes, and you just might be rewarded by finding the perfect place to hang your hat.

2. Look beyond dormant landscaping. It’s true that homes don’t always look their best when the landscape isn’t in full bloom. But if you learn to recognize some of the plants and trees and flowers surrounding a property, you might soon realize that there is a wonderful garden just waiting to surprise you.

3. Don’t settle for just the currently active listings. Ask your Realtor to check for listings that have been temporarily taken off the market to see if any of them still want to sell. I often contact colleagues about properties that I know are temporarily off the market, and we will set up a special showing to see if the property meets my buyer’s needs.

4. Motivated sellers are often flexible sellers. Sometimes you’ll find that a seller whose home is listed throughout the holidays is a truly motivated seller, and they will entertain a lower offer than they normally would. That’s money in the bank for a buyer who is just as motivated.

5. Hire the right Realtor! An agent who is creative, motivated, flexible and energetic throughout the holiday and winter months can help you find the right home. And remember, as a buyer, you do not pay the Realtor’s commission – our fees are paid by the seller.

For more tips, or to answer any of your questions about real estate, please give me a call. And, by the way, Happy Holidays!

Posted by: Deborah Byrne

Why We Love Where We Live - Reason #79: Magnolias, Dogwoods and Snowmen

2010-12-07T00:00:00Z

In Reason 72 we talked about all the wonderful North Bay nurseries, as well as the home and gardens of famed Sonoma County horticulturist Luther Burbank. But for those who lack a green thumb or anything resembling a yard, there are many amazing public gardens and unique nature areas to enjoy here in the North Bay.

If you’ve driven through Sonoma along Highway 121, you’ve no doubt noticed the twisted white picket fence and blue Adirondack chair fit for Jack’s Giant. These pieces mark the entrance to Cornerstone Sonoma and the whimsical gardens contained within. Cornerstone Sonoma offers shops, galleries, wine tasting, a marketplace and café, but it’s the incredible garden installations that catch your attention and draw you in. These rotating exhibits are the masterminds of some of the world’s finest landscape architects and designers, each given 1,800 square feet and the freedom to create anything from a tree covered in 70,000 sky-blue Christmas balls, a door that opens to seemingly nothing, a field of plastic daisy pinwheels, or an army of snowmen – part of an annual holiday display. More museum than garden, Cornerstone Sonoma is a unique environment filled with fanciful and surprising delights.

For an escape to Asia, it’s as easy as a trip to Quarryhill, a 20-acre botanical garden in Glen Ellen featuring one of the largest collections of documented, wild-collected Asian plants in the world. Magnolias, dogwoods, maples, birch, roses, lilies, and rhododendrons bloom amongst a landscape sprinkled with ponds, waterfalls, benches, paths and walkways – all set to the stunning backdrop of the Mayacamas Mountains.

The Marin-Bolinas Botanical Gardens in Bolinas are the result of another North Bay resident’s passion for plants. On display in the 14 acres is a children’s garden and over 2,000 species of succulents and euphorbia, collected from the exotic trips of the late Dr. Herman Schwartz.

The Marin Art and Garden Center in Ross offers 11-acres of spectacular gardens. Once privately held land but now open to the public 24-hours a day, 7-days a week, the Marin Art and Garden Center is an important community resource, serving as an event venue and a public park with educational programs. Meander amongst the ancient trees, observe butterflies in the Butterfly Habitat, stroll along the rolling lawns, admire the rose garden, let your kids frolic in the playground or steal a kiss with your sweetheart in the Victorian-style gazebo.

Whether in search of garden tranquility or curious to explore the stunning variety of flowers and plants that have found a home in the North Bay, there’s much to enjoy in these treasured settings.

Other Unique Nature Areas:

The Petrified Forest: Step back in time three million years and explore rocks, minerals, crystals and fossils.

Bouverie Preserve of Audubon Canyon Ranch: A private, non-profit nature preserve known for its amazing spring wildflowers.

The Laguna de Santa Rosa: The largest freshwater wetlands complex on the northern California coast.

Muir Woods and Armstrong Redwoods: Reason 49 on our list of 100 Reasons Why We Love Where We Live.

Follow along as the full list unfolds – 100 Reasons Why We Love Where We Live

Follow the reasons on Facebook

Photos Courtesy of:

Blue Tree by Claude Cormier, Cornerstone Sonoma. Photo by Kellan.
Snowmen, Cornerstone Sonoma. Photo by Michael Risenhoover.
Quarryhill Botanical Gardens. Photo by Rodney Jonk.

Posted by: Frank Howard Allen Realtors

Holiday Real Estate Activity

2010-12-06T13:32:45Z

As we head into the holiday season there is one question many of my buyer and seller clients are asking: Are the holidays a good time to buy and sell real estate?

It’s true that many folks take their homes off the market during the last few weeks of the year. However, buyers who are in the market are motivated buyers, and there is less competition out there for the homes they want to buy. By the same token, sellers who wait until spring will be in competition with dozens or even hundreds of other sellers. By putting your home on the market while inventory is comparatively low, you will be ahead of the curve with motivated buyers.

Life doesn’t hold still while we are doing our Christmas shopping and preparing our holiday dinners. People still need to sell their homes; people are still in the market to buy homes. Stay tuned to future blogs for tips on buying and selling during the winter months. And by the way, Happy Holidays!

Posted by: Deborah Byrne

Why We Love Where We Live - Reason #78: Higher Degrees

2010-12-03T16:00:26Z

In a previous reason, we wrote about the high quality of education found in North Bay elementary and high schools. We are also fortunate, however, to have two excellent universities in our own backyard that offer much to enrich our communities and entice local high school grads looking to stay close to home.

Photo by Nick Young

Sonoma State University (SSU), in Rohnert Park, is said to be the one of the most requested campuses in the California State University (CSU) system and has been named a “Best Value” and “Most Green” College by the Princeton Review. SSU has also been named one of the “most wired” campuses in the nation by Forbes magazine, and has one of the only wine business programs in the country.

The broader community also benefits from the university. It is home to one of the largest libraries – which is open to the public - in the CSU system and the state of California with more than 400,000 volumes. The library also houses a collection of Jack London’s writings, original letters and memorabilia. Community members can also take advantage of certain courses, lectures, and workshops, and in the near future the Green Music Center, a grand concert hall currently under construction.

Dominican, in Marin, provides college-bound locals the advantages of a small, private university. Serving about 2000 students, Dominican has been ranked by U.S. News & World Report as a top tier of Western Universities for its Master’s program. The charming San Rafael campus offers small class sizes and a diverse faculty and student body.

For the community, Dominican has academic and non-academic courses in their Adult and Extended Education programs, and their award-winning library, with 100,000 volumes, is also open to the public.

Having two high-caliber universities located right in our communities is just another reason why we think the North Bay is such a wonderful place to live.

Follow along as the full list unfolds 100 Reasons Why We Love Where We Live

Follow the reasons on Facebook

Posted by: Frank Howard Allen Realtors

Why We Love Where We Live - Reason #75: A Dip in the Mud

2010-11-24T13:10:00Z

We’ve written about the delicious, world-class wines we’re so fortunate to have in our backyard. Part of what makes them so great is the richness of the Wine Country soil, which is, in fact, also well-known and appreciated for another good reason: it makes a marvelous, soothing mud bath. Combined with the waters of local thermal springs, the volcanic ash found in Wine Country soil creates a mud that is said to smooth the skin, relax muscles, calm aches, and improve circulation.

The charming, historic Napa County town of Calistoga is where many head when a day of mud baths and relaxation are in order: the first resort to take advantage of the hot springs was opened there by Sam Brannan in 1860. Today there are over a dozen spa destinations in Calistoga. They bring the ash in fresh every day and mix it with steaming mineral water from a nearby spring, and add peat moss for texture and to help the body float, and aromatherapy ingredients such as lavender or eucalyptus.

Combined with a massage, a visit to a steam room, and a dip in an inviting swimming pool, the mud baths are just one part of the full package that today’s attractive Wine Country spas offer to de-stress and rejuvenate.

A mediation area at Osmosis Spa,
Sonoma County. Photo by Brent Olson

In Sonoma County, the unique treatment is that of the Cedar Enzyme Bath, offered by Osmosis Day Spa Sanctuary in Freestone, located just off Bodega Highway en route to Occidental. The profoundly relaxing bath is much like being buried in warm sand on a beach - you are immersed up to your chin in a bed of finely ground cedar, rice bran, and plant enzymes, which create a calming woodsy aroma as the ingredients heat naturally, by fermentation. Osmosis, a true hidden gem yet a Sonoma County favorite and known worldwide, is said to be the only spa in North America offering this treatment.

Whether just eager to try a dip in the mud or in need of a full day of pampering and peace, few places deliver the way our local Wine Country spas do.

Resources:

Calistoga Spas Solage Spa Indian Springs Dr. Wilkinson’s Sonoma Spa Getaways

Follow along as the full list unfolds – 100 Reasons Why We Love Where We Live

Follow the reasons on Facebook

Posted by: Frank Howard Allen Realtors

Why We Love Where We Live - Reason #73 – The View from a Saddle

2010-11-16T16:04:00Z

Explore the North Bay under a canopy of giant redwoods in Armstrong Redwoods State Reserve, over coastal hills and sand dunes along Salmon Creek Beach and the Pt. Reyes National Seashore, through a scenic Sonoma vineyard valley…all on horseback.

Photo taken by Juan Luis

Photo taken by Vards Uzvards

Don your flannel shirt, chaps (or jeans) and a helmet and you’re ready to take on the endless resources the North Bay has for all types of equestrians – and our natural landscape provides a stunning backdrop. Depending on where you go, your ride can treat you to sights of grazing cattle, frolicking deer, panoramic views of the ocean, or a valley with blooming wildflowers. With the sounds of trickling creeks under hoof and swooping birds overhead, this unique way to experience nature makes for a truly memorable outing.

Nearby offerings include trail rides, overnight pack trips, professional boarding, clinics and lessons, therapeutic riding stables and summer camps.

Visit a ranch or stable to explore the North Bay by horseback:

Armstong Woods Pack Station, Guerneville

Baywood Equestrian Center, Fairfax

Chanslor Ranch, Bodega Bay

Cloverleaf Ranch, Santa Rosa

Five Brooks Stable, Olema

Miwok Livery Stables, Mill Valley

Morning Star Farm, Novato

Roche Vineyards, Sonoma

Victoria’s Fashion Stables, Petaluma

Willow Tree Stables, Novato

See which local parks and recreation areas allow horseback riding:

Marin County Parks & Open Space, Marin County

Sonoma County Regional Parks, Sonoma County

Learn about Therapeutic Riding:

Equi-Ed, Santa Rosa

Giant Steps, Petaluma

Halleck Creek Ranch, Nicasio

Follow along as the full list unfolds – 100 Reasons Why We Love Where We Live

Follow the reasons on Facebook

Posted by: Frank Howard Allen Realtors

Why We Love Where We Live - Reason #72: Planting Seeds

2010-11-11T12:05:00Z

“I firmly believe, from what I have seen, that this is the chosen spot of all this earth as far as Nature is concerned.” – Luther Burbank

Famed botanist Luther Burbank arrived in Sonoma County in 1875 and dedicated himself to breeding new fruits and flowers. Today, the North Bay remains a land rich in flora. Whether scouring nurseries in search of unique plants to bring home to your own backyard garden or simply admiring the local work of others, the North Bay is a treasure for botanists, horticulturists, and gardeners of all skill levels.

California Carnivores
NurseryPhoto by Gwen Harlow

Luther Burbank Home and Gardens
Photo by Jeff Tabaco

Baker Creek Seed Bank
Photo by Ruth Temple

A trip down many a North Bay road leads to scores of specialized nurseries and a look at Sebastopol alone gives you an idea of the diversity and wealth of resources available. Sonoma Horticultural Nursery specializes in rhododendrons and azaleas. The garden and nursery is open year-round to visitors who are welcomed to get lost in their eight acres of demonstration gardens with over one-and-a-half miles of pathways leading over, under and around ponds, arches, benches and gazebos – you’ll think you’ve stepped into a living Monet.

Sebastopol is also home to Vintage Gardens, purveyor of 2,000 varieties of old and extraordinary roses, including Teas, Hybrid Perpetuals, Damask Perpetuals, Bourbons, Noisettes and Old Hybrid Teas, and one of the more unique nurseries, California Carnivores. This little shop of horrors is the largest carnivorous plant nursery and store in the United States and an extremely popular destination where visitors and patrons can see firsthand how these plants of prey - Venus flytraps, American pitcher plants, sundews, butterworts, bladderworts, tropical pitcher plants and others – feed themselves. The nursery even supplies utensils for feeding and magnifying glasses for an up close view.

Also in the realm of the unique, the Baker Creek Seed Bank in Petaluma offers one of California’s largest selections of organic and heirloom seeds, 1,200 varieties in all. Housed in the historic former home of the Sonoma County Bank, The Seed Bank is one of only three retail locations for Missouri based Baker Creek Heirloom Seeds, which runs a huge mail-order business. According to store manager Paul Wallace, Baker Creek chose the location because the North Bay is home to the biggest concentration of its customers, with 50% of California orders coming from a within a one hour radius of Petaluma. Baker Creek is unique for collecting and offering many ethnic varieties of seeds, as well as carrying one of the largest selections of seeds from the 19th century. If you’re looking for Striata D’Italia Squash, Ali Baba Watermelon or Red Ruffled Eggplant, you’re in luck.

To learn more about the man who started it all here in Santa Rosa, you can visit the Luther Burbank Home and Gardens, now a Santa Rosa City Park, and the locale where Burbank experimented with plants for most of his 50-year career. A visit includes the museum (located in the Carriage House), gift shop, and tours of the home, Greenhouse (which is said to have survived the 1906 earthquake without losing a single pane of glass) and more than an acre of gardens. You can even follow along with a self-guided tour on your phone. Here’s a snippet from the Greenhouse tour. The public tour season is from April through October, but the gardens are open year-round. This small gem located in downtown Santa Rosa is a wonderful way to take in a little local history and learn about one of the true Santa Rosa pioneers.

This is just a sampling of what can be found, but nearly every North Bay town has its own specialty, locally-owned nursery for purchasing and learning about plants – and a walk down many of our tree-lined streets shows that Luther’s legacy is alive and well in our front and back yards.

Interested in crops and local harvest? See also:

Reason #66: Hard, Soft, Aromatic, Pungent – and Delicious No Matter How You Slice It

Reason #62: Searching for the Great Pumpkin

Reason #57: Edible Pearls

Reason #55: Apple Delights

Reason #50: Organic at our Fingertips

Reason #48: Fall Flavors in a Glass

Reason #33: Local Harvest

Follow along as the full list unfolds – 100 Reasons Why We Love Where We Live

Follow the reasons on Facebook

Posted by: Frank Howard Allen Realtors

Why We Love Where We Live - Reason #68: By the Bottle or the Barrel

2010-11-02T00:00:00Z

Sonoma County, most known world-wide for the premium wines it produces, also offers libations in the form of craft beer. Highly respected local brew masters focus on wheat and hops instead of grapes, and serve up beers that rival the taste and variety of the country’s best micro-brewing regions.

Perhaps it’s the area’s rich history in beermaking – once a hop growing region, the area was also home to one of the first American microbreweries, New Albion in Sonoma, and has influenced the California craft beer revolution. Perhaps it’s the presence of an elite wine-making region that inspires our area’s artisans - whether creating beer, cheese, bread or any other culinary delight - to step up their game and produce goods of the same caliber. Perhaps it’s the discerning tastes of our residents, a mix of multi-generational natives and national and international transplants with sophisticated palates and high expectations. No matter the reason, this region is rich in beer bounty.

Russian River Brewing Company.
Photo by tkamenick

Lagunitas Brewing Company.
Photo by Edwin Bautista

Bear Republic Brewing in Healdsburg, situated smack in the middle of downtown wine-tasting rooms, boasts their Hop Rod Rye, full of floral hop aroma and subtle caramel notes. The Russian River Brewing Company in Santa Rosa uses wine barrels from local wineries to achieve their delicious barrel-aged beer varieties, such as Temptation, a Blonde Ale aged in French oak chardonnay barrels. Lagunitas Brewing Company in Petaluma produces Lagunitas IPA, the best-selling craft IPA in California for some time. Moonlight Brewing in rural Santa Rosa offers neither a tour nor a tap room, but quality brews made from local ingredients, such as Death and Taxes, which can be found on tap in select restaurants and bars. The list goes on: Hopmonk Tavern in Sebastopol, Dempsey’s Brewery in Petaluma, Sonoma Springs Brewing in Sonoma, Third Street AleWorks in Santa Rosa, Ruth McGowan’s Brewpub in Cloverdale.

In addition to beer, many of these establishments offer tours, tastings, food and live music, such as Lagunitas Brewing Company’s Tap Room and Beer Sanctuary, making for a well-rounded experience and one more thing to love about where we live.

To sample these delicious brews, follow this Wine Country Beer Tour.

Like to eat and drink? So do we. Also see:

Reason #21: Enjoy a brew with a million dollar view

Reason #33: Local Harvest

Reason #48: Fall Flavors in a Glass

Reason #50: Organic at our Fingertips

Reason #55: Apple Delights

Reason #57: Edible Pearls

Reason #61: Diverse Menus

Reason #66: Hard, Soft, Aromatic, Pungent – and Delicious No Matter How You Slice It

Follow along as the full list unfolds – 100 Reasons Why We Love Where We Live

Follow the reasons on Facebook.

Posted by: Frank Howard Allen Realtors

Is the "Foreclosure Freeze" just the tip of the iceberg?

2010-10-28T16:49:00Z

Imagine an iceberg the size of Mount Everest floating in the ocean with just the top 1/3 visible as the remainder of the iceberg is lurking beneath the ocean’s surface. Now imagine the recent nationwide “Foreclosure Freeze” in comparison to that iceberg – is the “Foreclosure Freeze” just the tip of the iceberg?

Bank of America recently announced a temporary foreclosure freeze in all 50 states until the banking giant determines whether or not its foreclosure procedures are legitimate. Apparently, bank employees were responsible for the practice of “robo-signing” and moving forward with the foreclosure process without verifying information (a robo-signer refers to signing documents without taking the time to properly review them). And now other banks are feeling the pressure to follow Bank of America’s lead. However, Wells Fargo, another banking behemoth, has stated that they will not halt foreclosures to the extent that Bank of America has, and most banks are doing more targeted foreclosure freezes.

Most homeowners, real estate and banking experts, industry analysts, real estate investors, and speculators are pondering the impact of such a large scale “Foreclosure Freeze.” This has created a lot of questions and those involved in real estate, such as homeowners, buyers, and others directly impacted by the freeze want answers.

Why are the banks halting foreclosures?

If you have ever purchased a home, think back to the day that you signed loan documents with your escrow officer — that pile of paperwork seemed overwhelming and by the time you completed signing you probably felt like you just finished an autograph signing session. However, that stack of loan docs is where the problem may have originated.

Basically, banks are having a difficult time proving that they own some of the mortgages they are attempting to foreclose on due to a missing document called an “assignment,” which is a document signed by the seller and buyer of the mortgage confirming the sale. Once the sale was complete, the assignment document was supposed to be attached to the mortgage documents and delivered to the new owner.

However, during the peak of the real estate bubble, banks were producing mortgages in such high volumes that in some cases the assignments weren’t properly executed. The assignments are important because they prove ownership. For most mortgages, the assignments probably exist somewhere and it’s just a matter of tracking them down. However, many mortgage companies have been acquired by larger banks or have gone out of business, which in many cases makes it difficult to find an assignment document (if a bank can’t prove they own the mortgage, how can they foreclose on it?).

If the problem is simply robo-signers, banks will probably resume foreclosures in the near future. However, if the banks cannot find the assignment documents and prove that they own the mortgages it will affect their ability to foreclose on a property.

How will the “Foreclosure Freeze” affect the real estate market?

Speculators and analysts have stated that home prices may increase in the short term as the inventory of low-priced foreclosures are removed from the market. However, home prices will most likely decrease once the banks deal with robo-signers, find the assignments and continue to release foreclosures back on the market.

The “Foreclosure Freeze” may have a negative impact on the economy if banks scale back lending even more than they already have. If so, it should be a short-term trend until the banks solve the problem and are able to prove ownership of foreclosed properties.

Prospective home buyers should work with a real estate professional to confirm that foreclosed properties on the market are properly documented to ensure that your purchase doesn’t get delayed or lost in the abyss of the banking conundrum.

Posted by: Doug Hecker

Why We Love Where We Live - Reason #66: Hard, Soft, Aromatic, Pungent – and Delicious No Matter How You Slice It

2010-10-27T17:17:00Z

The North Bay is known world-wide for the first-class wines produced here. A natural pairing for wine is cheese, so it’s no wonder we are also home to several fantastic cheese-makers who have a strong local following, in addition to having gained national recognition and accolades. The Marin and Sonoma landscapes are conducive to all types of cheese-making, which allows for the production of such varieties as Cowgirl Creamery’s triple cream sunset-tinted Red Hawk, which harkens the essence of West Marin, to Vella Cheese’s Dry Monterey Jack, aged 7-10 months longer than your traditional Jack for a sweet nutty flavor, to Marin French Cheese Co.’s melt-in-your-mouth Rouge et Noir Triple Crème Brie, which was the first American cheese to beat the French in an international competition for brie cheese.

Much like with wine, the soil, raw materials and the climate add to the unique regional flavors. Local, independent producers take cheese-making to new heights and these artisans have perfected their craft while taking great care of the area, the environment and the materials used, following the cheese from pasture to the market, to create distinctive cheeses that are delicious and full of flavor.

Whatever you crave - a creamy Camembert, luxurious triple cream, bold blue, sharp cheddar or a tawny schloss - here’s where to find the best of the best. Most of these gems can be purchased directly online or found at local farmers’ markets and specialty stores, including Whole Foods, Dean and Deluca, Oakville Grocery and The Cheese Shoppe in Healdsburg.

Achadinha Cheese Company (Petaluma): Established in 1955 in Bodega Bay before relocating to Petaluma, this family-run goat cheese company supports 1600 goats on 290-acres.

Andante Dairy (Petaluma): Established in 1999 by Soyoung Scanlan, a former biochemist and dairy scientist, Andante uses 100% Jersey cow’s milk, pasteurized goat’s milk from the ranch where the dairy plant is located, and mixed milk to produce the delicious cheeses which are all named after musical terms such as Picolo (a nutty flavored soft-ripened triple-cream cheese) and Nocturne (a slightly tart soft-ripened cheese that takes on a mushroomy flavor as it ages).

Achadinha Cheese Company (Petaluma): Established in 1955 in Bodega Bay before relocating to Petaluma, this family-run goat cheese company supports 1600 goats on 290-acres.

Bellwether Farms (Sonoma County): This year alone Bellwether Farms has won six awards for their products, from their crème fraiche to their Blueberry Sheep Milk Yogurt. (Still not sure what to do with crème fraiche? Check the recipe section of their website.) Their cheeses are used by many of the finest restaurants across the country and have been featured in The New York Times, Martha Stewart, Fine Cooking and other gourmet food magazines.

Bodega Artisan Cheese (Bodega Bay): Another family farm, Bodega Goat Ranch has been producing handcrafted cheeses in small batches for over 25 years. Bodega Artisan Cheeses include three fresh pasteurized cheeses (Fresco, Crema, and Country Cottage), two aged cheeses – one a Goat Manchego – and a dessert-style cheese.

Cowgirl Creamery (Pt. Reyes): Opened in an old converted barn in Pt. Reyes Station in 1997 by Sue Conley and Peggy Smith, with milk from nearby Straus Family Creamery, Cowgirl Creamery now has shops in Point Reyes, San Francisco and Washington, D.C., and facilities in Pt. Reyes and Petaluma that you can tour to learn about the cheese-making process. You can even take classes at the Pt. Reyes location.

Marin French Cheese Co. (Novato): Perhaps the gold standard of cheese-making in the area, Marin French Cheese Co, also known as The Cheese Factory and Rouge et Noir, is the oldest cheese manufacturer in the North Bay – and the country – producing hand-crafted cheeses since 1865. Exquisite, award-winning varieties include classic Brie, Camembert, breakfast cheese and an artisan series. Equally compelling are the company grounds, which are popular with picnickers, hikers and cyclists.

Point Reyes Farmstead Cheese Company (Pt. Reyes): Grade A raw-milk blue cheese made from a closed herd of Holstein cows that graze on the certified organic, green pastured hills overlooking Tomales Bay, and influenced by the coastal fog and the salty Pacific breezes.

Redwood Hill Farm (Sebastopol): A sustainable goat dairy farm located among the redwoods in Sebastopol since 1968, Redwood Hill is committed to making the least processed artisan goat milk cheeses. Varieties include Chèvre, raw milk feta, Bucheret, and goat milk cheddars. They also produce goat milk yogurt and kefir.

Spring Hill Jersey Cheese (Petaluma): Known by locals as “The Creamery,” this local institution has been an integral part of the farming tradition in the Sonoma County area since its foundation in 1913 and produces cheddar, Jack, curds and specialty cheeses.

Vella Cheese Company (Sonoma): Makers of handmade and sustainably produced Monterey Jack, Cheddar and Asiago cheeses and known for their carefully aged and nurtured Dry Jack. Their historic Sonoma location (a stone-walled building from 1904) is open to visitors.

Additional Resources for Cheese Lovers:

The Cheese School of San Francisco – The only independent institution of its kind in the nation dedicated entirely to helping people maximize their enjoyment and appreciation of cheese.

California’s Artisan Cheese Festival – Held annually in Petaluma, this event features farmstead artisans who hand-craft small batches of cheese and support local agriculture and sustainable practices.

American Cheese Society

Follow along as the full list unfolds – 100 Reasons Why We Love Where We Live

Follow the reasons on Facebook

Posted by: Frank Howard Allen Realtors

Why We Love Where We Live - Reason #62: Searching for the Great Pumpkin

2010-10-15T15:36:00Z

During the month of October, pumpkin patches spring up throughout Marin and Sonoma counties. Whether you just need that perfect pumpkin for the front porch or want to go out for a full day of fun, you¹ll find a wide variety of patches that offer a tremendous array of goodies and activities, in addition to the popular rotund squash.

In the mood for organic pumpkins, gourds, squash, apples and vegetables, or even organic ice cream for those warm October days? Visit West Marin’s Nicasio Valley Farms Pumpkin Patch.

If you want the experience of a real working farm, head to Peter’s Pumpkin Patch at Spring Hill Cheese Farm in Petaluma, where you can pick your own pumpkin, dig for potatoes, taste their freshly made cheese, pet farm animals, milk a cow, navigate the hay maze, and enjoy delicious homemade pumpkin ice cream.

Also in Petaluma, the Pumpkin Fairy Godmother descends upon the Adobe Pumpkin Farm each weekend to sprinkle magic fairy dust, tell enchanting stories and visit with children. This working farm also includes a haunted manor, antique tractor display and many gift shops, including a Christmas Shoppe to get you ready for the next season.

Those looking for a challenging hike might try the 4-acre corn maze at the Petaluma Pumpkin Patch. Although known for its maze, which is personally designed anew each year by Farmer Jim and is also open at night for the truly adventurous, this patch also offers pumpkins, gourds, squash, activities, and special events.

From pumpkins to baked goods to hay rides and petting zoos, October is a great month to get out and enjoy our wonderful North Bay fall weather.

For a list of pumpkin patches in Marin and Sonoma counties, check out the annual roster of pumpkin patches on the Marin Mommies blog.

Follow along as the full list unfolds – 100 Reasons Why We Love Where We Live

Follow the reasons on Facebook

Photo Credit: Karen Foley

Posted by: Frank Howard Allen Realtors

Why We Love Where We Live - Reason #55: Apple Delights

2010-09-24T00:00:00Z

Among the many delights in the North Bay is apple-picking: spending a leisurely afternoon with family and friends on a bountiful farm, searching for green and red treasures. For some it’s an annual tradition, heading to one of the many Sonoma County orchards and collecting a bag, a basket or a bushel full of crisp fruit, not to mention the other delectables often available: the scrumptious pies, turnovers, cider, and butter. Two local farms that we love are Chileno Valley Ranch in Petaluma and Gabriel Farm in Sebastopol. Both are organic farms and allow you to pick your own fruits.


The Apple Farm. Photo taken by Brad Greenlee	The Apple Farm. Photo taken by Brad Greenlee

But if you really want to make a day of it, head out along Highway 101 into Mendocino County and visit the idyllic Anderson Valley. For most, this isn’t a likely destination, but the area is full of natural beauty and well-kept secrets. One such secret is The Apple Farm in Philo. More than just a farm, The Apple Farm, which is family-owned by the previous owners of The French Laundry, offers an orchard, guest cottages and cooking classes, in addition to the delicious apples, cider, and foodstuffs that are sold unattended with an honor box – one more example of the relaxed and community-oriented North Bay state of mind.

Once you’ve picked your apples, here’s a great resource for making everything from apple cider to apple bubble bath.

And apple lovers, don’t forget about the annual Gravenstein Apple Fair, “The Sweetest little Fair in Sonoma County,” held every August in Sebastopol. Like Frank Howard Allen, the Gravenstein Apple Fair got its start in 1910, giving it a long and rich history in the North Bay. The Fair, once a simple Apple Show on Main Street, is now a beloved bash that combines celebrating and exhibiting apples with live music, delicious food, cooking demonstrations, arts and crafts, contests and more.

Follow along as the full list unfolds – 100 Reasons Why We Love Where We Live

Follow the reasons on Facebook

Posted by: Frank Howard Allen Realtors

Why We Love Where We Live - Reason #52: Life on the Square

2010-09-17T20:37:00Z

It’s Friday and the weekend beckons. Oh, what to do? Where to go? Well, some of us are heading north to Healdsburg. Why Healdsburg? Two answers usually come to mind: Shopping on the square and Shopping on the square.

With boutiques, art galleries, jewelers, an independent bookstore, and gourmet food purveyors, there are plenty of interesting places to while away a beautiful lazy Sunday, whether shopping or just browsing the unique goods.

In addition to the great shopping, there are, of course, many dining options (from delis to bistros to world-class fine dining) and several wineries (it is Wine Country after all).


Photo Credit: Gord McKenna	Photo Credit: Gord McKenna

If that’s not enough to draw you to this magical town, just add in the culture - the variety of festivals and the top-notch attractions at the Raven Performing Arts Theater. These finds complete the Healdsburg trifecta.

Want to spend more than just an afternoon? There’s a choice of lodging to suit every mood, from Bed and Breakfasts to Chic Hotels.


Photo Credit: Healdsburg Magazine	Photo Credit: Steve Shupe

Picturesque town squares are aplenty here in the North Bay – think the charming plaza in downtown Sonoma, or the lively square in Mill Valley. These wonderful spaces, with their own unique character, serve as a cultural hub. It’s no wonder that a selling point in many real estate ads is “close to town.” For grabbing a cup of coffee, catching up with friends, walking your dog, people-watching, shopping, or enjoying a delicious meal, town squares are the pulse of a community and one aspect we treasure about where we live.

Follow along as the full list unfolds – 100 Reasons Why We Love Where We Live

Follow the reasons on Facebook

Posted by: Frank Howard Allen Realtors

Why We Love Where We Live - Reason #48: Fall Flavors in a Glass

2010-09-09T14:51:00Z

It’s no secret that California wines are something to be treasured. We have an ideal climate for winemaking, have exquisite vines, and have raised and attracted a serious number of genius winemakers. California is responsible for more than 90% of all wine produced in the US and is the fourth largest wine producer in the world. The Wine Country region - with its beautiful, natural backdrop, and celebrated delicacies and lifestyle - is a top tourist destination. Sometimes it’s easy to take such things for granted.

Photo credit: Romy Schneider

Late summer/early fall is a perfect time to explore the Wine Country - when the air starts to get a little crisp, the leaves are changing to a colorful yellow and crimson, and the flocks of tourists have returned home. This time of year, also known as Crush, is when you can witness first-hand the excitement of harvest season: grape-picking, sorting, crushing and fermentation. Wineries become abuzz with the energy a new vintage brings and the smell of crushed grapes permeates the air.

September is also California Wine Month, a month-long celebration dedicated to the state’s ideal climate for wine, beautiful wine country landscape, talented winemakers, local lifestyle and cuisine, and commitment to sustainability and the environment. To celebrate, many wineries and regional associations offer special events – a list of which can be found here.

But the autumn harvest festivities don’t end there as October brings the Sonoma County Harvest Fair, a three-day celebration featuring wine tasting, chef demonstrations, the World Class Championship Grape Stomp, live jazz, a craft pavilion and more.

So for those still yearning for warm weather outings and the joy of simple pleasures – it’s as easy as enjoying a glass of California wine and savoring the beauty of the North Bay.

In keeping with our “Reasons” theme, here are 10 Reasons to love California Wine.

Follow along as the full list unfolds – 100 Reasons Why We Love Where We Live

Follow the reasons on Facebook

Posted by: Frank Howard Allen Realtors

The Melting Pot

2010-09-02T19:55:00Z

Recently I attended a 90th birthday party for a woman who raised her family across the street from my husband’s family in San Francisco’s Outer Mission district. Held at a park in Novato, there were more than 100 people attending, including her children and their spouses/significant others, grandchildren, great-grandchildren, neighborhood friends, and others I couldn’t begin to identify. Growing up within a few city blocks of each other, my Irish husband and in-laws reunited with childhood neighbors from El Salvador, Hawaii, Samoa, China, Mexico, and Italy, to name a few. People who in some cases hadn’t seen each other in decades, immediately bonded over shared memories and experiences.

My childhood was vastly different, but at the same time very much the same. At age 9 I moved with my family to Napa, long before Napa was synonymous with fine wines and chic living. My mother was involved in the exchange-student program through Napa Community College, where she was involved with students from across the country and from Africa, the Middle East and Western Asia. Because they were living so far away from their families, my mother invited them over for all the big American holidays. A typical Thanksgiving or Christmas or Fourth of July included my parents, siblings, grandparents, aunts and uncles and about 8 or 10 students from around the globe. Some four decades later, many of these former foreign students are still family friends.

These experiences have taught us that as different as our cultural expectations are, people everywhere really want the same things: acceptance, friendship, respect and inclusion.

Posted by: Deborah Byrne

Why We Love Where We Live - Reason #41: "Spelunking" in the Wine Country

2010-08-24T00:00:00Z

The beautiful, diverse geography of the North Bay makes it ideal for a variety of adventures of all types. Though cave exploring doesn’t always spring to mind when considering an outing, the type done in the Wine Country is one of our favorites. No need for headlamps, carabineers, rope, or an REI shopping spree for these cave expeditions: as it turns out, the only thing one needs is a dinner or tour reservation at the right winery.


Photo taken by George DeMet	Photo taken by Q Speaks

Caves are ideal for aging and storing wine because they create the perfect environment of cool temperatures and high humidity. The practice dates back to ancient Rome, at least, and caves have long since been used in Sonoma County and are often stops on winery tours. However, for a unique Wine Country outing, try visiting one of the few wineries that open their caves for a more intimate experience: private tours and special dinners. The caves offer a certain mystique – dark ambiance, natural surroundings, cascading water – paired with candlelight, and of course, the purveyor’s selection of fine wines.

Bella Vineyards Wine Cave
Photo taken by star5112

To plan your caving adventure, try one of these wineries:
Bella Vineyards: The tasting room is open daily from 11:00am-4:30pm and is situated in the back of the cave with a view of the winemaking and barrel storage area. Dinners in the caves are available on occasion, including a Harvest Dinner in the Cave this October, and are open to wine club members and their friends.

Hans Fahden Vineyards: Hans Fahden opens their cave to diners Thursday nights through September (plus two Thursdays in October). The evening begins with a tour of the grounds (a magnificent Monet garden setting complete with water lilies), a wine tasting and culminates with a delicious catered three-course meal. As a bonus, you can bring your own wine and there’s no corkage fee.

Gundlach Bundschu: At 2:00pm daily, Gundlach Bundschu offers a Harvest Tour and Cave Tasting. This hour-long experience takes you through their winemaking process and ends with a seated tasting in their barrel cave.

Jarvis: Jarvis does more than just store wine in caves – the entire winemaking facility is run inside the 45,000 square feet of cave tunneled into the Vacas Mountains and tasting tours are available daily by appointment.

Follow along as the full list unfolds – 100 Reasons Why We Love Where We Live

Follow the reasons on Facebook

Posted by: Frank Howard Allen Realtors

Owning Country Property in Sonoma County

2010-08-23T14:35:57Z

Have you always wanted to know the chemical content of well water? Do you have a crying need to know the top five pests that might harm a Heritage oak? Are you craving a cram course in the finer points of a septic system? Then consider the possibility of owning country property.

Country property can be described as 100 acres of hillside, 4 acres of pasture land, or even a half acre on a well and septic system. Sonoma County has lots of country property – in fact, I understand that more properties in Sonoma County are on a well and septic system than are on public water and sewer. It can be daunting if you are unfamiliar with the concepts, but the rewards of country living can be well worth the extra attention to details. If you have a yen for gardening, a passion for horses, or simply a desire to have a bit of elbow room, country property can be your oasis in a busy world.

In addition to the usual pest and home inspections of residential property, country property may also entail inspecting and testing wells, pumping and inspecting septic systems, arborists’ evaluations of trees, evaluations of hillside soils and stability, confirmation of boundary lines, and investigations of easements, to name but a few. It is generally important to review the permit history with the County, and to understand the zoning restrictions and allowable uses of a particular property. Once you’ve done your homework, with the proper guidance from an experienced Realtor, of course, the satisfaction of living in your own little piece of paradise can be a dream come true.

If you want to explore the option of country property – or any other property in Sonoma or Napa Counties, please give me a call at 707-484-4045.

Posted by: Deborah Byrne

Why We Love Where We Live - Reason #40: Aviation Abounds

2010-08-20T00:00:00Z

You may not be aware, but Sonoma County has a fully-functioning airport located in Santa Rosa where you can hop on a plane and head to Seattle, Portland, Las Vegas or LA, without the hassle of dealing with the San Francisco or Oakland airports. While we know there’s more than enough to do right here in our backyard (our 100 Reasons are just a start), it is nice to escape every now and again, and even nicer without taking the Airport Shuttle for two hours or paying for Park n’ Fly.

Aside from catching your flight, the Charles M. Schulz – Sonoma County Airport is actually a destination in and of itself. You can head over to the Sky Lounge, open 7-days a week, and watch private jets, hot air balloons, helicopters and other aircraft come and go. With an outdoor patio located along the runway, you’ll be up close for the action. And trust us; this isn’t your normal airport fare. The Sky Lounge is an American style steakhouse with a delicious dinner menu, affordable lunch and delightful breakfast. There’s even a raw bar. In fact, the only peanuts you’ll see are the comic strips, statues and other memorabilia decorating the airport in honor of its namesake.

And once a year, aviation buffs from all over descend on the Charles M. Schulz Airport for the Pacific Coast Air Museum’s Wings Over Wine Country Air Show, the largest air show in Northern California. Though a large scale event, the intimate setting means one can easily climb aboard a jet fighter, walk through a massive C-17 transport plane, and get close up to historical aircraft, as well as enjoy kid friendly events and a car show.

In addition to the Air Show, the Pacific Coast Air Museum operates both an indoor museum with exhibits, photos and artifacts, as well as an outdoor museum with contemporary and antique aircraft on display – some of which you can even climb aboard. Docent tours are open to school children and there are also additional classes and activities.

Sonoma County is an amazing spot for those interested in aviation – both the history, as well as modern commercial flights. And if you really want to be a part of the action, you can even attend flight school.

Follow along as the full list unfolds – 100 Reasons Why We Love Where We Live

Follow the reasons on Facebook

Photos taken by Jack Snell

Posted by: Frank Howard Allen Realtors

Why We Love Where We Live - Reason #39: Wine Country Night Life

2010-08-18T20:47:00Z

The California Wine Country is known for world-class winemaking, artisan food purveyors, gorgeous vineyard landscapes and local harvest. However, it’s not all just easy country living, and if you’re looking for a way to cut loose on a Friday or Saturday night, downtown Santa Rosa makes for a wonderful North Bay destination. Also known as the Arts District, this thriving downtown was named one of California’s best mid-sized city downtown areas in 2007. With the many dining, art, and night life options available, it’s easy to see why. On one side of the Mall and 101, you’ll find just about every flavor of restaurant: Thai, Indian, Italian, French, California fusion and more in a picturesque setting with the iconic Art Deco Barnes and Noble building and plenty of shopping.

On the other side of the Mall and 101 is Railroad Square, anchored with the beautiful and historic Hotel LaRose. There are more dining options with award-wining restaurants, plus shopping and entertainment. One great entertainment option is the Summer Nights Street Party, held the first Friday of the summer months. For year-round options, check out Aroma Roasters, which offers café style live music along with killer peanut butter pie and great teas and coffee. Or try the Last Day Saloon, with its club atmosphere that features music ranging from 80s to Rock to Blues.

Both locations offer a charming downtown area with trees, art sculptures, and of course, Snoopy and the Gang.

Hungry the next morning? Be sure check out the Omelette Express, where the humorous gentleman who takes reservations makes the 20-minute wait totally worth it, even before you get to the delicious food.

You can also follow Downtown Santa Rosa on Facebook and Twitter to stay up-to-date with what’s happening.

Do you have a favorite destination in downtown Santa Rosa? Let us know in the comments.

Follow along as the full list unfolds – 100 Reasons Why We Love Where We Live

Follow the reasons on Facebook

Posted by: Frank Howard Allen Realtors

The Best Breakfast in Sonoma County

2010-08-13T18:44:00Z

When the simple question of “Where should we go to breakfast?” comes up, two places come to mind without the slightest hesitation: Dierk’s Parkside Café and Water Street Bistro. If you’re looking for the best breakfast in Sonoma County, look no further than these two local gems.

Dierk’s Parkside Café
I describe this place to friends as “dinner service at breakfast.” It’s an unassuming place, although they have expanded into an adjacent space so it’s not so diner-y as it once was. There’s a counter that looks into the kitchen where you will see the chefs in their kitchen whites—at breakfast! Servers are polite, remember specials off the top of their heads, make great conversation and move gracefully through the place making it so inviting to the breakfast guests. Coffee cups are big with strong, delicious brew. The food, well, is absolutely amazing. A few items on the recent menu included:

Warm poached egg salad—two poached eggs on a bed of local mixed greens, chopped bacon, fresh herbs, potatoes, croutons and tomatoes with herb dressing.Sonoma Duck Confit with potato hash, scrambled eggs, toast and warm apples.Biscuits and gravy
Heuvos Rancheros, oh and ….Country Benedict—warm crispy baguette, covered with scrambled eggs, bacon, mushrooms, spinach, oven dried tomatoes and hollandaise—YUM!!!!

Seriously, do not miss this place.

Dierk’s is open 7am-2pm daily; Brunch is served on Saturday and Sundays; Breakfast and lunch served daily till 2pm.

Location: 404 Santa Rosa Avenue, Santa Rosa

Water Street Bistro
Another favorite, located at the end of Western Ave at Water Street in Petaluma, Water Street Bistro is a homey, hometown breakfast spot with the feel of your mom’s kitchen. Lots of freshly baked pies, quiches, savory breakfast tarts, pastries, and scones are all out on display and not more than an hour or so from the oven. The chef/owner Stephanie decides on the fly what will be on the menu that day and goes with the seasons when it comes to what she’ll be baking that morning. You will always have the freshest and the most delicious meal with anything you order here. Savory or sweet, she’s got something delicious for you to eat. She’s up and at ‘em at 5am and doesn’t stop all day. Situated along the Petaluma River, boaters visiting the area have told me that upon waking in the Petaluma’s turning basin, they thought someone was on board baking right in their galley! Locals and visitors love it. Be sure you have time to savor the experience. It’s a small kitchen space and limited prep area so relax and enjoy.

Water Street Bistro is open Monday-Friday from 7:30am – 3:30pm, and closed Tuesdays. Weekend hours are 8am-4pm on Saturdays and 8:30am-2:30pm on Sundays.

Location: 100 Petaluma Blvd. North - Petaluma

Posted by: Martha O’Hayer

Why We Love Where We Live - Reason #35: Stargazing in Sonoma County

2010-08-10T17:16:00Z

Photo taken by RobW

This time of year is when Mother Nature puts on one of her most spectacular shows – the Perseid meteor showers, which are predicted to bring as many as 60 or more meteors an hour streaking across the night’s sky during its peak, August 12 and 13. And what better place to watch the show than Sonoma County? With very little light pollution and plenty of secluded beaches, parks and campgrounds, it’s the perfect viewing area.

You don’t need to know a lot about astronomy to watch the shower. In fact, the meteors appear in all parts of the sky and this year’s shower will also peak under a moonless sky, making for an impressive show viewable from most locales. However, our Sonoma County clear, dark sky is sure to present the perfect canvas. So, grab a lawn chair, some caffeine and a blanket, and enjoy the show. The hours before dawn are the most active times, so your best bet may be to find a campground near the beach at Goat Rock or somewhere else isolated from city lights. Need some more tips? Here’s what NASA has to say.

Follow along as the full list unfolds – 100 Reasons Why We Love Where We Live

Follow the reasons on Facebook

Posted by: Frank Howard Allen Realtors

Why We Love Where We Live - Reason #34: A Scenic Drive along the Sonoma Coast

2010-08-09T18:04:20Z

In the North Bay, our wonderful topography offers an incredible terrain for cycling, running and hiking. In addition, the coastal backroads present terrific routes for day trips by car. Known by many but sometimes forgotten by locals, Highway 1 is a treasure. On a lazy Saturday morning, you can get up, jump in the car (make sure you have fuel), and head out to Highway 1 to enjoy the views and unique sights.

If you want to turn your scenic drive into a day of sightseeing or activities, there are plenty of stops along the coast. Starting in northern Sonoma, you can admire the many “Sea Ranch” style homes in Sea Ranch, known for their modern, sustainable appearance and built to have minimal visual impact on the natural landscape. Fort Ross, celebrating its bicentennial in 2012, is a great stop for history buffs, and both Shell Beach and Goat Rock provide excellent walks and hiking trails. At the right time of year (January through May), you can go whale watching at Bodega Head, as more than 20,000 gray whales migrate past the Sonoma Coast each year.

Oh, and is your journey making you hungry? Check out the dining options on Highway 1 – from Indian food to burgers to award-winning dining – you can find it on this beautiful route.

And if after all this you’re not ready to drive back home, Salt Point offers fantastic camping, and there are a number of quaint Bed and Breakfast options.

Who needs to get their kicks on Route 66 when you’ve got Highway 1 in your backyard?

Follow along as the full list unfolds – 100 Reasons Why We Love Where We Live

Follow the reasons on Facebook

Posted by: Frank Howard Allen Realtors

Why We Love Where We Live - Reason #32: Spending time with Snoopy and the Gang

2010-08-04T08:37:00Z

Joe Cool, Game, Set, Match – Made by Frank Howard Allen Santa Rosa agent Jeanie Olson – and one of 94 statues created for a 2007 tribute to Peanuts creator Charles Schulz.

Many of us grew up reading the Peanuts comic-strip. As kids, we all identify with the characters…whether having a Charlie Brown moment when we try but fail again, or dreaming we are Snoopy and setting out on a fabulous adventure. As adults, we see the cast of characters from a larger perspective and understand how they can at once represent our inner child, teach us a life lesson, and make us smile. Peanuts creator Charles Schulz was a genius and brought those beloved characters to life for nearly 50 years. His body of work and the reach he had throughout this world is unparalleled (his Peanuts comic strip was read by 355 million people during its peak and he is the only American comic strip artist to be honored with a retrospective at the Louvre in France).

Which is why it’s no wonder that his influence is felt throughout Santa Rosa and Sebastopol, where Schulz lived and worked for most of his career. The Sonoma County airport is named for him, the library at Sonoma State University is named in honor of Schulz and his wife Jean, and one cannot miss the “people-size” statues of the various Peanuts characters sprinkled around Santa Rosa– but nowhere is his spirit more alive than Hardies Lane, located two blocks from his art studio and home to the Redwood Empire Ice Arena (also called Snoopy’s home ice, Schulz would walk from his studio to the rink for meals at the Warm Puppy Café) and the Charles M. Schulz Museum and Research Center, which opened in 2002.

We are fortunate to have this fabulous, dynamite and ever-evolving museum and research center in our community. The museum is small in scale but rich in content; you can walk through at a quick pace or stop to enjoy the nuances. One special treat is the two-story-high mural Charlie Brown, Lucy and the Football, which is a mosaic of a classic Charlie Brown scene made from over 3,000 Peanuts strips printed on ceramic tiles. Another unique item is a wall from Schulz’s Colorado Springs home on which he painted a mural for his daughter in 1951. The wall was later discovered by subsequent owners, resurrected and carefully relocated to the museum. In addition to permanent exhibits, there are opportunities to see other established and up-and-coming cartoonists on the second Saturday of every month. There are also Museum Mondays, which are special mornings for children aged 1-5 that take place the fourth Monday of each month from March through September and every Monday from October through February.

The Schulz family has been so very generous in their support of local efforts in education, the environment and social areas. The museum and Schulz’s legacy are a big point of pride for our area and add to the special quality of where we live.

Follow along as the full list unfolds – 100 Reasons Why We Love Where We Live

Follow the reasons on Facebook

Posted by: Frank Howard Allen Realtors

Food Journalist Paul Greenberg speaks in Petaluma, California

2010-08-03T00:00:00Z

Oh, the never ending list of things to do, see, hear, eat in Petaluma! Wednesday, August 4 will be no exception. The Baker Creek Seed Bank will host the food journalist Paul Greenberg, author of “Four Fish: The Future of the Last Wild Food” as he discusses his latest book. Notably, this past week, Greenberg’s book was the featured review in Sunday’s New York Times’ Book Review.

Greenberg will discuss his views on the four fish that dominate the food market today. His award-winning books and articles have received wide acclaim and he promises to be a dynamic and thought provoking speaker. Copperfields’ Books will co-sponsor the event and it promises to draw a big crowd. The speaker begins at 6:30 and the event is free.

The Baker Creek Seed Bank opened in June in a historic building in Petaluma, originally home to Sonoma County Bank (circa 1926) and offers one of California’s largest selections of organic and heirloom seeds – 1,200 varieties in all – as well as traditional gardening products. You just have to enter this mammoth building, housing thousands of packets of tiny seeds to get the juxtaposition. Rain or shine, it’s a heck of a good time. According to store manager Paul Wallace, Baker Creek chose to locate to Petaluma because 50% of its California mail-order customers live within a one-hour radius of the Central Petaluma location at E. Washington and Petaluma Blvd. North.

The LA Times and The Huffington Post both cite the unique pairing of a former bank with the location of the seed bank. Even Fast Company, the magazine with a focus on the most creative individuals sparking change in the marketplace, notes that unlike the bank that stood in its place prior, Baker Creek is thriving.

The Baker Creek Seed Bank is at 199 Petaluma Blvd. N., Petaluma, (707) 509-5171. Hours: 9 a.m. to 5 p.m. Monday through Friday; 10 a.m. to 5 p.m. Sunday; closed Saturday.

Posted by: Martha O’Hayer

3rd Annual Petaluma Music Festival

2010-08-02T00:00:00Z

Mark your calendars for yet another outstanding Petaluma Event – the 3rd Annual Petaluma Music Festival, August 7 at the Sonoma-Marin Fairgrounds. Get ready for some smokin’ hot bluegrass, blues, rock and shenanigans. This annual event has morphed into a world class music festival featuring local brews, wines and specialty foods as well as a silent auction. All proceeds will benefit Petaluma Schools’ music programs.

The Sonoma-Marin Fairgrounds is the site of the event and the entire family is invited. The large grassy area is perfect for picnicking and dancing around to this year’s bands. Some of this year’s line-up includes Poor Man’s Whiskey, the Bay Area’s outlaw blues, bluegrass, folk, punk rockers who have been playing the Festival scene for years. Trombone Shorty, born and raised in New Orleans, brings his own brand of music to the stage this year. He describes his style as ‘supafunkrock’ and will surely WOW the crowd. ALO, are taking a pause as the opening band for Jack Johnson on his world tour and are signed to Jack’s record label, Brushfire Records.

Tickets are $25 in advance and $30 at the door. For more information and a complete lineup of bands and participants, go to petalumamusicfestival.org.

And as always, check out the latest and greatest goings on in Petaluma at visitpetaluma.com.

Posted by: Martha O’Hayer

Selling your home in today’s market

2010-07-30T00:00:00Z

I am often asked “what’s it going to take to sell my home in this market?” My answer: take the advice of your local realtor and live by the rule of the three P’s: preparation, price and patience.

Preparation: Much like any profession, i.e. an auto body, paint shop, tax preparer, or a professional athlete, being prepared for the main event is crucial to a successful outcome. An auto body paint shop will not just paint your car the way you bring it to them off the street – they need to perform hours of preparation prior to your car entering the paint boot. The same rule should apply to your home prior to going on the market for sale. Curb appeal is often overlooked because sellers focus most of their attention on the interior of their home.

A fresh or recently painted exterior is very helpful (please consult your local painter on color choices and remember that your selection should be chosen to please the masses – no cotton candy pink, lime green, baby blue or neon yellow, please!). Nicely manicured landscaping with colorful vegetation is very helpful too. Be sure to keep walkways leading to the front door trimmed – it doesn’t help when potential buyers have to fight their way through overgrown landscaping just to make it to the front door. Have your windows cleaned (both interior and exterior sides).

Now that you have curb appeal, you’ll want to keep the momentum going once the buyer steps foot into your home. A clean home free of clutter and personal paraphernalia is the key to your success. Having freshly painted interior walls (or touched-up walls if your paint is in good condition) is very helpful. If you’re going to add color, please consult an interior designer or professional painter (I often see interior paint jobs that “glow” or completely clash causing the buyers to run out of the house like they’ve seen a ghost). Flooring is also important – if your carpet is dated, stained or worn out it needs to be replaced (or at least professionally cleaned). Hardwood is very appealing so even if it needs to be refinished you’ll get a good return on your investment.

Repairs are also important to consider. A pest inspection should be performed and Section 1 items need to be repaired (i.e. dry rot, fungus damage, termites, etc.). A home inspection is not a bad idea either. If you can repair the defects it will make the escrow process a lot smoother (buyers prefer to move into a home that does not have a bunch of repairs that need to be made).

Price: Far too many times I hear the same story from my colleagues – “I spent hours researching the market and providing comparable data to my client and they insist that their home is worth more than the price I have suggested!” Your Realtor should have physically previewed your competition – not just data from the MLS (Multiple Listing Service). Often times family members, co-workers, friends and neighbors influence sellers regarding pricing strategy, which leads to an overpriced listing. An overpriced home usually ends up selling for less than a home that was priced by your Realtor because you end up chasing the market down. Pricing your home to sell quickly is key because the longer your home sits on the market the lower it’s going to end up selling. (If you don’t receive an offer in the first few weeks you should consider adjusting the price). Keep in mind that after three or four weeks on the market your home will begin to lose attraction.

Patience: The average sales cycle is about 100 days (from the time your home goes on the market to the time escrow closes). Please be patient and remember that your home will eventually sell. Gone are the days of buyers following the “For Sale” sign installers around and writing offers on the trunk of Realtor’s cars. If your home has curb appeal, is well-maintained and free of repairs, and is priced to sell, it will eventually sell.

Posted by: Doug Hecker

Why We Love Where We Live - Reason #28: You can find the Mad Hatter and Jugglers on the front lawn

2010-07-28T17:58:00Z

And a Sea Captain and Firemen and even a Mermaid – all of them masterfully assembled with brightly colored pieces of — junk.

The genius behind the creations is Sebastopol artist Patrick Amiot, and thanks to his admiring neighbors who asked to display his work in their front yards, Florence Avenue in Sebastopol has become known as “the art street.”

Natives of Canada, Amiot and his wife and fellow artist, Brigitte Laurent, have created hundreds of fabulous, environmentally-friendly sculptures. In addition to those on Florence Avenue, they also grace areas of Sebastopol, are exhibited at art galleries, and have even played a role in raising money for community schools.

As Patrick states on their website: “‘The whole purpose of my work is to glorify these objects, because they have their own spirit. When a hubcap has traveled on a truck for millions of miles, and has seen the prairies in the winter and the hot summer asphalt, when it’s done traveling with that truck and finds itself in the scrap yard and I find it, I kind of like to use that. This hubcap, or whatever piece of metal, from the day it was manufactured until now, has an important history. And I like to think the spirit of all these things lived incredible lives. If they could talk to you, they could tell amazing stories. That’s something I don’t want to hide.’”

As we mentioned in reasons # 10, 20, 22 and now here in #28, we’re fortunate to have access to an amazing art scene, from priceless masterpieces from the world’s great artists to homegrown creations made from toasters and hubcaps.

Have you been to Florence Avenue? What’s your favorite piece?

Check out Patrick Amiot on Flickr. (Photo credits: Karen Foley)

Follow along as the full list unfolds – 100 Reasons Why We Love Where We Live

Follow the reasons on Facebook

Posted by: Frank Howard Allen Realtors

Why We Love Where We Live - Reason #26: Lights, camera, action

2010-07-24T04:59:00Z

Alfred Hitchcock’s The Birds, Bodega
Photo via flickr

Part of what we love about the North Bay is the movie culture. What other part of the country can boast the number of film festivals that are offered in Marin and Sonoma alone, from the smaller scale Sebastopol Documentary Film Festival to the Sausalito, Tiburon and Sonoma Valley festivals, to what is probably the most well-known, the Mill Valley Film Festival. These events draw luminaries, film buffs, critics and casual fans alike.

And though hundreds of miles from Hollywood, the North Bay has played its own part in dozens of movies. Films such as Peggy Sue Got Married, The Birds, Basic Instinct, American Graffiti, and Scream have used our beautiful streets and scenic landscapes as backdrops. Perhaps because we are hundreds of miles from Hollywood, the Bay Area is also the chosen home of such production companies as Lucas Film and Pixar.

It’s no wonder then that one of summer’s most popular activities in the North Bay is Movies in the Park. Instead of the house lights dimming, we experience the sun setting and, if we’re lucky, a falling star or two. There’s no 3D, no giant IMAX screen. Just friends, neighbors, and – depending on where you go – live music, children’s entertainment, wine parings and bottomless popcorn.

Summer’s in full swing. If you haven’t yet enjoyed a film under the stars, check out this list of locations, grab a blanket, and relish one of the North Bay’s great summer treats.

Annual Summer Fun Film Festival (Gundlach Bundschu in Sonoma)
August 7: Swingers
Music starts at 7 pm; Movie begins at dusk
VIP tickets include picnic dinner, reserved seating and a bottle of wine

Pictures on the Crush Pad (Moshin Vineyards in Healdsburg)
July 24: The Blues Brothers
August 14: Blue Hawaii
$20 admission includes a glass of wine and bottomless bag of popcorn; chairs provided

Petaluma Movies in the Park (Lucchesi Park)
July 23: Diary of a Wimpy Kid
July 30: Indiana Jones and the Raiders of the Lost Ark
Free event; live entertainment, children’s activities and refreshments
6:30; movie starts at dusk

Summer Nights on the Green (Windsor)
July 27: Tooth Fairy
Aug 3: Percy Jackson and the Olympians
Aug 10: Avatar
Movie starts 15 minutes after sunset

Film Night in the Park (Marin County & San Francisco)
July 23: The Blob (San Anselmo)
July 24: Harry Potter and the Half-Blood Prince (San Anselmo)
July 30: Fantastic Mr. Fox (San Anselmo)
July 31: Jaws (San Anselmo)
August 6: Napoleon Dynamite (San Geronimo)
August 7: Ferris Bueller’s Day Off (San Francisco, Dolores Park)
August 13: The Worlds Fastest Indian (San Anselmo)
August 14: Mamma Mia (San Anselmo)
August 20: Notorious (San Anselmo)
August 21: Coraline (San Anselmo)
August 28: Rear Window (San Francisco, Union Square)

Additional movies in September: 16 Candles, Up, Avatar, Alice in Wonderland, Amelie, Wall-e, The Big Lebowski

Follow along as the full list unfolds – 100 Reasons Why We Love Where We Live

Follow the reasons on Facebook

Posted by: Frank Howard Allen Realtors

Why We Love Where We Live – Reason #25: Every street has a story

2010-07-22T05:48:00Z

Photos by: Karen Foley

Though a young state, California enjoys a rich and fascinating history, much of which can be explored right here in the North Bay.

One place to start is Petaluma. At 152 years old, Petaluma is one of California’s oldest cities and boasts a well-preserved historic downtown area that is on the National Register of Historic Places. Petaluma offers a wonderful historical walking tour of this area, which includes a stop at the location of what was originally the world’s only chicken pharmacy. (According to tour information, the pharmacy was featured in Ripley’s Believe It Or Not and National Geographic, and dispensed 50,000 pills daily.) It’s also worthwhile to visit the “A” Street Historic District, a six-block area near the historic downtown which takes you past an eclectic mix of homes and churches built between 1860 and 1925 where you can enjoy Petaluma’s beautiful Victorian homes. Visiting the historical homes and landmarks of this delightful city provides great insight into its early years.

Photos by: Karen Foley

Santa Rosa is another place one can explore California history. There’s the Railroad Square District on the west side of town that can take you back a century to the days of the Northwestern Pacific Railroad which bisected Sonoma County. Also worthwhile are the neighborhoods of St. Rose, with a combination of historic homes and commercial buildings, and Cherry Street, one of the oldest neighborhoods in Santa Rosa. On Cherry Street you’ll find historical homes that range from the charming Queen Anne style to stately Colonial Revivals.

For more information about historic attractions in the North Bay, check out these sites. If you have a site of historic interest to recommend, please let us know about it.

Visit Petaluma

The City of Santa Rosa

Historic Homes of Healdsburg Walking Tour

Mission San Rafael Arcangel

Sonoma State Historic Park

Jack London State Historic Park

Follow along as the full list unfolds – 100 Reasons Why We Love Where We Live

Follow the reasons on Facebook

Posted by: Frank Howard Allen Realtors

Creative Incentives: Using Seller Financing to Catch a Home Buyer’s Attention - Part II

2010-07-15T01:50:00Z

Is seller financing right for me?

7220 Hayden, Sebastopol

Seller financing can be complicated, so I recently asked my favorite lender, Megan Sovel, of Blue Oak Mortgage about the benefits of seller financing. In her usual gracious style, Megan explained seller financing for me and truthfully, there’s no reason to change up her explanation.

Seller financing IS currently permitted on Conventional Financing, given the terms and borrower qualifications conform to all of the lender’s guidelines. In short, the benefit of seller financing in today’s market is that it allows the buyer/borrower to maximize their purchasing power by minimizing their down payment.

In the past, conventional second mortgages (Home Equity Line of Credit and Closed End Loans) were a popular and smart option for buyers who wanted to take advantage of a low down payment but still avoid the added expense and qualifying restrictions that come with Mortgage Insurance. As the market has turned, however, these purchase money seconds from conventional lenders have all but disappeared as the risk has far outweighed the lender’s returns on their investment. There are currently no banks giving second mortgages above 80% of the appraised value of the property (and in most cases they cap at 70% or 75%). That’s where seller financing can comes in as a huge buyer incentive.

Assuming the seller has the available equity and is willing to carry the Promissory Note for the borrower, Fannie Mae & Freddie Mac currently allow for a combined loan to value of up to 95% of the property’s appraised value. This means that the buyer could get an 80% loan to value first mortgage through a conventional lender, a 15% seller second mortgage, and contribute as little as 5% of their own funds toward down payment. This would allow the buyer to avoid Mortgage Insurance and, in some cases, possibly qualify for a Conventional loan (versus FHA) when they otherwise wouldn’t have (due to some pretty strict current Mortgage Insurance restrictions on credit score, debt to income ratios, reserves, etc).

Additionally, the seller financing can also help make up the difference between purchase price/appraised value, and a conforming loan amount ($417,000), which carry slightly lower rates and monthly payments than High Balance Conforming or Jumbo loans.

Now, that said, the terms of the seller financing will be have to be reviewed and approved by the first mortgage lender and pass all Fannie Mae & Freddie Mac guidelines for second mortgages. For instance, the seller’s financing cannot amortize (have a term) less than 5 years from the Note date, cannot have a Pre-Payment Penalty (“early termination fees are allowed permitting they don’t exceed $500), cannot allow for any negative amortization (the borrower must make at least Interest Only payments), and cannot exceed certain limitations on rates & fees. Furthermore, in addition to qualifying for the Conventional first mortgage, the borrower WILL have to qualify for the entire principal and interest payment on the seller’s note, and the lender may require an additional review of the appraisal in order to verify that the property value meets their minimum criteria.

All in all, seller financing has some huge benefits for potential buyers. While not many sellers have the luxury of offering that option to buyers in today’s market, it can be an extremely beneficial option for buyers looking to “think outside the box” of conventional mortgage financing.

Posted by: Martha O’Hayer

Creative Incentives: Using Seller Financing to Catch a Home Buyer’s Attention - Part I

2010-07-14T15:26:11Z

1721 Spur Ridge, Healdsburg

As you may have found, this is a testy Real Estate Market. There are no guarantees that the lenders will provide enough to cover the sale of the home. Often, buyers don’t have enough cash for a 20% or even 10% down payment. Therefore, sellers of homes in certain price ranges and regions may need to come to the table with inventive ways to attract potential buyers. I’ve seen sellers offer exotic vacations, appliances, even boats and cars to sweeten the deal.

Gifts are nice, but the most attractive incentive to a potential home buyer is a lower price. However, sometimes even that isn’t enough if comparable properties are also reduced or there is an excess of inventory. In this case, one creative option to consider is seller financing.

Here are two properties currently for sale in Sonoma County that feature seller financing. Both are lovely with fresh remodeling and seller financing may just be the ticket to make them available to a buyer who may not have the opportunity or the cash in their account to make the purchase work otherwise.

1721 Spur Ridge, Healdsburg

7220 Hayden, Sebastopol

Posted by: Martha O’Hayer

Why We Love Where We Live – Reason #19: Doran Beach

2010-07-14T00:00:00Z

Photo credit: Nick Young

The coastline of Marin and Sonoma Counties offers miles upon miles of spectacular beaches, most with their own characteristics and benefits. In Sonoma County, one of our favorites is Doran Beach, just south of Bodega Bay. Part of the Sonoma County Regional Park system, Doran Beach is a two-mile spit of sandy beach tucked behind Bodega Head, at the entrance to the harbor. This unique location and the southern orientation of the beach mean few, if any, big pounding waves, making it an ideal spot for young kids and water-shy adults to actually enjoy the ocean. On any given day at Doran, fog or no fog, you’ll find young and old enjoying the beach: swimming, strolling, picnicking, flying kites, building sand castles and even crabbing and fishing from the rock jetty on the north side of the spit. For those ready to spend more than just the day, Doran has great camping facilities that are open year-round. As a regional park, Doran has all the usual facilities, in addition to - and this is another reason why we love where we live: no one gets left out – a beach wheelchair which is available upon request.

Have you been to Doran Beach? What was your experience like?

Follow along as the full list unfolds – 100 Reasons Why We Love Where We Live

Follow the reasons on Facebook

Posted by: Frank Howard Allen Realtors

Why We Love Where We Live – Reason #18: The chance to drive like Mario Andretti…even if you’re 10

2010-07-13T00:00:00Z

Photo taken by Tinou Bao

The North Bay has a lot to offer car aficionados – both young and old - whether you’re into cheering from the stands, taking hairpin turns on your own, or just admiring new and vintage vehicles.

In Sonoma County, the Infineon Raceway is home to an amazing motor-sports industrial park of more than 65 businesses, including car preparation and restoration and vintage car storage, not to mention the nearly 340 days of high-speed racing a year. And for those who want to take part in the action themselves at Infineon, there’s the Jim Russell Kart Racing and Driving School. Kart racing is open to kids 8 and up while the school is open to drivers 14 and older (Highway Survival courses are offered for teens and adults).

Driven Raceway, also in Sonoma County, in Rohnert Park, is great for indoor Kart Racing. This is an ideal place to take the family, whether it’s a rainy day, or hot, hot, hot outside. With both kids and adult Karts available, everyone can have fun. If you really get into it, you can even race in their leagues. And if the kids get bored of Dad’s need for speed, there is an arcade, a mini-bowling alley, and even black-light mini golf.

Several towns in the North Bay also host classic car parades or car shows, including the Marin Sonoma Concours d’Elegance, the Tiburon Classic car show and Corvettes at the Castle in Kenwood.

Are you a car or racing fan? What’s your favorite event?

Follow along as the full list unfolds – 100 Reasons Why We Love Where We Live

Follow the reasons on Facebook

Posted by: Frank Howard Allen Realtors

Art, music, food, wine and microbrews aplenty at the Petaluma Art & Garden Festival

2010-07-09T12:08:53Z

Once again, Petaluma closes its downtown streets to welcome the 9th Annual Art and Garden Festival. There’s always so much to do on a given weekend in Wine Country, but this Festival has something that will keep you in town if you live here, and drive you here if you live elsewhere. On Sunday, July 11, from 11AM to 4PM you can be part of the fun for free too.

As the name implies, it’s about art and garden but also about music, kids’ activities and beer and wine. Over 100 vendors will set up for your enjoyment. Stroll our charming downtown streets, grab a local microbrew and tour the garden displays from local landscape designers. You can’t go wrong with the music line-up. You can sit and watch, dance around or just enjoy the music as part of the background of this lively event. By now you will be hungry, so grab a bite from one of the local restaurants featuring signature dishes meant to compliment that local brew or wine you’re sampling. Talk to the vendors, they love this event and I’m pretty sure you will too. The full lineup is on the Petaluma Downtown Website.

Proceeds from the event are used for downtown beautification. I’m all for that! So please, come on down to Petaluma’s 9th Annual Art and Garden Festival on Sunday and help us keep Petaluma Downtown BEAUTIFUL!

For a full calendar of Petaluma events, go to: www.visitpetaluma.com

Posted by: Martha O’Hayer

Why We Love Where We Live – Reason #14: Picnicking in the Wine Country

2010-07-05T00:00:00Z

Photo taken by Marit & Toomas Hinnosaar

Imagine sitting down among the scenic beauty of a vineyard, surrounded by lush grape vines, roses and rolling hills. Add to that a gourmet lunch paired with your newfound favorite wine and you’ve got yourself a pleasant way to spend an afternoon in the Wine Country. Whether you live in Sonoma or Napa Counties or are just visiting, a Wine Country picnic is a wonderful way to enjoy the area. Unfortunately, you can’t just spread out a picnic blanket anywhere, but several wineries do have picnic spots. Some may require reservations or fees, so best to do a little research before setting out.

To prepare for your picnic, stop by Whole Foods in Napa (one of the largest we’ve seen) or visit the well-known and beloved Oakville Grocery in Oakville (arrive early to avoid crowds). Another great option for the gourmet foodie is Dean & DeLuca in St.Helena. Have a sandwich or salad made to order at the deli, pore over their amazing selection of pre-made dishes and specialty items or just grab some truffle salt to take home. You can then head over to nearby Louis M. Martini Winery and enjoy your feast at one of their sunny picnic tables. If your tasting tour takes you to Calistoga, you can visit Bothe State Park which offers picnic tables amongst Redwoods, ferns and Douglas Fir trees – they even have a swimming pool for those hot summer days. If you prefer to buy your picnic fare at the winery, try Chateau St.Jean or V. Sattui. Chateau St. Jean allows you to buy wines by the glass and take them out on the grounds – which feature spectacular gardens. V. Sattui is known for their enormous cheese counter and has a delicious deli as well. Off the tourist path a little bit is Jimtown Store in Alexander Valley. Like Oakville Grocery, this is more country store meets California gourmet.

These are just some of the places where we love to wine and dine outdoors – there are many more options. Let us know if we missed one of your favorites, or if you have a recommended wine or dish at any of the places we mentioned.

Follow along as the full list unfolds – 100 Reasons Why We Love Where We Live

Follow the reasons on Facebook

Posted by: Frank Howard Allen Realtors

Why We Love Where We Live – Reason #11: Spotting a Peregrine Falcon

2010-07-01T13:44:00Z

Sonoma County is an outdoor wonderland. With several regional and national parks, there are countless activities to partake in and trails to embark on. One of our favorite activities is to hike the Good Speed trail to Gunsight Rock. This hike starts out in Sugarloaf Ridge State Park in Kenwood and takes you into adjacent Hood Mountain Regional Park. Many people hike to the summit, but the view from the top is obstructed by Manzanita and pine tree cover. However, about a quarter-mile below the summit is Gunsight Rock. The hike takes close to four hours round trip, but the views from this vantage point more than reward you for your efforts as you can see just about all of Sonoma County. In fact, on a clear day you can see the ridges in Napa and Marin as well. The journey to Gunsight Rock is just as enjoyable. You’ll travel through redwoods, over beautiful bridges and running water and pass by bay laurel, oaks, grasslands, wildflowers and wildlife. Notably, it has been said that this is one of the places you can spot Peregrine Falcons – but you have to have a quick eye as these majestic birds of prey are known to be one of the – if not the – fastest animals on earth.

Follow along as the full list unfolds – 100 Reasons Why We Love Where We Live

Follow the reasons on Facebook

Posted by: Frank Howard Allen Realtors

Why We Love Where We Live – Reason #8: Getting a behind-the-scenes look at how it’s done

2010-06-29T16:27:00Z

In addition to homebuyers, the North Bay attracts businesses large and small. Many well-known companies - Williams-Sonoma, LucasFilm, and Amy’s Kitchen, not to mention so many of the wineries - have either gotten their start here or have headquarters in the area.

We all know the wineries open their doors to visitors, but there are also a good number of other local companies that allow us to experience first-hand how their product is made. These “factory” tours are widely popular amongst locals and tourists alike.

For those who remember collecting stickers as a kid, or who have kids of their own with the passion, a visit to Mrs. Grossman’s sticker factory in Petaluma will take you back to those days of red hearts and gold stars. Highlights of the tour, to which many local school children are privy, include watching the laser web (the technology behind the company’s exclusive laser-cut stickers) and creating a postcard in the Sticker Art Room. Another tour that’s popular with the kids is the Jelly Belly tour. You have to travel a little farther – out to Fairfield – but this tour is unique and worth the trip. Here you’ll go behind the scenes and witness why it takes more than a week to make a single bean. You can also visit the candy store and swing by the Sample Bar where you can try all the different flavors and build your own unique recipes.

For the adults, there are tours that reveal the secrets of some of the delicious food and drinks made in this region. If you’re a fan of olive oil, a trip to McEvoy ranch is a must. While in Petaluma, you can make a day of it by also visiting the Marin French Cheese Company and Lagunitas Brewing Company. For that last stop, be sure to schedule time after your tour at the brewery to relax in the Beer Sanctuary with some live music.

More info:

Mrs. Grossmans Sticker Factory: www.mrsgrossmans.com
Tours are Monday-Thursday by reservation only.

Jelly Belly Factory: www.jellybelly.com
Guided factory tours operate daily from 9:00 am to 4:00 pm.

Lagunitas Brewing Company: www.lagunitas.com
Tours are every weekday at 3:00pm.

Marin French Cheese Company: www.marinfrenchcheese.com
Tours are available seven days a week at 10:00 am, 11:00 am, Noon and 3:00 pm. Most cheese making activity occurs Monday through Thursday between 10:00 am and Noon.

McEvoy Ranch: www.mcevoyranch.com
Upcoming special tours: Garden Walk & Lunch – July 8, August 19, September 16; Orchard Walk & Mill Tour – August 7, September 11, October 2

Read what fellow bloggers Martha O’Hayer and Judy LeMarr have had to say about some of their favorite tours.

Do you have a favorite tour to add to the list? Let us know in the comments.

Follow along as the full list unfolds – 100 Reasons Why We Love Where We Live

Posted by: Frank Howard Allen Realtors

Why We Love Where We Live – Reason #6: Enjoying the Wine Country from above

2010-06-25T00:00:00Z

Image via Wildcat Dunny

When you’re lucky enough to live in or around the Napa/Sonoma Wine Country, it’s easy to take the amazing scenery for granted. One great way to gain a new perspective is to take flight and view the area from above. There are several options for doing this, including helicopter and hot air balloon rides.

Another, less expensive option is to visit a mountain-top winery and take in the panoramic views. The well-known standard for this is Sterling Vineyards in Calistoga. Its hilltop location provides panoramic views of the Napa Valley and there’s even an aerial tram – the only one of its kind in the valley - to get to the top. Sterling Vineyards is also kid-friendly, offering juice boxes for little ones.

If you find yourself in Sonoma Valley, there’s Kunde Family Estate in Kenwood, which just last week announced the official launch of its new Mountain Top Tour and Tasting. Offered every Friday, Saturday and Sunday, the tour takes you through the Mayacamas Mountains and up to 1,400 feet where you’ll be greeted with panoramic vistas, breathtaking views and a beautiful setting for tasting their sustainably-farmed, estate-grown wines. Like Frank Howard Allen Realtors, Kunde Family Estate is family-owned and has also celebrated 100 years of serving the North Bay.

Balloon Rides
Napa Valley Drifters
Balloons Above the Valley
Napa Valley Balloons, Inc.

Helicopter Rides
Wine Country Helicopters
Napa Helicopter Charters

Follow along as the full list unfolds – 100 Reasons Why We Love Where We Live

Posted by: Frank Howard Allen Realtors

Why We Love Where We Live – Reason #4: Paddle Boating on Spring Lake

2010-06-23T23:03:00Z

We are fortunate to have so many national and regional parks in this area and Spring Lake Park is one of our favorites. With so much to do in this recreational area located in Santa Rosa, it’s hard to pick just one thing, but we’re partial to paddle boating on Spring Lake. You can rent paddle boats during the summer (May through September) and it’s a wonderful way to relax and enjoy the scenery. You can also windsurf, kayak or canoe and there is a boat ramp that is open year-round. If you’d rather enjoy the lake from dry land, there’s an easy path around the lake for running, walking, cycling or horseback riding, as well as trails throughout the park that even connect you to nearby Howarth City Park and Annadel State Park, creating an outstanding 8-mile recreational facility.

Read what fellow blogger Ruth Buzzard had to say about Spring Lake:
http://www.guidemehome2sonoma.com/2010/4/8/what-is-that-lake-in-santa-rosa

Follow along as the full list unfolds – 100 Reasons Why We Love Where We Live

Posted by: Frank Howard Allen Realtors

More than just Agriculture at this Fair

2010-06-23T13:56:00Z

The Sonoma-Marin Fair begins today, so you had better get some rest because you’ll need it if you intend to take it all in. It’s not the biggest Fair in Sonoma County, but it packs a lot of punch.

Beginning on June 23 and continuing till June 27, the Sonoma-Marin Fair will fill the Petaluma Fairgrounds with all the sights and sounds of old timey fairs, but will also present a few events you may not have heard of on any fair circuit.

For instance, today is Kids’ Day and everyone gets in for $10 before 5 PM. And, in addition to the usual Poultry Showmanship and Dairy Challenges, you may have a ringer in your house for the Text Messaging Challenge or the Guitar Hero Challenge. The Teen Edge includes a fashion show, band competitions and more. The Fair is agricultural in nature, but there seems to be something for all ages here. A full schedule of events can be found here and you can view all of the kid specific activities here.

Thursday is Seniors’ Day, Friday is Ag (Agriculture) Day, Saturday is Farmers’ Day and Sunday is Family Day. There’s music each night including local favorites Tower of Power and their incredible horn section. Stop by beforehand and sample this year’s winners of the North of the Bay Wine Competition.

Tons to do and not enough time to include it all in this post, so check back soon for further details. And if your kids have super fast thumbs or a real competitive edge in Guitar Hero, get yourself down to the Fairgrounds and let them shine! We all know it’s kids’ day everyday, but they might just get rewarded with bragging rights for an everyday activity!

Posted by: Martha O’Hayer

Why We Love Where We Live – Reason #3: An African Safari without the long plane ride

2010-06-22T22:37:00Z

Right now it seems as though everyone has World Cup fever and the buzzing sounds of the South African vuvuzela horn are taking the planet by storm. As it turns out, we have a bit of Africa right here in our own backyard. Giraffes, gazelles, zebras and hundreds of other animals inhabit Safari West, the wildlife preserve that covers 400 acres in the Santa Rosa ‘Serengeti.’ The mission of Safari West is preservation through breeding, education, research and public interaction. It’s a wonderful escape and will leave you amazed at the fact that you are so close to home. When you think of Sonoma County’s activities and unique benefits, wine-tasting, bike riding and exquisite locally-grown foods all come to mind, but there’s also a vast expanse of breathtaking nature and this is just one more way to enjoy it.

Fellow blogger Ruth Buzzard wrote this about Safari West: http://www.guidemehome2sonoma.com/2009/4/30/africa-in-the-wine-country

Follow along as the full list unfolds – 100 Reasons Why We Love Where We Live

Posted by: Frank Howard Allen Realtors

Downtown Santa Rosa Event - June 5

2010-05-30T00:00:00Z

Sonoma County is of course known for wine country events and June 5 is no exception for Downtown Santa Rosa. The South A Arts Alliance, wine makers, restaurants and local artists are hosting this spring event – 3rd Annual Vine Art on Saturday, June 5 from 6-9 PM in Santa Rosa’s Arts District.

This water color I painted features the grapes in the Vine Hill School area of Sebastopol during my wine making days. Always fascinating to the get the email, that even though it was raining cats and dogs, it was time to head over to pick the grapes and eat pizza.

How irresistible is that?

Posted by: Judy Freedman

Meyer Lemons in Sonoma County, CA

2010-05-29T00:00:00Z

The Meyer lemon is extraordinary in color and flavor and grows with zeal in Sonoma County. My 40 year old tree produces so many lemons that I need to finds new ways to use them.

Preserved lemons are used chopped up as a condiment with Mediterranean foods such as eggplant dishes similar to ratatouille, roast chicken and humus amongst many choices.

The jars are almost too beautiful to use. Simply assembled by putting a couple tablespoons of kosher salt on the bottom of a mason jar, then quarter cut your lemons, lengthwise, but not through to the bottom and coat with kosher salt inside and outside the quartered lemons. Squish the lemons into the jar. Cover with additional Meyer lemon juice and two more tablespoons of kosher salt using at about 1/2 cup kosher salt in each jar. On your counter for a week turn your jars (with tight lids) upside down once a day for a week and then refrigerate and enjoy for 6 months or more. Most importantly, Google ”preserved lemons” for recipes to get better directions than I have given. When shopping for homes in Santa Rosa, you will be surprised at how often you will see Meyer lemon trees. Sometimes there are so many lemons around, that I need to create watercolor paintings with them. You can be fairly sure that when you buy a house in Santa Rosa, you will have a good chance of growing lemons.

Posted by: Judy Freedman

Joe Rodota Bike Trail from Santa Rosa to Sebastopol

2010-05-28T00:00:00Z

Sonoma Counties best kept secret

The best bike ride for timid bicyclists like myself is the Joe Rodota Trail, 2.8 miles of paved trail that follows an abandoned railroad line between Santa Rosa and Sebastopol. Walking, biking, running, roller skating and more can be experienced on this beautiful and peaceful trail. On a Sunday morning you will wind up at the colorful Sebastopol Farmer’s Market featuring diverse foods, local produce and arts and crafts.

A great opportunity for young children to experience walking, bicycle riding, horseback riding, and roller skating in this serene setting. You can see the Laguna of Santa Rosa, the historic railroad, train trestles and enjoy fantastic birding along the way.

Posted by: Judy Freedman

Bouverie Preserve in Sonoma County

2010-05-27T11:41:00Z

Sonoma County is very fortunate to have an educational preserve located in Glen Ellen that serves Elementary School children in the 3rd through 5th grades.

I have just finished my first season as a docent for the spring hiking season at the 535 acre Bouverie Preserve. Over 2,000 children visited the Preserve and had educational programs presented by Bouverie Docents in participating classrooms.

The children had the opportunity to observe more than 130 species of birds, 350 species of flowering plants, and numerous large mammals such as the bobcat, grey fox, and coyote. The children delighted in holding the striking black skinned and red bellied newts, banana slugs and fungi were plentiful this season.

Opportunities to Visit the Bouverie Preserve: Guided Nature Walks
Walks are open to the public on Saturdays throughout fall and spring. Reservations are required. See coming walks and the Saturday Bouverie Backyard Naturalist Series for one to three mile hikes.

The Bouverie Preserve of Audubon Canyon Ranch is approximately 6 miles north of the historic town of Sonoma, along Highway 12 in the Valley of the Moon near the village of Glen Ellen. Access is by appointment only (see below).

Posted by: Judy Freedman

A trip to Sonoma Plaza

2010-05-26T12:46:00Z

Recently I was lucky enough to spend some time at the Plaza in the Town of Sonoma. What a gorgeous and fun place to hang out. I took Highway 12 from North Santa Rosa to Sonoma, which makes for a great drive on a spring day and takes you past tons of wineries including Kunde Estates and Ledson Winery, which is housed in a gorgeous Normandy-style castle. (Here is a list of Sonoma Wineries with a number of them along Highway 12. There are also great places to lunch along the way and even beautiful places to stay such as the Kenwood Inn & Spa.)

Once you arrive in the City of Sonoma (mostly called the Town of Sonoma), you can head over to the Plaza off of Broadway. The Sonoma Plaza is the largest in the state and home to the Sonoma Cheese Factory, the Sonoma Barracks used by General Vallejo in the 1850s and now a Historic Landmark, the Toscano Hotel, and the Sonoma City Hall.

The Town of Sonoma has a rich history in California: it was the Capital of the California Republic, which existed for a whole 26 days in 1846. It is considered the birthplace of the California Wine Country and as a side note, is also the birthplace of the well-known housewares company Williams Sonoma.

With historical buildings, amazing shops and restaurants, scenic drives, and lots to do, it’s hard to beat a refreshing and relaxing trip to the Town of Sonoma.

Many great events take place in the Plaza, including:

A year-round Farmer’s Market held Fridays from 8:30 am - noon
Free docent-led tours at The Toscano Hotel are offered Saturday, Sunday and Monday, from 1-4pm
Fireworks on the Fourth of July
The Sonoma Jazz Festival
For more events, click here.

Not in the mood for one of these events? Then grab a lunch and have a picnic in the park.

The Sonoma Plaza has been Yelp’d and you can check out the reviews here.

What is your favorite stretch of the California Wine Country?

Posted by: Jennifer Masterson

Is this a Good Time to Buy in Sonoma?

2010-05-24T11:45:00Z

Over the past few weeks I have been asked several times, “Is this a good time to buy a house?” The complete answer depends on each individual situation, but in general there are several factors that indicate this is, indeed, a good time to buy. Here’s why:

Interest rates remain low. They fluctuate, of course, but as of today hover under 5% for a 30-year fixed loan.
While home prices generally are not as low as they were a year ago, especially in the “entry level” ranges, they are still far lower than at the top of the market. In some cases my clients are finding that their mortgage payments are roughly the same as paying rent. When you factor in the tax benefits, the picture looks even rosier.
For those looking for investment property, this is the first time in many years that an investor might break even or have a modest positive cash flow. Lenders will generally require a 25% down payment for investment property.
Many times bank-owned properties have a lot of deferred maintenance but are good bargains. If you are willing to put up with the inconvenience and extra work of buying a bank-owned property, you can move in with instant equity.

If you want to sit down and “run the numbers” just give me a call. I’ll be happy to help you figure out if now is the right time for YOU to buy.

Posted by: Deborah Byrne

California Grown – Petaluma Farmers’ Market Opens May 22

2010-05-20T12:30:00Z

The Petaluma Farmers’ Market opens this Saturday, May 22. It may be hard to tell from looking out your window, but farmers’ market season is upon us bringing forth fresh produce, artisan baked goods, beautiful plants and flowers and specialty arts and crafts. There are two markets in Petaluma (the Wednesday Evening market will open June 2) offering access to some of Sonoma County’s bounty. In addition to the delicious food and produce, the Saturday market features live music, face painting, a balloon artist, jump house, and pony rides.

Farmers’ Markets have long since been a staple in Sonoma County and the New York Times has a recent post on their Bay Area blog describing farmers’ markets in the Bay Area by the numbers. Some interesting stats from that post include:

12: Number of certified farmers’ markets in California in 1979; 540 Number of certified farmers’ markets in California today 56: Cents on the retail dollar that farmers receive when selling at a farmers’ market; 30 Cents on the dollar when selling wholesale 5: Calories in a strawberry; 435 Fuel calories required to ship a strawberry from California to New York

So grab your reusable bag and come down this weekend…now is the time to purchase locally-grown produce and support our area farmers.

The Petaluma Saturday Farmers’ Market
Saturdays 2:00pm - 5:00pm
May 22 - October 30
Walnut Park on the Corner of Pet. Blvd South & D St.

The Petaluma Evening Farmers’ Market
Wednesdays 4:30pm - 8:00pm
June 2 - September 1
Theatre District (2nd Street between B & D Streets)

Petaluma is just one of several farmers’ markets in Sonoma County. View this chart for more or visit: cafarmersmarkets.com

Posted By: Edward Reiners

Take advantage of state and federal home buyer tax credits before it’s too late

2010-04-29T15:10:00Z

If you’re lucky enough to live in the State of California, enjoying the great climate and geography, diversity and culture, history and charm, arts and entertainment, and landmarks and outdoor activities, you may also be able to add tax credits to the list of fringe benefits of living in California if you purchase a home soon.

With home prices and interest rates at historical lows, fortunate home buyers in California may qualify for a federal tax credit up to $8,000 in addition to the recent state tax credit up to $10,000 (if you time your purchase right over the next few months). However, taking advantage of Uncle Sam’s generosity will have to be timed right and not all may qualify. Many home buyers who plan to be in escrow by April 30, 2010 and close escrow by June 30, 2010 realize they qualify for up to an $8,000 federal home-buyer tax credit.

An eligible taxpayer must purchase, or enter into a binding contract to purchase, a principal residence and close escrow on or before April 30, 2010. However, the tax credit will qualify if a binding purchase contract is signed by April 30, 2010 and escrow closes by June 30, 2010.

Many home buyers may attempt to delay their close of escrow until after April 30, so they can also qualify for the new California home-buyer tax credit, which was signed into law recently. The state credit is worth up to $10,000, spread over three years. Although the chances of taking advantage of both tax credits is relief to many prospective home buyers, timing is key and the amount of buyers who will benefit from both credits may be slim.

To qualify for both the state and federal tax credits you must buy the home as your principle residence, you must be in contract on or before April 30, 2010 and you must close escrow between May 1, 2010 and June 30, 2010, and meet all other requirements. Timing will be tricky, especially if you’re in escrow on a foreclosure or short sale, which may not close escrow in the short window of time to take advantage of both tax credits.

Prospective buyers who have already locked in a mortgage rate may lose their rate, or will have to pay an additional fee to extend their rate lock (if they choose to postpone their closing to possibly reap the benefits of both tax credits).

The federal tax credit for first-time home buyers (the IRS defines a first-time home buyer as someone who has not owned a principal residence the past three years prior to the purchase) is equal to 10 percent of the purchase price (up to a maximum of $8,000, as the tax credit applies only to homes priced at $800,000 or less). The tax credit doesn’t have to be repaid unless the home is sold or no longer used as the buyer’s principle residence within three years after the purchase.

Buyers can claim the federal tax credit when they file their tax return (or amend the prior year’s return). This credit is refundable and the entire amount will be paid, even if you have zero federal tax liability or the credit is more than your federal tax.

The credit is also valid for current homeowners buying a replacement principal residence. Eligibility to claim the tax credit states that the buyers must have owned and lived in their previous home for five consecutive years out of the previous eight years. The tax credit is equal to 10 percent of the purchase price (up to a maximum of $6,500 and the tax credit applies only to homes priced at $800,000 or less). The credit is available if the home was purchased between November 7, 2009 – April 30, 2010. However, the tax credit will qualify if a binding purchase contract is signed by April 30, 2010 and escrow closes by June 30, 2010. The income limits are $125,000 for single taxpayers and $225,000 for married couples filing joint tax returns. The tax credit doesn’t have to be repaid unless the home is sold or no longer used as the buyer’s principle residence within three years after the purchase.

The State of California tax credit is the lesser of 5 percent of the purchase price or $10,000. First-time buyers can purchase a new or existing home but repeat buyers can only purchase a new home that has never been occupied.

The California credit is spread over three years, up to $3,333 per year and it is not refundable. If you owe less than $3,333 in one (or more) of those years, you lose the difference that year. Even if you owed $3,333 before you owned a house, you might owe less due to of all the new tax deductions.

The state credit does not have an income limit or purchase price limit, however, some buyers who fall below the income limits for the federal credit might not owe enough California tax to get the full benefit of the state credit.

To get the California credit, you must close escrow between May 1, 2010 - December 31, 2010, or whenever the money for the program runs out, whichever comes first (the money will probably run out before December 31, 2010).

The state credit for new construction can be reserved if you enter into a contract between May 1, 2010 - December 31, 2010 and close escrow prior to August 1, 2011. If you choose this route, you will not qualify for the federal credit because you entered into a contract after April 30, 2010.

Buyers should consult a well-informed tax advisor and understand both credits.

Posted By: Doug Hecker

Cowbells, Cyclists and Celebrations – the Tour of California heads into Santa Rosa May 17

2010-04-29T14:45:00Z

The Amgen Tour of California, America’s largest cycling event, takes off from Nevada City on May 16 for an eight-day event through California, visiting both Santa Rosa and San Francisco, before ending in Thousand Oaks on May 23. With natural beauty rivaling that of the tour of our friends in France, what better place to have a cycling event?

The Tour first started in February 2006, and has since grown in popularity. Last year I accidently caught a bit of the Tour as it came through Santa Rosa. Even in the mist and rain, both diehard and casual fans alike were spirited and supportive. It was awesome! Amongst the reasons for the strong support, Santa Rosa resident and three-time Tour of California winner, Levi Leipheimer. That and, of course, all the local Sonoma County cycling enthusiasts.

This year Santa Rosa is the Stage 2 Finish on the Davis to Santa Rosa route, on May 17. This stage of the Tour will cover 109.5 miles starting at 11 AM with an estimated arrival time in Santa Rosa during the 3 o’clock hour. As a finish city, Santa Rosa will also host a free Lifestyle Festival with family-friendly activities, demonstrations and cycling displays. Festivities start at 11 AM in Courthouse Square with Happy Hour and further celebrations continuing through the evening on Fourth Street.

This is the fifth consecutive year Santa Rosa has been a part of the Tour of California and the routes change each year; last weekend about 550 participants got a sneak peak at the 2010 route as part of a fundraiser led by 11-time Tour de France rider George Hincapie.

Check out these links for more information about the 2010 Tour of California:

Official Tour of California website
City of Santa Rosa Tour website
Stage 2 – Davis to Santa Rosa
Tour of California on Twitter

Posted by:Jennifer Masterson

It’s the most wonderful time of the year…

2010-04-19T22:46:00Z

It’s the hap-, happi- est time of the year! I know you’re thinking that I’m nuts, we just got over that crazy holiday season.

Let me clarify: for me, the upcoming weekend is the best of the year in Petaluma. Each year for the past 29 years, on the fourth Saturday in April, Petalumans old and young join in for the Annual Butter and Egg Day Parade. Petaluma’s premiere event draws tens of thousands who love a parade and all of the hoopla that goes with it. Our heritage is celebrated with cows and chicks and a plethora of activities. The Cutest Chick Contest, Cow Chip Toss and more will provide entertainment for everyone. This year’s event is themed ‘Petaluma’s Shining Moments.’ There have been many. Join the fun and you may create your very own shining moment on Saturday! Don’t forget your camera. It’s a slice of Americana, I assure you. The Parade starts at Noon and the events of the day run from 10 AM until 5 PM.

As if that weren’t enough, on Sunday, April 25, Petaluma opens its doors and closes its streets for the 24th Annual Antique Faire. Historic Downtown transforms into an antique marketplace from 8 AM to 4 PM with over 180 dealers. Streets are closed to traffic and an atmosphere that can only be found in our historic downtown is created. Take your time, stroll Kentucky Street and shop to your heart’s content. Amazing and fascinating items from days gone by are there for you to browse or buy. The weather is almost always perfect so grab your hat, some sunscreen and head downtown for day two of my favorite weekend.

Unfortunately, you won’t see me there this weekend. Family obligations beckon me to the east coast. So alas, you are on your own. Find your way to Petaluma and bring your friends and family. You’ll see why we love it here. You’ll see lots of friends and neighbors. Say hi to someone you don’t know and see why I think it’s the “most wonderful time of the year!”

Posted by:Martha O’Hayer

Brews abound in Petaluma and beyond in Sonoma County

2010-04-15T15:28:00Z

The weather is warming up and the brew pubs are beckoning. Sonoma County serves up amazing wines, we know, but as the old saying goes…”it takes a lot of beer to make great wine.” Winemakers, and just plain old folks alike know that sometimes there’s nothing better than a cold one.

Petaluma features two breweries, Dempsey’s in the Golden Eagle Shopping Center and Lagunitas Brewery on N. McDowell in a most unlikely spot, a business park. Neither will disappoint.

Dempsey’s award-winning selection of beers are produced on site and best enjoyed with some of their fine pub fare. Find yourself a nice spot outside overlooking the Petaluma River and watch the action while you sip a pint or two. The atmosphere is casual so don’t rush your stay, grab a burger, enjoy their amazing salads or decide on a delicious dessert. The beer is cold and the living is easy.

Lagunitas Brewing Company has been around for some time, but recently opened their Tap Room and Beer Sanctuary. Aptly named, you need to experience the Beer Sanctuary yourself to understand why it feels like such a great getaway. The Tap Room and Beer Sanctuary opens at 3pm Wednesday through Friday; Saturday and Sunday it opens at 1:00pm. When the taps are open, the music is playing so check out who’s up next on the Sanctuary stage. You just never know the extent of the talent. We do know that the beer, as well as the food menu, is seasonally inspired. Lagunitas keeps adding to their brews—one of the latest is the Wilco Tango Foxtrot. Check out the virtual tasting here.

So if Petaluma is the gateway to Sonoma County and wine country, maybe soon we will be known as the gateway to beer country. Santa Rosa has the 3rd Street Aleworks, which does all brewing on site and features much outdoor seating, a diverse menu, a pool table, and sporting events on the many screens. Also in downtown Santa Rosa is The Russian River Brewing Company with its wide selection of award winners.

Occidental has Barley and Hops Tavern. Healdsburg features the Bear Republic Brewing Company. HopMonk Tavern in Sebastopol has been transformed into an unpretentious venue where you will enjoy American Craft Beer as well as the European Classics served by fun folks with a passion for all things beer. Music can be found at all of these establishments on varying schedules. So kick back and enjoy a cold one, listen to some music and savor a truly Sonoma-style hand-crafted beauty!

Do you have a favorite local brewery?

Posted by:Martha O’Hayer

What is both an absolute gem in Sonoma County and a cousin to Muir Woods?

2010-04-14T15:05:00Z

Judy Le Marr on our GuideMeHome2MarinLuxury blog just posted about Muir Woods in Marin County. Personally, I love Muir Woods. However there is a gem in Sonoma County, a cousin, if you will, to Muir Woods: Armstrong Woods – also known as Armstrong Redwoods State Natural Reserve. Armstrong is great on a hot summer day, as the Redwoods offer shade and relief from the heat. Though this past Sunday was quite drizzly, it was still amazingly pleasant.

There is something magical and awe inspiring about Redwoods. Standing beneath so many huge Redwoods always makes me remember that they are on the planet for such a long time, that it took years for them to grow, and that we need to be really grateful and seize each moment in life. With the oldest tree in the park an estimated 1400 years old (that’s Colonel Armstrong), my few years seem quite short.

The tallest tree is Parson Jones, of which I have attached a shot. Parson Jones is 310 feet in height and just a short .1 mile walk from the entrance. To look up and see the top of Parson Jones is quite amazing.

One of the best things about Armstrong Woods is the numerous trails it offers. You can walk the manicured trails for up to 1.7 miles (to the picnic area and back). There are also more strenuous and less formal hikes on many trails with a variety of levels of exercise involved. In addition to the hiking and picnicking, there are places to walk your dog and ride your horse. There are even nearby camp grounds (not affiliated with the park).

To get to Armstrong Woods from Highway 101, you take River Road to Guerneville and turn right at Rio Nido Road. I think it’s an added bonus to go play in Guerneville – there are some great restaurants and shops if one is up for playing the tourist.

Where is your favorite place to enjoy our North Bay Redwoods?

Posted by:Jennifer Masterson

Short Sales - Two Dreaded Words That Will Not Go Away Anytime Soon

2010-04-09T23:34:00Z

As a Realtor, I am aware that short sales are here to stay for the next few years. It’s a fact that I prefer to ignore. I’m invited to attend short sale seminars by the dozens. I’m asked to embrace them as a way of life in the Real Estate World. I have yet to represent a short sale seller, by my own choice. I refer the business to someone who has the patience to deal with the lenders, the seller, the calls, the faxes, the lost paperwork, etc.

I have, however, represented many buyers in short sale transactions. Until recently, these transactions were a waiting and wondering nightmare that cause buyers to say “Why won’t anyone take my money?! All I want to do is buy a house. I have a 30% down payment and I can get a loan, why won’t anyone [seller’s lender] talk to me?” When the buyer has been complaining this way for 8 or more months, it’s hard to offer an adequate explanation. There really is no good answer. That is, until recently.

This week, my buyers received lender approval on a short sale offer we made only six weeks ago! Yes, that seems like lightening speed compared to four, five, six months with no response. Additionally, this lender is providing the seller with a $5000 move out credit. That’s right, real money to move for a seller that has been hit hard with financial woes. Amazing.

So, who is this magical lender with the power to respond to offers in 7-10 business days or less? Who can close a real estate transaction in an average of 37 business days, start to finish? Who is this lender that provides local contacts who understand our market conditions? Who is it?

It’s Wells Fargo Home Mortgage - formerly Wachovia. Wells Fargo Home Mortgage has developed a field short sale program where field managers are assigned areas where they will provide outreach to sellers about their options regarding short sales. These same managers provide a point of contact to the Realtor Community as well. In fact, the very person who approved our short sale in six weeks spoke to our local Chapter of Realtors this week in Petaluma. I was so impressed that I went up, introduced myself and shook his hand. Thanks, Sam Bedros!! You may make a short sale believer out of this Realtor after all.

Posted by:Martha O’Hayer

What is that lake in Santa Rosa?

2010-04-08T14:21:00Z

Have you ever wondered about that lake on the east side of town? I remember when my family first moved to Sonoma County, Spring Lake instantly caught my curiosity. From my map it was clearly marked, but it seemed rather odd that a lake would be in the middle of a city the size of Santa Rosa. It has forever intrigued me, so I decided to search the internet and find out more. A bit disappointed not to find much history, I did discover the lake is part of an earthen dam built in 1963 and is owned by the Sonoma County Water Agency. As it turns out, it is more of a reservoir than a lake.

Of course, if I had delved further, I may have come across more information, but for the purpose of this post, I want to share with people why I love this wonderful nature area.

As I’ve mentioned in other posts, I love to walk! So once a week I meet one of my friends at Spring Lake and we take our dogs on a spin around the lake. We also include Howarth Park in the walk, as it adds a bit more distance to our jaunt and allows our pets to have more time to play together. Plus, I have the pleasure of spending time with my dear friend, which is a double bonus.

Click picture for more information

I also make it a point to include a tour of Spring Lake when clients or visitors from other parts of the country (and world) meet with me and ask for an introduction to the area. What better way to introduce them to our community then to show off this delightful spot. You can follow this link to learn more. And if you are so inclined, go for a couple of hours, or spend the day. Spring Lake is part of the 320-acre Spring Lake Regional Park and offers plenty to do in addition to walking trails, including camping, fishing, picnicking, swimming, cycling and horseback riding.

Do you know more about the history of Spring Lake? Or have a favorite activity to do in the area? Please share in the comments.

Posted By: Ruth Buzzard

15-Plus Ways to Enjoy a North Bay Stay-cation this Spring Break

2010-04-02T18:39:00Z

Spring Break for school-age kids is almost here. So what are you going to do while your kids are out of school? Some folks may travel but many of us will take advantage of what is at our fingertips and enjoy a stay-cation right here in the North Bay.

Sonoma County

Go Skating: Ice, Roller, or Board
Tee up with some Mini- Golf
Drive like Mario Andretti
Find an arcade and spend some of those spare quarters
Swing set or teeter totter at a playground
Take a hike, walk, or bike in the beautiful wine country
Take the Train or ride a Ferris Wheel at Train Town
Sit on the dock of the Bay
Visit Shell Beach
Ride the Carousel or see what else is happening over at Howarth Park

Heading North
Take the Skunk Train for a ride with a view.
Mendocino coast, while there check out the Mendocino Chocolate Company or even try Whale Watching (did this last year - it was awesome, but definitely required sea sickness patch).
Head a little north to MacKerricher State Park and check out the tidepools.
Take a long drive through the Avenue of the Giants and enjoy the Redwoods and the roadside attractions.

And of course there are always the old stand-bys:
Check out a book
Go to a Movie
Play a board game

For activities in Marin County and San Francisco, check out our GuideMeHome2Marin Spring Break post .

Posted by:Jennifer Masterson

Hiking Shell Beach, Sonoma County

2010-03-31T16:32:00Z

Springtime in the North Bay means the weather can change from sunshine to rain clouds day by day – or even hour by hour, as we’ve seen this week. So this time of year, whenever I spot sunshine I say, “Let’s go play!”

One recent sunny day that desire to play led to a trip to Shell Beach, which is part of the Sonoma Coast State Beach. As a part-time Sonoma County resident, getting to this gorgeous beach is easy to do. The drive from Fountain Grove (North Santa Rosa) takes you down River Road through Guerneville towards Bridgehaven and then about five minutes along Highway 1.

Once you arrive, there is a great walk between Shell Beach and Goat Rock (okay, okay, the names aren’t pretty, but the views are). As the walk covers some marshy-areas, there is a convenient boardwalk covering some of the trail. It’s just such a fun place to go. My understanding is that in addition to the views there is sometimes entertainment on the one huge rock between the two beaches where you can often see folks bouldering.

Now this was our third attempt at Shell Beach. The thing is, we have never really “conquered” this walk/hike. The reason: lack of preparation and bad timing. The first time we went was November, 2008. Believe it or not, the sun was out and it was a gorgeous fall day. But right before we arrived the fog and cold hit – we weren’t dressed for it so we walked a little bit and then went back and enjoyed the fabulous views from the parking lot. No love lost really as it was a fun and pretty drive.

We next tried in, I believe, spring of 2009. Better prepared with heavy fleeces we thought we would end up walking longer – turned out we needed hats, too, as our ears froze in the wind. So we drove over to Goat Rock and spent a couple hours watching the waves while sitting under a cliff which kept the wind off of us.

That brings us to this sunny Sunday. The views were gorgeous. We had our thick fleeces, we had our hats. He had his hiking shoes. I had my run around town, thin, tennis shoes. It turns out that while it was sunny and beautiful, one morning of sun does not completely dry the world of the previous weeks rain. If only I had worn hiking boots, too. We did end up walking for about 20 minutes before turning around, and the views were worth the cold, wet feet. But somehow, someway, we shall conquer Shell Beach. But that will be another post.

Click the map for a larger view

Do you have a favorite hike in Sonoma County?

Posted by:Jennifer Masterson

Rural Roots -- 4th Annual California’s Artisan Cheese Festival, Petaluma

2010-03-26T19:48:00Z

It’s the 4th Annual California’s Artisan Cheese Festival, March 26-29.

Join the best of the best in California artisan cheesemaking this weekend at the Sheraton in Petaluma. This annual event features the artisans who still adhere to the original cheesemaking practices – small batch production, made by hand. The cheesemakers support local agriculture and follow sustainable practices. Our rural way of life is supported by the original founders of Cowgirl Creamery who have production facilities in both Sonoma and Marin Counties.

Marin and Sonoma County producers will be well represented at the event – Cowgirl Creamery, Point Reyes Farmstead, Spring Hill Jersey Cheese, Marin French Cheese Company and Bellwether Farms are a few of the many cheesemakers you will find. On Sunday, twenty-four cheesemakers, twenty handmade food makers and twenty wineries and breweries will be on hand in the Marketplace providing samples and selling their delicious goods. Other activities include a Barn Dance on Friday, seminars, cheese tastings and pairings. A full list of events can be found here.

Petaluma is the prime location for the California’s Artisan Cheese Festival. Don’t miss out, make your reservations now. Bring your friends and enjoy our rural roots.

We’re fortunate to have so many cheese producers, artisan food purveyors and vintners in our own backyard. Share some of your local favorites in the comments below.

Posted by:Martha O’Hayer

Ok kids, ready, set, go…Spring Events in Howarth Park, Santa Rosa

2010-03-26T19:32:00Z

Do you like to fish, how about a pet parade? Do you want to go on an Easter Egg Hunt? Howarth Park in Santa Rosa is where all the fun begins.

Follow this link to find out about these fun spring time activities which begin this weekend, Sunday, March 28.

Kids Fishing Derby – March 28 Pet Parade – March 31 Easter Egg Hunt – April 3

All events at Howarth Park - 630 Summerfield Road, Santa Rosa, CA 95405

Have you been to Howarth Park lately? In addition to fun seasonal events there are year-round attractions, such as hiking and biking trails, field rentals, and two playgrounds.

Posted By: Ruth Buzzard

From Preservation to Innovation

2010-03-25T20:00:00Z

Happiness and Sonoma County go hand-in-hand as we’ve seen in the past few posts. Our surroundings are tranquil and generally we find that our lifestyle keeps up with the latest technologies while preserving our rural way of life.

This week alone, we’re experiencing a wide variety of local events that invite the world to see our incredible diversity. From the California Artisan Cheese Festival, that takes place this weekend, March 26 through March 29, to the possibility that Google will select Petaluma as a test city for its ultra high-speed fiber network. (You can nominate Petaluma at www.googleluma.com - hurry deadline is March 26). There’s lots going on just north of the Marin County line.

On the financial front, our own Petaluma based Calix, Inc (formerly Calix Networks, Inc) just this week received $82 Million in its initial public offering and saw shares rise 16% on its first day of trading. I’ll bet there are some happy people there, too! Full details can be found here.

My point is this, we in Sonoma County, and in Petaluma in particular, value the old and the new, and embrace the possibilities that both provide. Petaluma stays on the cutting edge of new technologies while preserving our rural heritage. We all know that balance is the key to a happy life; well, by the look of it, we have a great balance right here in our own back yard!

Have more examples of how we balance preservation and innovation? Post your comments below.

Posted by:Martha O’Hayer

Spring Renewal in Sonoma County

2010-03-25T13:44:00Z

Spring has officially arrived! An acquaintance once asked me what time of year was my favorite in Sonoma County. That’s a tough question, as I find such delight in all of the seasons. However, if I were to choose, it would be spring time.

After a very wet winter this year, we are now experiencing beautiful sunny days, clear blue skies and green hills laden with daffodils, and of course, longer daylight hours. When I wake up in the morning I immediately put on my walking shoes, saddle up the dog and head out to do my three mile walk. What a great way to start the day! I find that walking in the hills with my trusty canine helps to clear my mind, but it also allows me to think of how fortunate my family and I are to live in such a wonderful place as Sonoma County.

In fact just today I was talking with a friend of mine about world travels and all the places our family has visited and lived. New Zealand has always been at the top of our favorites list and it’s no surprise that we chose to live in Sonoma County because of the similarities. If by some chance New Zealand was moved to the coast of Sonoma County, I doubt we could differentiate between the two.

Spring also reminds me of renewing oneself after the winter months. Since November, we have been under siege with cool wet weather, short days and heavy clothing. Just like the plants that spring out of the ground, so too is it time to put on lighter clothes, start weeding the garden and step out early to walk the dog.

As the Frank Howard Allen motto says, “Love Where You Live.” In reference to Sonoma County, no truer words were ever spoken.

What are your favorite things to do in Sonoma County during the spring?

Posted By: Ruth Buzzard

The Bay Area's largest cities north of the Golden Gate Bridge ranked by CNN Money

2010-03-24T18:46:00Z

According to CNN Money Magazine’s 2010 real estate profile, Napa, CA is ranked #17 in the nation for forecasted price appreciation. Money details that many cities close to the Bay Area saw a huge run-up in home prices during the post 9/11 boom that lasted through 2006.

Napa is a very well recognized city in Northern California’s wine making region, known for world class culinary dining experiences and vineyards. Napa is also one of the largest cities north of the Golden Gate Bridge with a population of 133,522, according to Money.

Santa Rosa is the largest city in northern California’s wine country with a population of 154,200, which also neighbors iconic and timeless rural Kenwood, CA. Money ranked Santa Rosa #1 in the nation for forecasted price appreciation.

According to market information, prices grew more than 121% from 2000 to the early 2006 peak and have since fallen more than 45%. Today Money concludes that the decline is over and Santa Rosa prices will gain 6% this year, more than any other U.S. city, while at #17, Napa prices will gain 2.3% this year.

This being recently reported, each property situation may be less ordinary and more unique from the median and averages calculated or forecasted by Money Magazine.

Weigh in with your opinion by posting a comment on how you feel about buying real estate in 2010.

For more information about your relocation, next move, or unique properties across the Bay Area contact Ernie Basoco at 707.292.0192 or visit www.ebasoco.com.

Posted by:Ernie Basoco

Tale of Two Stories: Business and Emotion

2010-03-23T18:37:00Z

There are national media press releases we are familiar with, corporate announcements perfectly scripted for a point of emphasis, and articles of journalism that sometimes inform us on important information. Many times the most important piece or meaning can easily get lost, the story. It is how a story relates to your life at the moment and yes, the candor or the informality that can make it memorable. Here are two recent stories I have decided to share right now, which continue to be a reminder that business and emotion can go together and even be fun.

First, an informal story of a fairly important transaction I was involved in. With the pressure sometimes involved, clever relevant humor clearly became the antidote. From that past negotiation, the only thing that stands memorable today is what one of my colleagues told a ranking officer involved in the decision-making process after making a difficult presentation, “Well, I was not standing over these people with a machine gun when they were signing their contract.”

Next is a more touching story that comes directly from the words of a friend, also a gracious past client. Touching because long after a sale and a big family transition, there was kindness shared in some words of advice directly from my new friend: “You have often mentioned the word ‘perfection’ in relation to your goals in client service. I do worry that you will not allow room for mistakes. I was ‘rookie of the year’ my first year in real estate when we lived in Hawaii 30 years ago. I know what an exhausting undertaking it can be. As your new friend…let me offer a word of advice and encouragement: Give yourself some grace! Sometimes we learn some of our best lessons when we make mistakes and it allows us to grow. It is what makes us strong and free.”

My friend is also a coach, even a mentor that I didn’t know before. Sometimes the greatest motivators are those people we are fortunate enough to have the chance to work with, to make friends with, to listen carefully to and not forget their story. Thank you, Sherrie.

Posted by:Ernie Basoco

Santa Rosa prices will gain 6% this year, more than any other U.S. city, reports Money Magazine

2010-03-23T14:04:00Z

Living in Santa Rosa just keeps getting better and better…

According to Money Magazine, Santa Rosa’s real estate prices will gain more than any other U.S. city this year and the forecasters are saying the decline is over. Full article.

This is no surprise to me with over 50% of Santa Rosa’s available inventory in contract.

For everyone who’s been waiting to see what’s going to happen with our local real estate market, now is the time to purchase real estate in Santa Rosa. Look at how Santa Rosa compares to other cities in California. In my opinion, they have this information backwards. The list should be reversed, and we should be on the top where we belong. Can you tell I love Santa Rosa?

Don’t forget that Santa Rosa also has the distinction of being one of the 5th happiest cities in America according to the Huffington Post, and Santa Rosa is applying for Google’s ultra-fast Internet network for residents.

Like I said - living in Santa Rosa just keeps getting better and better…

Posted by:Beth Urban-Purtell

Buying HUD Homes - Your FAQs Answered

2010-03-10T20:56:00Z

What is a HUD home?
A HUD (US Department of Housing and Urban Development) Home is a 1-4 unit residential property that is backed by the Federal Housing Administration (FHA) and is now in foreclosure. When someone with a HUD insured mortgage can’t meet the payments, the lender forecloses on the home; HUD pays the lender what is owed; and HUD takes ownership of the home. HUD then sells the home at market value through a Marketing & Management Contractor such as PEMCO.

Who can sell HUD homes?
Any licensed real estate agent or broker who is registered with HUD may sell HUD Homes.

Who can buy a HUD home?
Any buyer with available cash – or who can qualify for a loan (subject to certain restrictions) – can purchase a HUD home. Initially, priority is given to those who are buying the home as their primary residence. After the priority period, unsold properties are made available to all buyers, including investors.

How do you find HUD homes?
Finding a HUD home is as easy as clicking on hudpemco.com, searching under properties for sale in California, and selecting the home or income property of your choice.

How do you purchase a HUD home?
Once you are interested in a property, contact a federally approved California HUD real estate broker, like the Duran Group, and they will provide access to these properties and handle all the bidding, contracts, and disclosures processes on your behalf. A real estate broker must be properly registered with HUD to submit contracts for purchase or any HUD home.

Where can I learn more?
Visit the US Department of Housing and Urban Development website – and particularly the HUD in California section.

If you’ve always wanted to take advantage of the opportunities of purchasing government owned Real Estate, now is the time. Do you have any other questions about HUD homes? Have you had experience buying one? Please leave comments below or contact the Duran Group directly.

Posted by:Raina Duran

Santa Rosa/Petaluma: The 5th Happiest City in America

2010-03-09T13:09:00Z

Did you know that Santa Rosa/Petaluma is the 5th happiest city in America according to interviews with more than 350,000 Americans? The Huffington Post article can be found here.

The “life evaluation” for each city consisted of job opportunities, personal finances, physical health, moods, emotions, and communities. Based on my experience living in many different cities across the country, I think Santa Rosa should be #1. We are all so blessed to live here, and I’ve never seen more “nice” people concentrated in one area.

Now, news has broken that Google is offering to build an ultra-fast Internet network for residents in one or more lucky U.S. towns. WOW! Can you imagine how happy we’d all be if Santa Rosa was the chosen city? I’m just sure we’d launch into the #1 position on the happiness scale. Let’s all get involved and lobby Google on behalf of our beloved Santa Rosa!

Get involved, make a difference and be happy!

Posted by:Beth Urban-Purtell

Nominate Petaluma for Google fiber optic and let’s improve our lifestyle! Visit www.Googleluma.com

2010-03-05T23:17:00Z

Hey, Petaluma! Last week on this blog I discussed the results of a huge national poll (353,000 people surveyed) that recognized Petaluma/Santa Rosa as the happiest place in California, and the fifth happiest in the nation. And, Sunset Magazine calls it the perfect little town. CNNmoney.com names it as one of the top places to live. Country Living Magazine just did a three-page spread in their February, 2010, issue that featured the laid back lifestyle and amazing antiquing. Travel & Leisure Magazine named Petaluma one of the Nation’s Top Ten Getaways Near a Major City. So, from a lifestyle standpoint, I think that we’ve made it into the national spotlight – Petaluma is a fine place to live and work.

Just when we thought it couldn’t get any better, along comes Google’s fiber optic network offering to bring their ultra-fast Internet network to one or more lucky cities in the US. Now, that’s a lifestyle change we can incorporate easily. According to a recent Press Democrat story, “Google’s network could raise property values, attract businesses, create jobs and increase competition amongst Internet providers.” Estimated Internet speeds of 100 times faster will be delivered at a competitive price. FAQ’s on the project can be found on the site. The project overview can be found here.

The Director of Information Technology for the city of Petaluma, Tim Williamson, is in the process of applying for the opportunity. Google estimates that the application will take somewhere around 4 hours to complete. A worthwhile investment of time, I’d say.

Petaluma residents - Get involved. Visit Googleluma.com and let’s improve our lifestyle! We already know how great it is here, but just think of the possibilities.

Posted by:Martha O’Hayer

THE WONDERS OF DOG AGILITY

2010-03-05T23:10:00Z

I have been a participant of dog agility for six years (my dog is seven – I missed the first year) and am amazed at how it transforms dogs. In fact, I am so impressed that I created a dog agility arena at my house and every Saturday a group gets together (with our trainer, Ina) and we run our dogs through the paces. The dogs all know when it is “agility Saturday” and Lola (my miniature fox terrier) gets very excited when I put her special blue agility leash on as we head out to the course. There are several jumps, two tunnels, a long balance beam, a steep A-frame, a teeter-totter, weave poles, and a large tire jump. We continually mix up the order so the dogs are always challenged.

The outcome is amazing – shy trembling dogs with their tails and ears down turn into superstars quickly as they run through the course. Their chests puff out, their tails and ears go up as the dogs achieve success on the course. And it is designed in such a way that all dogs will be successful, even if they only do one or two obstacles. For more advanced dogs, they are constantly being challenged – as they come off one obstacle, there will be two new obstacles in front of them and they have to go to the one we either point to or call out. The dogs and the handlers have to pay attention. In fact, the most important thing I have learned in dog agility is – it’s all about the handler – when I get confused, mess up commands or fail to point in a timely fashion, the dog gets confused and doesn’t know what to do. So it is really not about the dog – I think dogs have a natural inkling to agility – it’s the handlers that slow them down. Sort of like raising kids – the importance of clear direction.

Dog Agility Events Calendar

Posted By: Edward Reiners

Wine Road – 32nd Annual Barrel Tasting in Sonoma County

2010-03-04T16:49:00Z

The weather is cloudy, rainy and gloomy…. Yes, we’re grateful for the rain - all of it! However, if you’re in need of some fun, the next two weekends are just what the doctor ordered!

Get out of the house and enjoy the 32nd Annual Wine Road Barrel Tasting here in Sonoma County. This is your chance to sample wines still in the barrel, buy “futures” and meet winemakers. For maps, ticket information, an introduction to wine tasting, and much more visit www.wineroad.com. Don’t forget to check out the list of wineries that will also be pouring on both Fridays. You’ll find it at the bottom of this page.

Just one more thing that makes Sonoma County special!

If you go:

BARREL TASTING - TWO WEEKENDS
March 6-7 & 13-14, 2010
11:00 am - 4:00 pm each day

Posted by:Beth Urban-Purtell

PETALUMA, the Happiest Place in California!

2010-02-24T19:46:00Z

A huge study released last week found that people in Petaluma and Santa Rosa are happier and healthier than anywhere in California and ranked 5th in overall happiness in the nation!

Over 350,000 Americans were polled for the Gallup-Healthways Well Being Index. Forty-two questions covered a number of areas of health and well being including jobs, finances, health habits and mental attitudes. 753 participants from Sonoma County were included in the survey. They commented on healthy habits and behaviors such as eating well, including consuming fresh fruits and vegetables each week, exercising regularly and not smoking.

Placing 5th overall in the US for Happiness quotient, Petaluma–Santa Rosa once again shows its true colors. What’s not to be happy about? Look around you, Petaluma has so many treasures; it’s hard to count them all.

USA Today has the full list of winners ranked here; number one in the country for overall happiness was Boulder, Colorado.

So folks, Disneyland may be the happiest place on earth, but Petaluma is the happiest place in California!

Posted by:Martha O’Hayer

Help for Homeowners: Obama's $1.5 billion financing plan and Home Buyer Tax Credits

2010-02-23T18:33:00Z

Friday, President Obama unveiled a plan designed specifically to help the five states hardest hit by the housing crisis, including California. The new initiative calls for state housing finance agencies to create locally tailored solutions to help keep homeowners in their homes and stabilize the housing market so home values can rise. More details here.

Several efforts have come out of Washington to help reinvigorate the housing market, including two home buyer tax credits, which are set to expire April 30, 2010. This means that while there are still about ten weeks to go, time is running out for homebuyers to qualify, as a typical escrow lasts 30 days.

Below is a quick breakdown of what you need to know. For further reading, the National Association of Realtors has a very informative site highlighting the Basics to the Extended Homebuyer Tax Credit. You can also visit www.federalhousingtaxcredit.com.

$8,000 First-time Home Buyer Tax Credit at a Glance

The $8,000 tax credit is for first-time home buyers only. For the tax credit program, the IRS defines a first-time home buyer as someone who has not owned a principal residence during the three-year period prior to the purchase. The tax credit does not have to be repaid unless the home is sold or ceases to be used as the buyer’s principal residence within three years after the initial purchase. The tax credit is equal to 10 percent of the home’s purchase price up to a maximum of $8,000. The tax credit applies only to homes priced at $800,000 or less. The tax credit now applies to sales occurring on or after January 1, 2009 and on or before April 30, 2010. However, in cases where a binding sales contract is signed by April 30, 2010, a home purchase completed by June 30, 2010 will qualify. For homes purchased after November 6, 2009 and on or before April 30, 2010, single taxpayers with incomes up to $125,000 and married couples with incomes up to $225,000 qualify for the full tax credit.

$6,500 Move-Up / Repeat Home Buyer Tax Credit at a Glance

To be eligible to claim the tax credit, buyers must have owned and lived in their previous home for five consecutive years out of the last eight years. The tax credit does not have to be repaid unless the home is sold or ceases to be used as the buyer’s principal residence within three years after initial purchase. The tax credit is equal to 10 percent of the home’s purchase price up to a maximum of $6,500. The tax credit applies only to homes priced at $800,000 or less. The credit is available for homes purchased after November 6, 2009 and on or before April 30, 2010. However, in cases where a binding sales contract is signed by April 30, 2010, the home purchase qualifies provided it is completed by June 30, 2010. Single taxpayers with incomes up to $125,000 and married couples with incomes up to $225,000 qualify for the full tax credit.

Posted By: Edward Reiners

Valentine’s Day Gifts: Think Outside the Chocolate Box

2010-02-10T19:34:00Z

Valentine’s gifts for the true love of your life...

If you are like me, Valentine’s Day poses a bit of a dilemma: I love my husband and want to show it, but hope that I do so throughout the year. So when Valentine’s Day approaches, I want to acknowledge him, but usually with something red and meaningful. Flowers and chocolate are great, but safety is a gift that keeps on giving. Here are some things I’ve given him through the years. Maybe you’ll see something here that says, “I love you.”

Preparedness is a true buzz word this year and always in vogue in the Bay Area. A few years ago, I packed a pair of red backpacks with earthquake supplies and gave us each one for our cars. There are tons of great pre-packaged kits - even a red one! Read more about being prepared in Deborah Byrne’s great post about how to keep you and your loved ones safe. That’s a true Valentine’s gift.

Along those lines, how about a donation in your loved one’s name to the Red Cross - you never know when that gift will give back.

Sometimes a trip to the hardware store will uncover that perfect red gift - a pair of red gardening gloves, some red shears, or my personal favorite - a Swiss Army Knife All express your love – but with a bit of a twist. There’s even a pink one that supports breast cancer awareness.

A red flashlight for the car, a red umbrella for that unexpected rain, or how about a great bottle of red wine for that moment you’ll share together that truly says, “I love you!”

Happy Valentine’s Day!

Posted by:Martha O'Hayer

Stay Prepared in Earthquake Country

2010-02-09T17:46:00Z

One would think that having lived in “earthquake country” all my life, that I would long ago have established a disaster preparedness plan. Well, it’s only the recent earthquake disasters that have finally motivated me to action.

As I was researching the subject, I came across several comprehensive disaster preparedness brochures on the American Red Cross website, including an informative brochure on food, water and emergency supplies.

Via www.fuelforadventure.com

The site, www.RedCross.org, has more great information and downloadable brochures on family communication plans and evacuation plans. You can purchase disaster supply kits directly from the Red Cross online store or from a number of other sites – I purchased backpack emergency kits for all of our vehicles from www.fuelforadventure.com. If the unexpected happens when we are at home, on a road trip, or at work, it helps to know that we can stay hydrated, warm and prepared for several days. Since my husband works in San Francisco during the week, there’s a fair chance that he wouldn’t be able to come home for several days if there were an earthquake centered there. Having emergency supplies on either end would enable us both to cope until help arrives.

However you choose to protect yourself and your family, I hope this information is useful and timely. Take a look at a similar blogpost from Noreen Smith on our Marin blog for even more information. My wish is that we all have several days’ worth of supplies available, and that we never have to use them.

Posted by:Deborah Byrne

Hiking through Sonoma County’s Picturesque Annadel State Park

2010-02-04T15:29:00Z

There truly are so many great things to love about the North Bay, which encompasses Marin, Sonoma, and Napa counties. Folks travel far and wide to visit our towns and here we are with all sorts of fun things to do right in our very own backyards. I feel so blessed and each weekend my family and I try to venture outside and enjoy the beautiful landscape that surrounds us.

On a recent weekend in January, we decided even though it was cold and foggy, that we would go for a walk/hike in Annadel. Annadel State Park is located in Sonoma County, 60 miles north of San Francisco and on the eastern edge of Santa Rosa.

Once you arrive, there are many parking options: outside parking is free and adds a nice bit of exercise to the trip, or you can pay a $6.00 fee to park inside. Because it was chilly, we chose to park by the entrance and walked round trip for about an hour in areas where the terrain was varied but not too steep. I would feel comfortable taking my kids on this nature walk – feeling that the surroundings would keep their grumbling to a minimum (plus as long as we call it a nature hike instead of a “walk” it seems more like an adventure). On this day, with the fog and the mossy green trees, it felt like a cinematic walk in the woods.

I look forward to going back on a sunny and warm day, but I am guessing the trails will be more crowded. Annadel is also very popular with mountain bikers and horseback riders, so it’s good to be careful on the trails as a pedestrian.

Want to know more about Annadel? Check out these links:

Mountain Biking

Hiking at Annadel

Video of Hiking and Biking at Anndael

Posted by:Jennifer Masterson

Five more of the Top Ten for 2010 - Top Ten Reasons to buy a house- NOW (Part II)

2010-01-18T15:05:00Z

My last post illustrated the tried and true reasons to buy real estate now. For the most part, all of those reasons were norms we’ve always known about real estate. But today, there are different reasons to act now. There’s a timer on some of the following reasons – some of these will disappear soon, as soon as April 30, 2010! So tick tock.

Here we go, 5 more reasons (in no particular order) to buy real estate today:

Home Buyer Tax Credits -You’ve heard lots about this, but it is a good reason to get on the bandwagon and buy a home. The tax credit applies to purchases that occur before April 30, 2010, or where a binding contract is signed before that date and the transaction is completed by June 30, 2010. Currently, the government is offering two programs. An $8,000 First-Time Home Buyer Tax Credit and a $6500 Move up/Repeat home Buyer Tax Credit – quick overview. More FAQ’s about the Home Buyer Tax Credits can be found here.
The Energy Efficiency Tax Credits- FEDERAL—The Existing Home Retrofit Tax Credit, Tax Code Section 25C is available to homeowners and credits 30% of the cost up to a $1,500 lifetime limit are available for projects completed in 2010.
Local and regional funding is available for Energy Efficiency programs LOCAL– Sonoma County’s Energy Independence Program is a new opportunity for property owners to finance energy efficiency, water efficiency and renewable energy improvements through a voluntary assessment. These assessments will be attached to the property, not the owner and will be paid back through the property tax system over time, making the program not only energy efficient but also affordable. I’ll bet there are lots of ways for you to capitalize on energy credits while you live in your home. If you are still renting, it’s time. Buy a home, get tax credits! Check out what is available to you with a quick Google search.
Time’s A Wastin’—Act Now. Foreclosures, Short Sales, just ‘get me out of this house now’ sales. There are so many reasons prices are low. The market seems to be correcting, so don’t wait. Get approved for a loan, find a great realtor, and start shopping! There’s tons of information out there. Get someone to help you or just help yourself. Go on, do it. Time’s a wastin’!
Control over your environment– Owning your home offers other advantages as well. Not only can you change your home to meet your needs, but you also are not subject to the terms of a lease or a landlord’s whims. As a homeowner, you can experience the emotional and financial security that comes from knowing what your housing expenses will be from year to year for the most part. Unlike rents, which can increase annually, most mortgages have fixed or capped monthly payments. So, as a homeowner, you can have a much better idea of what proportion of your paycheck goes toward your home. Think of it as the ultimate savings plan. If you are still trying to decide if you want to rent or buy, this calculator, designed by Michael Bluejay may be the best tool I’ve found for that. Have fun.

So there you have it. My Top Ten For 2010. Top Ten Reasons to Buy Real Estate Now. Comments are welcome as always. Email me at mohayer@fhallen.com.

Posted by:Martha O’Hayer